Valley Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1994

  • Valley Bank in Madison, Wisconsin (WI)
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Valley Bank - Overview

  • General
  • FDIC Certificate #: 13041
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Bank of Southern Wisconsin (#13042)
    Federal Reserve ID: 727941
    Date Established: January 01, 1871
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 20 (Interstate: No)
    FDIC's unique #: 8242
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 01, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 222 West Washington Avenue, Madison, WI 53703
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • Financial Summary
  • Total assets: $877.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $366Total assets
  • $878,617Cash and due from depository institutions
  • $46,299Interest-bearing balances
  • $0Securities
  • $150,221Federal funds sold & reverse repurchase agreements
  • $2,298Net loans & leases
  • $650,513Loan loss allowance
  • $6,722Trading account assets
  • $0Bank premises and fixed assets
  • $14,535Other real estate owned
  • $0Goodwill and other intangibles
  • $14,734Life insurance assets
  • $17All other assets
  • $0Total liabilities and capital
  • $878,617Total liabilities
  • $811,217Total deposits
  • $778,316Interest-bearing deposits
  • $637,321Deposits held in domestic offices
  • 778316.00%% insured (estimated)
  • $76Federal funds purchased & repurchase agreements
  • $20,487Trading liabilities
  • $0Other borrowed funds
  • $1,320Subordinated debt
  • $0All other liabilities
  • $11,094Total equity capital
  • $11,094Total bank equity capital
  • $67,400Perpetual preferred stock
  • $0Common stock
  • $6,286Surplus
  • $40,898Undivided profits
  • Memoranda
  • $20,216Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,767Income earned, not collected on loans
  • $3,453Earning assets
  • $803,032Long-term assets (5+ years)
  • $57,305Average Assets, year-to-date
  • $848,512Average Assets, quarterly
  • $859,054Volatile liabilities
  • $120,786Insider loans
  • $29,059FHLB advances
  • $0Loans and leases held for sale
  • $1,641Unused loan commitments
  • $196,172Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $67,383Total risk weighted assets
  • $697,778Total unused commitments
  • $0Restructured Loans and leases
  • $55,000Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $61,358Total interest expense
  • $24,996Net interest income
  • $36,362Provision for loan and lease losses
  • $1,579Total noninterest income
  • $14,575Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,862Trading account gains & fees
  • $1Additional noninterest income
  • $10,712Total noninterest expense
  • $32,044Salaries and employee benefits
  • $12,545Premises and equipment expense
  • $3,961Additional noninterest expense
  • $15,538Pre-tax net operating income
  • $17,314Securities gains (losses)
  • -$17Applicable income taxes
  • $6,167Income before extraordinary items
  • $11,130Extraordinary gains - net
  • $0Net income attributable to bank
  • $11,130Net charge-offs
  • $1,531Cash dividends
  • $4,719Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.93%Cost of funding earning assets
  • 3.23%Net interest margin
  • 4.70%Noninterest income to earning assets
  • 1.88%Noninterest expense to earning assets
  • 4.14%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 17.38%Retained earnings to average equity (YTD only)
  • 10.01%Net charge-offs to loans
  • 0.24%Credit loss provision to net charge-offs
  • 103.14%Efficiency ratio
  • 62,889Assets per employee
  • 2.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.40%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 178.44%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 83.58%Net loans and leases to core deposits
  • 95.78%Equity capital to assets
  • 7.67%Core capital (leverage) ratio
  • 7.79%Tier 1 risk-based capital ratio
  • 9.66%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $848,512Average earning assets
  • $64,049Average equity
  • $773,765Average loans

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