Valley of the Rogue Bank in Rogue River, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 04, 2000

  • Valley of the Rogue Bank in Rogue River, Oregon (OR)
  • Show street view No street view available for this location

Valley of the Rogue Bank - Overview

  • General
  • FDIC Certificate #: 19823
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Umpqua Bank (#17266)
    Federal Reserve ID: 726775
    Date Established: June 05, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 14 (Interstate: No)
    OTS Docket #: 12131
    FDIC's unique #: 13616
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 05, 1968
    Last Structure Change Effective Date: December 04, 2000
    Last Structure Change Process Date: January 29, 2001
    Last Data Update: January 29, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 Pine Street, Rogue River, OR 97537
    County: Jackson
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Medford-Ashland, OR (#4890)
    Core Based Statistical Area (CBSA): Medford, OR (#32780)
    CBSA Metro Statistical Area: Medford, OR (#32780)
  • Financial Summary
  • Total assets: $347.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 177Total employees (full-time equivalent)
  • $311,720Total assets
  • $18,693Cash and due from depository institutions
  • $1,600Interest-bearing balances
  • $74,799Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $198,001Net loans & leases
  • $3,503Loan loss allowance
  • $0Trading account assets
  • $7,659Bank premises and fixed assets
  • $0Other real estate owned
  • $8,862Goodwill and other intangibles
  • $0Life insurance assets
  • $3,706All other assets
  • $311,720Total liabilities and capital
  • $278,481Total liabilities
  • $277,081Total deposits
  • $201,792Interest-bearing deposits
  • $277,081Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,400All other liabilities
  • $33,239Total equity capital
  • $33,239Total bank equity capital
  • $33,239Perpetual preferred stock
  • $0Common stock
  • $1,105Surplus
  • $14,895Undivided profits
  • Memoranda
  • $17,239Noncurrent loans and leases
  • $31,107Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $551Earning assets
  • $28Long-term assets (5+ years)
  • $888Average Assets, year-to-date
  • $274,400Average Assets, quarterly
  • $82,925Volatile liabilities
  • $310,545Insider loans
  • $314,123FHLB advances
  • $10,658Loans and leases held for sale
  • $6,187Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $497Total risk weighted assets
  • $31,107Total unused commitments
  • $0Restructured Loans and leases
  • $2,989Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $22,673Total interest income
  • $6,413Total interest expense
  • $16,260Net interest income
  • $0Provision for loan and lease losses
  • $2,049Total noninterest income
  • $0Fiduciary activities
  • $1,353Service charges on deposit accounts
  • $0Trading account gains & fees
  • $696Additional noninterest income
  • $10,523Total noninterest expense
  • $6,287Salaries and employee benefits
  • $1,342Premises and equipment expense
  • $2,894Additional noninterest expense
  • $7,786Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,883Applicable income taxes
  • $4,903Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,903Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $36Sale, conversion, retirement of capital stock, net
  • $5,320Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.24%Yield on earning assets
  • 2.33%Cost of funding earning assets
  • 5.91%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 3.83%Noninterest expense to earning assets
  • 1.58%Net operating income to assets
  • 1.58%Return on assets (ROA)
  • 2.51%Pretax return on assets
  • 14.38%Return on equity (ROE)
  • -1.22%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 216.28%Efficiency ratio
  • 53,400Assets per employee
  • 1.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 108.50%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 635.75%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 71.46%Net loans and leases to core deposits
  • 74.32%Equity capital to assets
  • 10.66%Core capital (leverage) ratio
  • 8.32%Tier 1 risk-based capital ratio
  • 10.85%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $310,545Average earning assets
  • $34,108Average equity
  • $275,075Average loans

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