FDIC Certificate #: 12224 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Mid-Missouri Bank (#15584) Federal Reserve ID: 330659 Date Established: November 11, 1882 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 6 (Interstate: No) OTS Docket #: 15462 FDIC's unique #: 7769 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 04, 2006 Last Structure Change Process Date: September 21, 2006 Last Data Update: September 21, 2006 Data Source Date: April 05, 2012
Location
Address: 100 North Main, Webb City, MO 64870 County: Jasper Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Joplin, MO (#3710) Core Based Statistical Area (CBSA): Joplin, MO (#27900) CBSA Metro Statistical Area: Joplin, MO (#27900)
Financial Summary
Total assets: $248.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
55Total employees (full-time equivalent)
$243,260Total assets
$18,234Cash and due from depository institutions
$12,455Interest-bearing balances
$28,411Securities
$59Federal funds sold & reverse repurchase agreements
$183,647Net loans & leases
$1,620Loan loss allowance
$0Trading account assets
$8,529Bank premises and fixed assets
$300Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,080All other assets
$243,260Total liabilities and capital
$220,450Total liabilities
$198,269Total deposits
$190,163Interest-bearing deposits
$198,269Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$20,500Other borrowed funds
$0Subordinated debt
$1,681All other liabilities
$22,810Total equity capital
$22,810Total bank equity capital
$22,810Perpetual preferred stock
$0Common stock
$200Surplus
$15,456Undivided profits
Memoranda
$7,154Noncurrent loans and leases
$20,983Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$490Earning assets
$0Long-term assets (5+ years)
$1,493Average Assets, year-to-date
$224,572Average Assets, quarterly
$20,511Volatile liabilities
$231,588Insider loans
$239,567FHLB advances
$77,931Loans and leases held for sale
$127Unused loan commitments
$20,500Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$20,983Total unused commitments
$0Restructured Loans and leases
$1,620Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$13,894Total interest income
$5,439Total interest expense
$8,455Net interest income
$800Provision for loan and lease losses
$1,040Total noninterest income
$0Fiduciary activities
$619Service charges on deposit accounts
$0Trading account gains & fees
$421Additional noninterest income
$5,469Total noninterest expense
$2,815Salaries and employee benefits
$976Premises and equipment expense
$1,678Additional noninterest expense
$3,226Pre-tax net operating income
$0Securities gains (losses)
$1,009Applicable income taxes
$2,217Income before extraordinary items
$0Extraordinary gains - net
$2,217Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$481Sale, conversion, retirement of capital stock, net
$1,899Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.46%Yield on earning assets
2.53%Cost of funding earning assets
3.93%Net interest margin
0.48%Noninterest income to earning assets
2.54%Noninterest expense to earning assets
0.96%Net operating income to assets
0.96%Return on assets (ROA)
1.39%Pretax return on assets
9.71%Return on equity (ROE)
1.39%Retained earnings to average equity (YTD only)
0.26%Net charge-offs to loans
166.32%Credit loss provision to net charge-offs
8.37%Efficiency ratio
57,599Assets per employee
4.42%Cash dividends to net income (YTD only)
Condition Ratios (%)
85.66%Loss allowance to loans
0.87%Loss allowance to noncurrent loans
330.61%Noncurrent assets plus other real estate owned to assets
0.32%Noncurrent loans to loans
0.26%Net loans and leases to deposits
92.63%Net loans and leases to core deposits
144.79%Equity capital to assets
9.38%Core capital (leverage) ratio
9.81%Tier 1 risk-based capital ratio
13.21%Total risk-based capital ratio
Memoranda
$14Average assets
$231,588Average earning assets
$22,822Average equity
$215,123Average loans
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