Upland Bank in Upland, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 22, 2002

  • Upland Bank in Upland, California (CA)
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Upland Bank - Overview

  • General
  • FDIC Certificate #: 25060
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pacific Western Bank (#24045)
    Federal Reserve ID: 184263
    Date Established: March 12, 1984
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 17346
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 12, 1984
    Last Structure Change Effective Date: August 22, 2002
    Last Structure Change Process Date: September 06, 2002
    Last Data Update: September 06, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Euclid Avenue, Upland, CA 91786
    County: San Bernardino
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Riverside-San Bernardino, CA (#6780)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Riverside-San Bernardino-Ontario, CA (#40140)
    CBSA Metro Statistical Area: Riverside-San Bernardino-Ontario, CA (#40140)
  • Financial Summary
  • Total assets: $111.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $103,887Total assets
  • $5,046Cash and due from depository institutions
  • $793Interest-bearing balances
  • $1,835Securities
  • $5,763Federal funds sold & reverse repurchase agreements
  • $86,975Net loans & leases
  • $1,216Loan loss allowance
  • $0Trading account assets
  • $380Bank premises and fixed assets
  • $174Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,714All other assets
  • $103,887Total liabilities and capital
  • $92,653Total liabilities
  • $89,735Total deposits
  • $66,730Interest-bearing deposits
  • $89,735Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,918All other liabilities
  • $11,234Total equity capital
  • $11,234Total bank equity capital
  • $11,234Perpetual preferred stock
  • $0Common stock
  • $5,836Surplus
  • $0Undivided profits
  • Memoranda
  • $5,398Noncurrent loans and leases
  • $108,372Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,028Earning assets
  • $0Long-term assets (5+ years)
  • $415Average Assets, year-to-date
  • $95,366Average Assets, quarterly
  • $8,530Volatile liabilities
  • $103,721Insider loans
  • $103,696FHLB advances
  • $17,703Loans and leases held for sale
  • $1,773Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $108,372Total unused commitments
  • $0Restructured Loans and leases
  • $1,216Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $9,327Total interest income
  • $3,340Total interest expense
  • $5,987Net interest income
  • $130Provision for loan and lease losses
  • $687Total noninterest income
  • $0Fiduciary activities
  • $674Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13Additional noninterest income
  • $4,207Total noninterest expense
  • $2,378Salaries and employee benefits
  • $520Premises and equipment expense
  • $1,309Additional noninterest expense
  • $2,337Pre-tax net operating income
  • $0Securities gains (losses)
  • $971Applicable income taxes
  • $1,366Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,366Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $22Sale, conversion, retirement of capital stock, net
  • $347Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.91%Yield on earning assets
  • 3.55%Cost of funding earning assets
  • 6.36%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 4.47%Noninterest expense to earning assets
  • 1.32%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 2.25%Pretax return on assets
  • 12.79%Return on equity (ROE)
  • 9.54%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 590.91%Credit loss provision to net charge-offs
  • 112.14%Efficiency ratio
  • 63,036Assets per employee
  • 2.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.40%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 118.29%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 1.17%Net loans and leases to deposits
  • 96.92%Net loans and leases to core deposits
  • 120.74%Equity capital to assets
  • 10.81%Core capital (leverage) ratio
  • 10.51%Tier 1 risk-based capital ratio
  • 9.05%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $103,721Average earning assets
  • $10,677Average equity
  • $94,088Average loans

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