Valley Bank in Wauwatosa, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1994

  • Valley Bank in Wauwatosa, Wisconsin (WI)
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Valley Bank - Overview

  • General
  • FDIC Certificate #: 8711
    Status: Inactive
    Closing history: Office Sold
    Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
    Federal Reserve ID: 73947
    Date Established: December 28, 1910
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 27 (Interstate: No)
    FDIC's unique #: 5544
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 01, 1994
    Last Structure Change Process Date: August 26, 1994
    Last Data Update: August 26, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 10400 West North Avenue, Wauwatosa, WI 53226
    County: Milwaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
  • Financial Summary
  • Total assets: $432.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $234Total assets
  • $454,297Cash and due from depository institutions
  • $23,049Interest-bearing balances
  • $5Securities
  • $64,502Federal funds sold & reverse repurchase agreements
  • $1,756Net loans & leases
  • $344,832Loan loss allowance
  • $4,513Trading account assets
  • $0Bank premises and fixed assets
  • $10,356Other real estate owned
  • $2,186Goodwill and other intangibles
  • $4,426Life insurance assets
  • $3,190All other assets
  • $0Total liabilities and capital
  • $454,297Total liabilities
  • $417,721Total deposits
  • $412,066Interest-bearing deposits
  • $357,484Deposits held in domestic offices
  • 412066.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $721Trading liabilities
  • $0Other borrowed funds
  • $502Subordinated debt
  • $0All other liabilities
  • $4,432Total equity capital
  • $4,432Total bank equity capital
  • $36,576Perpetual preferred stock
  • $0Common stock
  • $1,383Surplus
  • $32,181Undivided profits
  • Memoranda
  • $3,012Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,419Income earned, not collected on loans
  • $1,624Earning assets
  • $411,095Long-term assets (5+ years)
  • $35,933Average Assets, year-to-date
  • $455,832Average Assets, quarterly
  • $455,709Volatile liabilities
  • $32,220Insider loans
  • $13,651FHLB advances
  • $0Loans and leases held for sale
  • $2,524Unused loan commitments
  • $111,457Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $33,386Total risk weighted assets
  • $359,761Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $32,957Total interest expense
  • $13,952Net interest income
  • $19,005Provision for loan and lease losses
  • $1,715Total noninterest income
  • $5,123Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,230Trading account gains & fees
  • $0Additional noninterest income
  • $2,893Total noninterest expense
  • $19,590Salaries and employee benefits
  • $7,510Premises and equipment expense
  • $2,904Additional noninterest expense
  • $9,176Pre-tax net operating income
  • $2,823Securities gains (losses)
  • -$14Applicable income taxes
  • $855Income before extraordinary items
  • $1,954Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,954Net charge-offs
  • $1,955Cash dividends
  • $3,137Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.91%Cost of funding earning assets
  • 3.35%Net interest margin
  • 4.56%Noninterest income to earning assets
  • 1.23%Noninterest expense to earning assets
  • 4.70%Net operating income to assets
  • 0.43%Return on assets (ROA)
  • 0.43%Pretax return on assets
  • 0.62%Return on equity (ROE)
  • 5.24%Retained earnings to average equity (YTD only)
  • -3.17%Net charge-offs to loans
  • 0.58%Credit loss provision to net charge-offs
  • 87.72%Efficiency ratio
  • 79,944Assets per employee
  • 1.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 160.54%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 186.56%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 83.68%Net loans and leases to core deposits
  • 90.49%Equity capital to assets
  • 8.05%Core capital (leverage) ratio
  • 7.36%Tier 1 risk-based capital ratio
  • 9.28%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $455,832Average earning assets
  • $37,289Average equity
  • $416,668Average loans

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