United New Mexico Bank in Albuquerque, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 03, 1994

  • United New Mexico Bank in Albuquerque, New Mexico (NM)
  • Show street view No street view available for this location

United New Mexico Bank - Overview

  • General
  • FDIC Certificate #: 15828
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank New Mexico, National Association (#2252)
    Federal Reserve ID: 599951
    Date Established: July 01, 1941
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 27 (Interstate: No)
    FDIC's unique #: 10069
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1941
    Last Structure Change Effective Date: October 03, 1994
    Last Structure Change Process Date: October 19, 1994
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 Lomas Boulevard, N.W., Albuquerque, NM 87103
    County: Bernalillo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Albuquerque, NM (#200)
    Core Based Statistical Area (CBSA): Albuquerque, NM (#10740)
    CBSA Metro Statistical Area: Albuquerque, NM (#10740)
  • Financial Summary
  • Total assets: $1,023.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $515Total assets
  • $1,044,449Cash and due from depository institutions
  • $51,995Interest-bearing balances
  • $99Securities
  • $285,358Federal funds sold & reverse repurchase agreements
  • $51,600Net loans & leases
  • $586,077Loan loss allowance
  • $7,889Trading account assets
  • $0Bank premises and fixed assets
  • $34,814Other real estate owned
  • $3,053Goodwill and other intangibles
  • $19,160Life insurance assets
  • $12,392All other assets
  • $0Total liabilities and capital
  • $1,044,449Total liabilities
  • $973,305Total deposits
  • $882,247Interest-bearing deposits
  • $687,246Deposits held in domestic offices
  • 882247.00%% insured (estimated)
  • $83Federal funds purchased & repurchase agreements
  • $84,674Trading liabilities
  • $0Other borrowed funds
  • $1,372Subordinated debt
  • $0All other liabilities
  • $5,012Total equity capital
  • $5,012Total bank equity capital
  • $71,144Perpetual preferred stock
  • $0Common stock
  • $17,000Surplus
  • $42,512Undivided profits
  • Memoranda
  • $11,632Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,389Income earned, not collected on loans
  • $3,377Earning assets
  • $923,134Long-term assets (5+ years)
  • $69,652Average Assets, year-to-date
  • $1,004,389Average Assets, quarterly
  • $1,035,940Volatile liabilities
  • $127,909Insider loans
  • $29,642FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $168,665Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $58,763Total risk weighted assets
  • $658,339Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $61,301Total interest expense
  • $23,140Net interest income
  • $38,161Provision for loan and lease losses
  • $1,550Total noninterest income
  • $9,868Fiduciary activities
  • $0Service charges on deposit accounts
  • $6,836Trading account gains & fees
  • $0Additional noninterest income
  • $3,032Total noninterest expense
  • $40,471Salaries and employee benefits
  • $13,064Premises and equipment expense
  • $7,047Additional noninterest expense
  • $20,360Pre-tax net operating income
  • $6,008Securities gains (losses)
  • $0Applicable income taxes
  • $1,791Income before extraordinary items
  • $4,217Extraordinary gains - net
  • -$71Net income attributable to bank
  • $4,146Net charge-offs
  • $2,104Cash dividends
  • $9,616Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.94%Cost of funding earning assets
  • 2.62%Net interest margin
  • 4.32%Noninterest income to earning assets
  • 1.12%Noninterest expense to earning assets
  • 4.58%Net operating income to assets
  • 0.42%Return on assets (ROA)
  • 0.41%Pretax return on assets
  • 0.59%Return on equity (ROE)
  • 5.69%Retained earnings to average equity (YTD only)
  • -7.51%Net charge-offs to loans
  • 0.37%Credit loss provision to net charge-offs
  • 73.67%Efficiency ratio
  • 81,863Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 231.93%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 84.02%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 1.58%Net loans and leases to deposits
  • 66.43%Net loans and leases to core deposits
  • 69.74%Equity capital to assets
  • 6.81%Core capital (leverage) ratio
  • 5.77%Tier 1 risk-based capital ratio
  • 8.93%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $1,004,389Average earning assets
  • $72,810Average equity
  • $882,749Average loans

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