West One Bank, Oregon in Portland, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 13, 1996

  • West One Bank, Oregon in Portland, Oregon (OR)
  • Show street view No street view available for this location

West One Bank, Oregon - Overview

  • General
  • FDIC Certificate #: 9572
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United States National Bank of Oregon (#2916)
    Federal Reserve ID: 483863
    Date Established: November 02, 1931
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 13 (Interstate: No)
    OTS Docket #: 11535
    FDIC's unique #: 6134
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 13, 1996
    Last Structure Change Process Date: June 26, 1996
    Last Data Update: June 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 234 S.W. Broadway, Portland, OR 97205
    County: Multnomah
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • Financial Summary
  • Total assets: $827.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $308Total assets
  • $852,713Cash and due from depository institutions
  • $47,679Interest-bearing balances
  • $30Securities
  • $110,845Federal funds sold & reverse repurchase agreements
  • $23,928Net loans & leases
  • $645,073Loan loss allowance
  • $12,571Trading account assets
  • $0Bank premises and fixed assets
  • $11,935Other real estate owned
  • $161Goodwill and other intangibles
  • $12,611Life insurance assets
  • $481All other assets
  • $0Total liabilities and capital
  • $852,713Total liabilities
  • $790,291Total deposits
  • $681,195Interest-bearing deposits
  • $568,485Deposits held in domestic offices
  • 681195.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $41,971Trading liabilities
  • $0Other borrowed funds
  • $46,196Subordinated debt
  • $10,000All other liabilities
  • $10,929Total equity capital
  • $10,929Total bank equity capital
  • $62,422Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $40,622Undivided profits
  • Memoranda
  • $21,600Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,337Income earned, not collected on loans
  • $4,433Earning assets
  • $779,876Long-term assets (5+ years)
  • $215,883Average Assets, year-to-date
  • $856,266Average Assets, quarterly
  • $861,129Volatile liabilities
  • $127,731Insider loans
  • $193FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $239,929Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $61,471Total risk weighted assets
  • $701,865Total unused commitments
  • $0Restructured Loans and leases
  • $2,729Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $70,938Total interest expense
  • $33,711Net interest income
  • $37,227Provision for loan and lease losses
  • $3,850Total noninterest income
  • $13,946Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,163Trading account gains & fees
  • $132Additional noninterest income
  • $10,651Total noninterest expense
  • $36,155Salaries and employee benefits
  • $12,200Premises and equipment expense
  • $3,068Additional noninterest expense
  • $20,887Pre-tax net operating income
  • $11,168Securities gains (losses)
  • -$71Applicable income taxes
  • $4,001Income before extraordinary items
  • $7,096Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,096Net charge-offs
  • $537Cash dividends
  • $3,275Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.97%Cost of funding earning assets
  • 4.26%Net interest margin
  • 4.71%Noninterest income to earning assets
  • 1.76%Noninterest expense to earning assets
  • 4.57%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 0.83%Pretax return on assets
  • 1.30%Return on equity (ROE)
  • 11.71%Retained earnings to average equity (YTD only)
  • 6.31%Net charge-offs to loans
  • 0.08%Credit loss provision to net charge-offs
  • 716.95%Efficiency ratio
  • 70,541Assets per employee
  • 2.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.15%Loss allowance to loans
  • 1.91%Loss allowance to noncurrent loans
  • 940.24%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 94.70%Net loans and leases to core deposits
  • 107.26%Equity capital to assets
  • 7.32%Core capital (leverage) ratio
  • 7.14%Tier 1 risk-based capital ratio
  • 8.76%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $856,266Average earning assets
  • $60,595Average equity
  • $791,216Average loans

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