FDIC Certificate #: 33201 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Inwood National Bank (#19080) Federal Reserve ID: 1496178 Date Established: November 15, 1990 WWW:http://www.westernbankandtrust.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 6 (Interstate: No) OTS Docket #: 9579 FDIC's unique #: 46441 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: November 15, 1990 Last Structure Change Effective Date: August 15, 2003 Last Structure Change Process Date: October 31, 2003 Last Data Update: October 31, 2003 Data Source Date: April 05, 2012
Location
Address: 219 East Camp Wisdom Road, Duncanville, TX 75116 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $156.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
72Total employees (full-time equivalent)
$154,266Total assets
$12,821Cash and due from depository institutions
$884Interest-bearing balances
$25,512Securities
$2,805Federal funds sold & reverse repurchase agreements
$103,587Net loans & leases
$1,148Loan loss allowance
$0Trading account assets
$2,747Bank premises and fixed assets
$0Other real estate owned
$29Goodwill and other intangibles
$0Life insurance assets
$6,765All other assets
$154,266Total liabilities and capital
$138,523Total liabilities
$138,029Total deposits
$83,482Interest-bearing deposits
$138,029Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$494All other liabilities
$15,743Total equity capital
$15,743Total bank equity capital
$15,743Perpetual preferred stock
$0Common stock
$1,785Surplus
$10,000Undivided profits
Memoranda
$3,958Noncurrent loans and leases
$12,770Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$373Earning assets
$0Long-term assets (5+ years)
$808Average Assets, year-to-date
$132,788Average Assets, quarterly
$10,560Volatile liabilities
$156,519Insider loans
$156,088FHLB advances
$13,423Loans and leases held for sale
$1,260Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,770Total unused commitments
$1,549Restructured Loans and leases
$1,148Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$9,038Total interest income
$1,210Total interest expense
$7,828Net interest income
$255Provision for loan and lease losses
$2,015Total noninterest income
$4Fiduciary activities
$1,502Service charges on deposit accounts
$0Trading account gains & fees
$509Additional noninterest income
$6,436Total noninterest expense
$3,422Salaries and employee benefits
$979Premises and equipment expense
$2,035Additional noninterest expense
$3,152Pre-tax net operating income
$0Securities gains (losses)
$1,071Applicable income taxes
$2,081Income before extraordinary items
$0Extraordinary gains - net
$2,081Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$315Sale, conversion, retirement of capital stock, net
$615Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.67%Yield on earning assets
0.89%Cost of funding earning assets
5.78%Net interest margin
1.49%Noninterest income to earning assets
4.75%Noninterest expense to earning assets
1.33%Net operating income to assets
1.33%Return on assets (ROA)
2.01%Pretax return on assets
13.82%Return on equity (ROE)
9.73%Retained earnings to average equity (YTD only)
0.31%Net charge-offs to loans
80.95%Credit loss provision to net charge-offs
10.82%Efficiency ratio
65,305Assets per employee
2.14%Cash dividends to net income (YTD only)
Condition Ratios (%)
29.55%Loss allowance to loans
1.10%Loss allowance to noncurrent loans
307.77%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.36%Net loans and leases to deposits
75.05%Net loans and leases to core deposits
83.13%Equity capital to assets
10.21%Core capital (leverage) ratio
10.14%Tier 1 risk-based capital ratio
13.75%Total risk-based capital ratio
Memoranda
$15Average assets
$156,519Average earning assets
$15,059Average equity
$135,469Average loans
Total Fiduciary and Related Assets (December 31, 2002)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
my name is sherry Parrish I have been trying to get a hole of someone at this bank i had money in it and wanted to transfer it to my new bank in Nebraska is there a new bank that took over how can I get my funds from here
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