Vista Bank, FSB in Canoga Park, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 29, 1993

  • Vista Bank, FSB in Canoga Park, California (CA)
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Vista Bank, FSB - Overview

  • General
  • FDIC Certificate #: 32484
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Vista Federal Savings Association (#33776)
    Federal Reserve ID: 986971
    Date Established: July 16, 1986
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8317
    FDIC's unique #: 45318
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 16, 1986
    Last Structure Change Effective Date: January 29, 1993
    Last Structure Change Process Date: Febuary 09, 1993
    Last Data Update: Febuary 09, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 22222 Sherman Way, Canoga Park, CA 91303
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • History of Changes
  • Absorption - Assisted
    Institution Enters Conservatorship
    Corrections
  • Financial Summary
  • Total assets: $105.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $105,114Cash and due from depository institutions
  • $709Interest-bearing balances
  • $668Securities
  • $1,242Federal funds sold & reverse repurchase agreements
  • $14,275Net loans & leases
  • $80,298Loan loss allowance
  • $2,278Trading account assets
  • $0Bank premises and fixed assets
  • $180Other real estate owned
  • $6,714Goodwill and other intangibles
  • $1,696Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $105,114Total liabilities
  • $103,096Total deposits
  • $94,489Interest-bearing deposits
  • $94,488Deposits held in domestic offices
  • 94489.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $8,000Subordinated debt
  • $0All other liabilities
  • $607Total equity capital
  • $607Total bank equity capital
  • $2,018Perpetual preferred stock
  • $0Common stock
  • $4,792Surplus
  • $1,128Undivided profits
  • Memoranda
  • $-3,902Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $614Earning assets
  • $96,483Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $103,824Average Assets, quarterly
  • $101,096Volatile liabilities
  • $11,559Insider loans
  • $0FHLB advances
  • $8,000Loans and leases held for sale
  • $0Unused loan commitments
  • $144Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,018Total risk weighted assets
  • $76,181Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,857Total interest expense
  • $5,317Net interest income
  • $2,540Provision for loan and lease losses
  • $1,689Total noninterest income
  • $398Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $398Total noninterest expense
  • $3,113Salaries and employee benefits
  • $688Premises and equipment expense
  • $268Additional noninterest expense
  • $2,157Pre-tax net operating income
  • -$1,864Securities gains (losses)
  • $0Applicable income taxes
  • $86Income before extraordinary items
  • -$1,950Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,950Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.05%Cost of funding earning assets
  • 5.45%Net interest margin
  • 2.60%Noninterest income to earning assets
  • 0.41%Noninterest expense to earning assets
  • 3.19%Net operating income to assets
  • -1.88%Return on assets (ROA)
  • -1.88%Pretax return on assets
  • -1.80%Return on equity (ROE)
  • -58.05%Retained earnings to average equity (YTD only)
  • -58.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 105,956Assets per employee
  • 8.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.76%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 6.39%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 84.98%Net loans and leases to core deposits
  • 88.31%Equity capital to assets
  • 1.92%Core capital (leverage) ratio
  • 1.92%Tier 1 risk-based capital ratio
  • 2.65%Total risk-based capital ratio
  • Memoranda
  • $4Average assets
  • $103,824Average earning assets
  • $3,359Average equity
  • $97,553Average loans

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