University State Bank in Tampa, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1995

  • University State Bank in Tampa, Florida (FL)
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University State Bank - Overview

  • General
  • FDIC Certificate #: 20139
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pilot Bank (#27045)
    Federal Reserve ID: 506137
    Date Established: Febuary 26, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13836
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 26, 1970
    Last Structure Change Effective Date: August 01, 1995
    Last Structure Change Process Date: September 06, 1995
    Last Data Update: September 06, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2901 East Fowler Avenue, Tampa, FL 33682
    County: Hillsborough
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
    Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
    CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
  • Financial Summary
  • Total assets: $22.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $11Total assets
  • $20,286Cash and due from depository institutions
  • $948Interest-bearing balances
  • $0Securities
  • $5,719Federal funds sold & reverse repurchase agreements
  • $2,400Net loans & leases
  • $9,298Loan loss allowance
  • $431Trading account assets
  • $0Bank premises and fixed assets
  • $1,170Other real estate owned
  • $429Goodwill and other intangibles
  • $322Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $20,286Total liabilities
  • $18,138Total deposits
  • $16,859Interest-bearing deposits
  • $12,469Deposits held in domestic offices
  • 16859.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $1,228Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $51Total equity capital
  • $51Total bank equity capital
  • $2,148Perpetual preferred stock
  • $0Common stock
  • $903Surplus
  • $1,354Undivided profits
  • Memoranda
  • $-109Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $278Income earned, not collected on loans
  • $52Earning assets
  • $17,417Long-term assets (5+ years)
  • $181Average Assets, year-to-date
  • $20,591Average Assets, quarterly
  • $20,643Volatile liabilities
  • $3,274Insider loans
  • $202FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $375Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,216Total risk weighted assets
  • $10,908Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,359Total interest expense
  • $518Net interest income
  • $841Provision for loan and lease losses
  • -$29Total noninterest income
  • $410Fiduciary activities
  • $0Service charges on deposit accounts
  • $375Trading account gains & fees
  • $0Additional noninterest income
  • $35Total noninterest expense
  • $885Salaries and employee benefits
  • $341Premises and equipment expense
  • $142Additional noninterest expense
  • $402Pre-tax net operating income
  • $395Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • $395Extraordinary gains - net
  • $62Net income attributable to bank
  • $457Net charge-offs
  • -$58Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.69%Cost of funding earning assets
  • 2.93%Net interest margin
  • 4.76%Noninterest income to earning assets
  • 2.32%Noninterest expense to earning assets
  • 5.01%Net operating income to assets
  • 1.92%Return on assets (ROA)
  • 2.22%Pretax return on assets
  • 2.22%Return on equity (ROE)
  • 23.77%Retained earnings to average equity (YTD only)
  • 23.77%Net charge-offs to loans
  • -0.53%Credit loss provision to net charge-offs
  • 50.00%Efficiency ratio
  • 70,743Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.43%Loss allowance to noncurrent loans
  • 155.04%Noncurrent assets plus other real estate owned to assets
  • 3.49%Noncurrent loans to loans
  • 2.86%Net loans and leases to deposits
  • 55.15%Net loans and leases to core deposits
  • 62.77%Equity capital to assets
  • 10.59%Core capital (leverage) ratio
  • 11.00%Tier 1 risk-based capital ratio
  • 20.32%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $20,591Average earning assets
  • $1,922Average equity
  • $17,667Average loans

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