WPS Community Bank, FSB in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • WPS Community Bank, FSB in Madison, Wisconsin (WI)
  • Show street view No street view available for this location

WPS Community Bank, FSB - Overview

  • General
  • FDIC Certificate #: 58829
    Status: Active
    Federal Reserve ID: 3815595
    Date Established: January 20, 2009
    WWW: http://www.bankwps.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 18100
    FDIC's unique #: 469758
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 20, 2009
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 5900 Gisholt Dr, Madison, WI 53713
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $52.2 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $43.2 mil
    Return on assets (ROA): -0.52% (-$0.3 mil)
    Quarterly return on assets: 0.38% ($0.2 mil)
    Return on Equity (ROE): -2.64% (-$0.2 mil)
    Quarterly return on equity: 2.23% ($0.2 mil)
    Net income: -$0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.86% (-$448.9 mil)
    Quarterly Pretax return on assets: 0.62% ($323.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $52,196Total assets
  • $1,930Cash and due from depository institutions
  • $1,445Interest-bearing balances
  • $5,413Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $44,251Net loans & leases
  • $399Loan loss allowance
  • $0Trading account assets
  • $243Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $52,196Life insurance assets
  • $359All other assets
  • $43,567Total liabilities and capital
  • $43,210Total liabilities
  • $37,755Total deposits
  • $43,210Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $357Subordinated debt
  • $8,629All other liabilities
  • $8,629Total equity capital
  • $8,629Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $9,900Surplus
  • $-1,371Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $142Long-term assets (5+ years)
  • $51,109Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $43,629Volatile liabilities
  • $51,120Insider loans
  • $43,562FHLB advances
  • $52,006Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,513Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,552Restructured Loans and leases
  • $15Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,094Total interest income
  • $359Total interest expense
  • $1,735Net interest income
  • $149Provision for loan and lease losses
  • $379Total noninterest income
  • $0Fiduciary activities
  • $11Service charges on deposit accounts
  • $0Trading account gains & fees
  • $368Additional noninterest income
  • $2,379Total noninterest expense
  • $1,521Salaries and employee benefits
  • $265Premises and equipment expense
  • $593Additional noninterest expense
  • -$414Pre-tax net operating income
  • $39Securities gains (losses)
  • -$147Applicable income taxes
  • -$228Income before extraordinary items
  • $0Extraordinary gains - net
  • -$228Net income attributable to bank
  • $0Net charge-offs
  • -$228Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.93%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 4.08%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 5.60%Noninterest expense to earning assets
  • -0.58%Net operating income to assets
  • -0.52%Return on assets (ROA)
  • -0.86%Pretax return on assets
  • -2.64%Return on equity (ROE)
  • -2.64%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 112,535Assets per employee
  • 3.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.89%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 102.41%Net loans and leases to core deposits
  • 110.37%Equity capital to assets
  • 16.53%Core capital (leverage) ratio
  • 16.37%Tier 1 risk-based capital ratio
  • 19.54%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $43,629Average earning assets
  • $8,645Average equity
  • $42,475Average loans

List of branches

  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0469758Wps Community Bank, Fsb5900 Gisholt Dr, Madison, WI 53713January 20, 2009Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with WPS Community Bank, FSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents