Vectra Bank of Englewood in Englewood, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 1993

  • Vectra Bank of Englewood in Englewood, Colorado (CO)
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Vectra Bank of Englewood - Overview

  • General
  • FDIC Certificate #: 22913
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Vectra Bank (#22656)
    Federal Reserve ID: 147754
    Date Established: July 30, 1979
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9198
    FDIC's unique #: 16020
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 30, 1979
    Last Structure Change Effective Date: December 01, 1993
    Last Structure Change Process Date: December 30, 1993
    Last Data Update: December 30, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 6050 Broadway, Englewood, CO 80110
    County: Arapahoe
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • Financial Summary
  • Total assets: $60.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $37Total assets
  • $52,053Cash and due from depository institutions
  • $3,649Interest-bearing balances
  • $11Securities
  • $11,237Federal funds sold & reverse repurchase agreements
  • $530Net loans & leases
  • $30,620Loan loss allowance
  • $509Trading account assets
  • $0Bank premises and fixed assets
  • $3,145Other real estate owned
  • $1,009Goodwill and other intangibles
  • $1,863Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $52,053Total liabilities
  • $49,316Total deposits
  • $43,089Interest-bearing deposits
  • $29,549Deposits held in domestic offices
  • 43089.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $3,113Trading liabilities
  • $0Other borrowed funds
  • $2,850Subordinated debt
  • $0All other liabilities
  • $264Total equity capital
  • $264Total bank equity capital
  • $2,737Perpetual preferred stock
  • $0Common stock
  • $3,796Surplus
  • $496Undivided profits
  • Memoranda
  • $-1,555Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $671Income earned, not collected on loans
  • $208Earning assets
  • $42,398Long-term assets (5+ years)
  • $6,393Average Assets, year-to-date
  • $49,046Average Assets, quarterly
  • $50,449Volatile liabilities
  • $9,979Insider loans
  • $4FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,765Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,737Total risk weighted assets
  • $39,916Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,698Total interest expense
  • $1,278Net interest income
  • $2,420Provision for loan and lease losses
  • $319Total noninterest income
  • $974Fiduciary activities
  • $0Service charges on deposit accounts
  • $719Trading account gains & fees
  • $0Additional noninterest income
  • $255Total noninterest expense
  • $3,400Salaries and employee benefits
  • $1,012Premises and equipment expense
  • $444Additional noninterest expense
  • $1,944Pre-tax net operating income
  • -$325Securities gains (losses)
  • $70Applicable income taxes
  • $0Income before extraordinary items
  • -$255Extraordinary gains - net
  • $0Net income attributable to bank
  • -$255Net charge-offs
  • $247Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.34%Cost of funding earning assets
  • 3.23%Net interest margin
  • 6.11%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 8.59%Net operating income to assets
  • -0.66%Return on assets (ROA)
  • -0.52%Pretax return on assets
  • -0.52%Return on equity (ROE)
  • -9.41%Retained earnings to average equity (YTD only)
  • -9.41%Net charge-offs to loans
  • 0.76%Credit loss provision to net charge-offs
  • 129.15%Efficiency ratio
  • 100,177Assets per employee
  • 1.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.64%Loss allowance to noncurrent loans
  • 75.86%Noncurrent assets plus other real estate owned to assets
  • 3.23%Noncurrent loans to loans
  • 2.16%Net loans and leases to deposits
  • 71.06%Net loans and leases to core deposits
  • 78.37%Equity capital to assets
  • 5.26%Core capital (leverage) ratio
  • 5.47%Tier 1 risk-based capital ratio
  • 6.86%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $49,046Average earning assets
  • $2,710Average equity
  • $39,599Average loans

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