United New Mexico Bank in Carlsbad, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 03, 1994

United New Mexico Bank in Carlsbad, New Mexico (NM)
Show street view No street view available for this location

United New Mexico Bank - Overview

General
FDIC Certificate #: 15281
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank New Mexico, National Association (#2252)
Federal Reserve ID: 632456
Date Established: September 01, 1935
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 9626
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 18, 1935
Last Structure Change Effective Date: October 03, 1994
Last Structure Change Process Date: October 19, 1994
Last Data Update: October 19, 1994
Data Source Date: April 05, 2012
Location
Address: Fox And Canyon Streets, Carlsbad, NM 88220
County: Eddy
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Carlsbad-Artesia, NM (#16100)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $107.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$50Total assets
$110,510Cash and due from depository institutions
$8,138Interest-bearing balances
$532Securities
$50,830Federal funds sold & reverse repurchase agreements
$850Net loans & leases
$45,814Loan loss allowance
$801Trading account assets
$0Bank premises and fixed assets
$2,940Other real estate owned
$166Goodwill and other intangibles
$1,772Life insurance assets
$0All other assets
$0Total liabilities and capital
$110,510Total liabilities
$104,181Total deposits
$103,956Interest-bearing deposits
$88,765Deposits held in domestic offices
103956.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$225Total equity capital
$225Total bank equity capital
$6,329Perpetual preferred stock
$0Common stock
$875Surplus
$4,625Undivided profits
Memoranda
$829Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$581Income earned, not collected on loans
$354Earning assets
$98,026Long-term assets (5+ years)
$7,485Average Assets, year-to-date
$111,911Average Assets, quarterly
$112,384Volatile liabilities
$12,747Insider loans
$5,685FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$6,149Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,329Total risk weighted assets
$50,099Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$7,455Total interest expense
$2,743Net interest income
$4,712Provision for loan and lease losses
$370Total noninterest income
$891Fiduciary activities
$0Service charges on deposit accounts
$651Trading account gains & fees
$0Additional noninterest income
$240Total noninterest expense
$3,431Salaries and employee benefits
$1,381Premises and equipment expense
$441Additional noninterest expense
$1,609Pre-tax net operating income
$1,802Securities gains (losses)
$0Applicable income taxes
$592Income before extraordinary items
$1,210Extraordinary gains - net
$9Net income attributable to bank
$1,219Net charge-offs
$114Cash dividends
$2,714Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.38%Cost of funding earning assets
2.71%Net interest margin
4.66%Noninterest income to earning assets
0.88%Noninterest expense to earning assets
3.40%Net operating income to assets
1.08%Return on assets (ROA)
1.09%Pretax return on assets
1.62%Return on equity (ROE)
17.97%Retained earnings to average equity (YTD only)
-22.04%Net charge-offs to loans
0.24%Credit loss provision to net charge-offs
324.56%Efficiency ratio
60,967Assets per employee
2.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
222.64%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
137.87%Noncurrent assets plus other real estate owned to assets
0.68%Noncurrent loans to loans
1.25%Net loans and leases to deposits
44.07%Net loans and leases to core deposits
50.23%Equity capital to assets
5.73%Core capital (leverage) ratio
5.57%Tier 1 risk-based capital ratio
12.63%Total risk-based capital ratio
Memoranda
$14Average assets
$111,911Average earning assets
$6,784Average equity
$101,058Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United New Mexico Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.