United Valley Bank in Hanford, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 03, 1997

United Valley Bank in Hanford, California (CA)
Show street view No street view available for this location

United Valley Bank - Overview

General
FDIC Certificate #: 22281
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Stockmen's Bank (#23182)
Federal Reserve ID: 737865
Date Established: June 07, 1976
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 15492
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: June 07, 1976
Last Structure Change Effective Date: Febuary 03, 1997
Last Structure Change Process Date: Febuary 13, 1997
Last Data Update: Febuary 13, 1997
Data Source Date: April 05, 2012
Location
Address: 890 West Lacey Boulevard, Hanford, CA 93230
County: Kings
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Sacramento
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Hanford-Corcoran, CA (#25260)
CBSA Metro Statistical Area: Hanford-Corcoran, CA (#25260)
Financial Summary
Total assets: $36.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$27Total assets
$36,227Cash and due from depository institutions
$3,587Interest-bearing balances
$0Securities
$3,037Federal funds sold & reverse repurchase agreements
$5,900Net loans & leases
$22,611Loan loss allowance
$684Trading account assets
$0Bank premises and fixed assets
$283Other real estate owned
$211Goodwill and other intangibles
$598Life insurance assets
$0All other assets
$0Total liabilities and capital
$36,227Total liabilities
$35,552Total deposits
$35,229Interest-bearing deposits
$28,734Deposits held in domestic offices
35229.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$208Subordinated debt
$0All other liabilities
$115Total equity capital
$115Total bank equity capital
$675Perpetual preferred stock
$0Common stock
$2,623Surplus
$0Undivided profits
Memoranda
$-1,948Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$229Income earned, not collected on loans
$325Earning assets
$31,548Long-term assets (5+ years)
$1,901Average Assets, year-to-date
$37,736Average Assets, quarterly
$36,696Volatile liabilities
$3,651Insider loans
$19FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,536Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$674Total risk weighted assets
$23,494Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$3,568Total interest expense
$1,250Net interest income
$2,318Provision for loan and lease losses
$400Total noninterest income
$450Fiduciary activities
$0Service charges on deposit accounts
$265Trading account gains & fees
$0Additional noninterest income
$185Total noninterest expense
$2,930Salaries and employee benefits
$1,176Premises and equipment expense
$510Additional noninterest expense
$1,244Pre-tax net operating income
-$562Securities gains (losses)
$0Applicable income taxes
$263Income before extraordinary items
-$829Extraordinary gains - net
$0Net income attributable to bank
-$829Net charge-offs
$625Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
10.77%Cost of funding earning assets
3.77%Net interest margin
7.00%Noninterest income to earning assets
1.36%Noninterest expense to earning assets
8.85%Net operating income to assets
-2.20%Return on assets (ROA)
-2.20%Pretax return on assets
-1.50%Return on equity (ROE)
-78.36%Retained earnings to average equity (YTD only)
-78.36%Net charge-offs to loans
2.48%Credit loss provision to net charge-offs
64.00%Efficiency ratio
105,853Assets per employee
1.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.94%Loss allowance to noncurrent loans
298.69%Noncurrent assets plus other real estate owned to assets
1.21%Noncurrent loans to loans
0.98%Net loans and leases to deposits
64.18%Net loans and leases to core deposits
71.14%Equity capital to assets
1.86%Core capital (leverage) ratio
1.78%Tier 1 risk-based capital ratio
2.87%Total risk-based capital ratio
Memoranda
$4Average assets
$37,736Average earning assets
$1,058Average equity
$33,119Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United Valley Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.