Village Banc of Naples in Naples, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2000

  • Village Banc of Naples in Naples, Florida (FL)
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Village Banc of Naples - Overview

  • General
  • FDIC Certificate #: 34244
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Harris Trust/Bank of Montreal (#91247)
    Federal Reserve ID: 2538187
    Date Established: April 25, 1997
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 14580
    FDIC's unique #: 57003
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 25, 1997
    Last Structure Change Effective Date: July 01, 2000
    Last Structure Change Process Date: November 01, 2000
    Last Data Update: November 01, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 4040 Gulf Shore Boulevard North, Naples, FL 34103
    County: Collier
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Naples, FL (#5345)
    Core Based Statistical Area (CBSA): Naples-Marco Island, FL (#34940)
    CBSA Metro Statistical Area: Naples-Marco Island, FL (#34940)
  • Financial Summary
  • Total assets: $91.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $80,481Total assets
  • $1,358Cash and due from depository institutions
  • $40Interest-bearing balances
  • $15,960Securities
  • $2,746Federal funds sold & reverse repurchase agreements
  • $56,930Net loans & leases
  • $557Loan loss allowance
  • $0Trading account assets
  • $2,055Bank premises and fixed assets
  • $234Other real estate owned
  • $68Goodwill and other intangibles
  • $0Life insurance assets
  • $1,130All other assets
  • $80,481Total liabilities and capital
  • $76,215Total liabilities
  • $72,991Total deposits
  • $68,138Interest-bearing deposits
  • $72,991Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $224All other liabilities
  • $4,266Total equity capital
  • $4,266Total bank equity capital
  • $4,266Perpetual preferred stock
  • $0Common stock
  • $3,118Surplus
  • $2,034Undivided profits
  • Memoranda
  • $-886Noncurrent loans and leases
  • $20,580Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $199Earning assets
  • $0Long-term assets (5+ years)
  • $272Average Assets, year-to-date
  • $75,676Average Assets, quarterly
  • $16,557Volatile liabilities
  • $63,396Insider loans
  • $75,563FHLB advances
  • $16,400Loans and leases held for sale
  • $995Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,580Total unused commitments
  • $59Restructured Loans and leases
  • $557Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $4,857Total interest income
  • $2,518Total interest expense
  • $2,339Net interest income
  • $312Provision for loan and lease losses
  • $161Total noninterest income
  • $0Fiduciary activities
  • $21Service charges on deposit accounts
  • $0Trading account gains & fees
  • $140Additional noninterest income
  • $2,507Total noninterest expense
  • $1,186Salaries and employee benefits
  • $501Premises and equipment expense
  • $820Additional noninterest expense
  • -$319Pre-tax net operating income
  • $3Securities gains (losses)
  • -$56Applicable income taxes
  • -$260Income before extraordinary items
  • $0Extraordinary gains - net
  • -$260Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.30%Yield on earning assets
  • 4.30%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 4.28%Noninterest expense to earning assets
  • -0.41%Net operating income to assets
  • -0.41%Return on assets (ROA)
  • -0.50%Pretax return on assets
  • -5.68%Return on equity (ROE)
  • -5.68%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 99,120Assets per employee
  • 3.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 279.90%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 78.00%Net loans and leases to core deposits
  • 95.53%Equity capital to assets
  • 5.30%Core capital (leverage) ratio
  • 5.82%Tier 1 risk-based capital ratio
  • 8.55%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $63,396Average earning assets
  • $4,580Average equity
  • $58,512Average loans

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