Vintage Bank in Napa, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 27, 2007

  • Vintage Bank in Napa, California (CA)
  • Show street view No street view available for this location

Vintage Bank - Overview

  • General
  • FDIC Certificate #: 25853
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Umpqua Bank (#17266)
    Federal Reserve ID: 91866
    Date Established: January 21, 1985
    WWW: http://www.vintagebank.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Interstate: No)
    OTS Docket #: 9541
    FDIC's unique #: 32089
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 21, 1985
    Last Structure Change Effective Date: April 27, 2007
    Last Structure Change Process Date: May 02, 2007
    Last Data Update: May 02, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1500 Soscol Avenue, Napa, CA 94559
    County: Napa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Vallejo-Fairfield-Napa, CA (#8720)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): Napa, CA (#34900)
    CBSA Metro Statistical Area: Napa, CA (#34900)
  • Financial Summary
  • Total assets: $659.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 181Total employees (full-time equivalent)
  • $654,502Total assets
  • $32,358Cash and due from depository institutions
  • $0Interest-bearing balances
  • $88,365Securities
  • $42,410Federal funds sold & reverse repurchase agreements
  • $455,584Net loans & leases
  • $5,052Loan loss allowance
  • $0Trading account assets
  • $9,625Bank premises and fixed assets
  • $0Other real estate owned
  • $630Goodwill and other intangibles
  • $10,461Life insurance assets
  • $25,530All other assets
  • $654,501Total liabilities and capital
  • $590,774Total liabilities
  • $479,822Total deposits
  • $319,875Interest-bearing deposits
  • $479,822Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $104,000Other borrowed funds
  • $0Subordinated debt
  • $6,952All other liabilities
  • $63,727Total equity capital
  • $63,727Total bank equity capital
  • $63,727Perpetual preferred stock
  • $0Common stock
  • $24,893Surplus
  • $0Undivided profits
  • Memoranda
  • $38,834Noncurrent loans and leases
  • $126,429Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $250Earning assets
  • $0Long-term assets (5+ years)
  • $2,615Average Assets, year-to-date
  • $586,359Average Assets, quarterly
  • $120,792Volatile liabilities
  • $630,332Insider loans
  • $651,566FHLB advances
  • $94,297Loans and leases held for sale
  • $13,939Unused loan commitments
  • $104,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $126,429Total unused commitments
  • $0Restructured Loans and leases
  • $5,194Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $39,223Total interest income
  • $8,944Total interest expense
  • $30,279Net interest income
  • $200Provision for loan and lease losses
  • $4,213Total noninterest income
  • $0Fiduciary activities
  • $2,073Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,140Additional noninterest income
  • $20,654Total noninterest expense
  • $11,665Salaries and employee benefits
  • $3,501Premises and equipment expense
  • $5,488Additional noninterest expense
  • $13,638Pre-tax net operating income
  • $18Securities gains (losses)
  • $4,872Applicable income taxes
  • $8,784Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,784Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.96%Yield on earning assets
  • 1.59%Cost of funding earning assets
  • 5.38%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 3.67%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 2.17%Pretax return on assets
  • 14.93%Return on equity (ROE)
  • 14.93%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 277.78%Credit loss provision to net charge-offs
  • 192.19%Efficiency ratio
  • 59,579Assets per employee
  • 3.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.10%Loss allowance to noncurrent loans
  • 2020.80%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.05%Net loans and leases to deposits
  • 94.95%Net loans and leases to core deposits
  • 108.34%Equity capital to assets
  • 9.74%Core capital (leverage) ratio
  • 9.78%Tier 1 risk-based capital ratio
  • 11.70%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $630,332Average earning assets
  • $58,823Average equity
  • $563,318Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Vintage Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents