United Nebraska Bank, O'Neill in O'neill, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • United Nebraska Bank, O'Neill in O'neill, Nebraska (NE)
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United Nebraska Bank, O'Neill - Overview

  • General
  • FDIC Certificate #: 33310
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Nebraska Bank (#33900)
    Federal Reserve ID: 1825808
    Date Established: December 07, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 46858
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 07, 1990
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: January 12, 1995
    Last Data Update: January 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 702 East Douglas, O'neill, NE 68763
    County: Holt
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $31.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $10Total assets
  • $31,484Cash and due from depository institutions
  • $1,352Interest-bearing balances
  • $696Securities
  • $11,599Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $17,442Loan loss allowance
  • $212Trading account assets
  • $0Bank premises and fixed assets
  • $376Other real estate owned
  • $0Goodwill and other intangibles
  • $575Life insurance assets
  • $140All other assets
  • $0Total liabilities and capital
  • $31,484Total liabilities
  • $29,410Total deposits
  • $22,195Interest-bearing deposits
  • $20,953Deposits held in domestic offices
  • 22195.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $1,600Trading liabilities
  • $0Other borrowed funds
  • $5,528Subordinated debt
  • $0All other liabilities
  • $87Total equity capital
  • $87Total bank equity capital
  • $2,074Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $500Undivided profits
  • Memoranda
  • $1,074Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $351Earning assets
  • $29,737Long-term assets (5+ years)
  • $7,771Average Assets, year-to-date
  • $26,269Average Assets, quarterly
  • $30,191Volatile liabilities
  • $7,938Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,089Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,969Total risk weighted assets
  • $21,000Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,753Total interest expense
  • $921Net interest income
  • $832Provision for loan and lease losses
  • $87Total noninterest income
  • $146Fiduciary activities
  • $0Service charges on deposit accounts
  • $71Trading account gains & fees
  • $0Additional noninterest income
  • $75Total noninterest expense
  • $707Salaries and employee benefits
  • $305Premises and equipment expense
  • $70Additional noninterest expense
  • $332Pre-tax net operating income
  • $184Securities gains (losses)
  • $0Applicable income taxes
  • $55Income before extraordinary items
  • $129Extraordinary gains - net
  • $0Net income attributable to bank
  • $129Net charge-offs
  • $30Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.17%Cost of funding earning assets
  • 3.77%Net interest margin
  • 3.40%Noninterest income to earning assets
  • 0.60%Noninterest expense to earning assets
  • 2.89%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 0.70%Return on equity (ROE)
  • 6.37%Retained earnings to average equity (YTD only)
  • 6.37%Net charge-offs to loans
  • 0.23%Credit loss provision to net charge-offs
  • 290.00%Efficiency ratio
  • 67,382Assets per employee
  • 3.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 78.59%Net loans and leases to core deposits
  • 81.56%Equity capital to assets
  • 6.59%Core capital (leverage) ratio
  • 6.50%Tier 1 risk-based capital ratio
  • 9.38%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $26,269Average earning assets
  • $2,025Average equity
  • $24,450Average loans

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