D'Hanis State Bank in D Hanis, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

D'Hanis State Bank - Overview

  • General
  • FDIC Certificate #: 11550
    Status: Active
    Federal Reserve ID: 573559
    Bank Holding Company (Regulatory Top Holder): Medina Bankshares, Inc. (RSSDID: 2558206, Location: Hondo, TX)
    Date Established: July 01, 1916
    WWW: http://www.dhsbank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 7380
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 501 Main St, D Hanis, TX 78850
    County: Medina
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $48.6 mil
    Equity capital: $7.6 mil
    Deposits held in domestic offices: $41.0 mil
    Return on assets (ROA): -0.36% (-$0.2 mil)
    Quarterly return on assets: -0.76% (-$0.4 mil)
    Return on Equity (ROE): -2.34% (-$0.2 mil)
    Quarterly return on equity: -4.85% (-$0.4 mil)
    Net income: -$0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -0.36% (-$175.1 mil)
    Quarterly Pretax return on assets: -0.76% (-$369.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $48,632Total assets
  • $11,794Cash and due from depository institutions
  • $9,098Interest-bearing balances
  • $3,600Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $28,978Net loans & leases
  • $422Loan loss allowance
  • $0Trading account assets
  • $290Bank premises and fixed assets
  • $808Other real estate owned
  • $2,651Goodwill and other intangibles
  • $48,632Life insurance assets
  • $511All other assets
  • $41,017Total liabilities and capital
  • $40,988Total liabilities
  • $32,243Total deposits
  • $40,988Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $29Subordinated debt
  • $7,615All other liabilities
  • $7,615Total equity capital
  • $7,615Total bank equity capital
  • $0Perpetual preferred stock
  • $30Common stock
  • $7,240Surplus
  • $345Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $37Income earned, not collected on loans
  • $0Earning assets
  • $245Long-term assets (5+ years)
  • $41,676Average Assets, year-to-date
  • $9,149Average Assets, quarterly
  • $50,204Volatile liabilities
  • $49,213Insider loans
  • $26,853FHLB advances
  • $46,859Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,834Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,656Restructured Loans and leases
  • $1,349Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,424Total interest income
  • $405Total interest expense
  • $2,019Net interest income
  • $110Provision for loan and lease losses
  • $48Total noninterest income
  • $0Fiduciary activities
  • $201Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$153Additional noninterest income
  • $2,138Total noninterest expense
  • $789Salaries and employee benefits
  • $259Premises and equipment expense
  • $1,090Additional noninterest expense
  • -$181Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$181Income before extraordinary items
  • $0Extraordinary gains - net
  • -$181Net income attributable to bank
  • $0Net charge-offs
  • -$181Cash dividends
  • $315Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.69%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 4.74%Net interest margin
  • 0.11%Noninterest income to earning assets
  • 5.02%Noninterest expense to earning assets
  • -0.36%Net operating income to assets
  • -0.36%Return on assets (ROA)
  • -0.36%Pretax return on assets
  • -2.34%Return on equity (ROE)
  • -2.34%Retained earnings to average equity (YTD only)
  • 0.96%Net charge-offs to loans
  • 34.92%Credit loss provision to net charge-offs
  • -0.23%Efficiency ratio
  • 102,274Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 1140.54%Noncurrent assets plus other real estate owned to assets
  • 1.74%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 70.70%Net loans and leases to core deposits
  • 76.36%Equity capital to assets
  • 15.66%Core capital (leverage) ratio
  • 10.32%Tier 1 risk-based capital ratio
  • 18.00%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $50,204Average earning assets
  • $7,726Average equity
  • $42,604Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07380D'hanis State Bank501 Main St, D Hanis, TX 78850July 01, 1916Full Service Brick and Mortar
    1225024Hondo Branch1401 19th Street, Hondo, TX 78861June 18, 1990Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with D'Hanis State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents