Webb City Bank in Webb City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 04, 2006

  • Webb City Bank in Webb City, Missouri (MO)
  • Show street view No street view available for this location

Webb City Bank - Overview

  • General
  • FDIC Certificate #: 12224
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mid-Missouri Bank (#15584)
    Federal Reserve ID: 330659
    Date Established: November 11, 1882
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Interstate: No)
    OTS Docket #: 15462
    FDIC's unique #: 7769
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 04, 2006
    Last Structure Change Process Date: September 21, 2006
    Last Data Update: September 21, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Main, Webb City, MO 64870
    County: Jasper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
    Core Based Statistical Area (CBSA): Joplin, MO (#27900)
    CBSA Metro Statistical Area: Joplin, MO (#27900)
  • Financial Summary
  • Total assets: $248.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $243,260Total assets
  • $18,234Cash and due from depository institutions
  • $12,455Interest-bearing balances
  • $28,411Securities
  • $59Federal funds sold & reverse repurchase agreements
  • $183,647Net loans & leases
  • $1,620Loan loss allowance
  • $0Trading account assets
  • $8,529Bank premises and fixed assets
  • $300Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,080All other assets
  • $243,260Total liabilities and capital
  • $220,450Total liabilities
  • $198,269Total deposits
  • $190,163Interest-bearing deposits
  • $198,269Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $20,500Other borrowed funds
  • $0Subordinated debt
  • $1,681All other liabilities
  • $22,810Total equity capital
  • $22,810Total bank equity capital
  • $22,810Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $15,456Undivided profits
  • Memoranda
  • $7,154Noncurrent loans and leases
  • $20,983Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $490Earning assets
  • $0Long-term assets (5+ years)
  • $1,493Average Assets, year-to-date
  • $224,572Average Assets, quarterly
  • $20,511Volatile liabilities
  • $231,588Insider loans
  • $239,567FHLB advances
  • $77,931Loans and leases held for sale
  • $127Unused loan commitments
  • $20,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,983Total unused commitments
  • $0Restructured Loans and leases
  • $1,620Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $13,894Total interest income
  • $5,439Total interest expense
  • $8,455Net interest income
  • $800Provision for loan and lease losses
  • $1,040Total noninterest income
  • $0Fiduciary activities
  • $619Service charges on deposit accounts
  • $0Trading account gains & fees
  • $421Additional noninterest income
  • $5,469Total noninterest expense
  • $2,815Salaries and employee benefits
  • $976Premises and equipment expense
  • $1,678Additional noninterest expense
  • $3,226Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,009Applicable income taxes
  • $2,217Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,217Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $481Sale, conversion, retirement of capital stock, net
  • $1,899Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.46%Yield on earning assets
  • 2.53%Cost of funding earning assets
  • 3.93%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.54%Noninterest expense to earning assets
  • 0.96%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 9.71%Return on equity (ROE)
  • 1.39%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 166.32%Credit loss provision to net charge-offs
  • 8.37%Efficiency ratio
  • 57,599Assets per employee
  • 4.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.66%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 330.61%Noncurrent assets plus other real estate owned to assets
  • 0.32%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 92.63%Net loans and leases to core deposits
  • 144.79%Equity capital to assets
  • 9.38%Core capital (leverage) ratio
  • 9.81%Tier 1 risk-based capital ratio
  • 13.21%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $231,588Average earning assets
  • $22,822Average equity
  • $215,123Average loans

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