William Penn Bank in Levittown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • William Penn Bank in Levittown, Pennsylvania (PA)
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William Penn Bank - Overview

  • General
  • FDIC Certificate #: 27799
    Status: Active
    Federal Reserve ID: 664176
    Date Established: January 01, 1870
    WWW: http://www.willpenn.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 299
    FDIC's unique #: 40633
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: September 16, 1953
    Last Structure Change Effective Date: January 25, 2012
    Last Structure Change Process Date: January 31, 2012
    Last Data Update: January 31, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 8150 Route No 13, Levittown, PA 19057
    County: Bucks
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $316.3 mil
    Equity capital: $51.1 mil
    Deposits held in domestic offices: $182.0 mil
    Return on assets (ROA): 0.84% ($2.7 mil)
    Quarterly return on assets: 0.85% ($2.7 mil)
    Return on Equity (ROE): 5.41% ($2.8 mil)
    Quarterly return on equity: 5.36% ($2.7 mil)
    Net income: $2.7 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.26% ($3,985.9 mil)
    Quarterly Pretax return on assets: 1.30% ($4,112.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $316,345Total assets
  • $20,771Cash and due from depository institutions
  • $19,854Interest-bearing balances
  • $40,049Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $242,653Net loans & leases
  • $2,725Loan loss allowance
  • $0Trading account assets
  • $3,483Bank premises and fixed assets
  • $1,120Other real estate owned
  • $0Goodwill and other intangibles
  • $316,345Life insurance assets
  • $8,269All other assets
  • $265,291Total liabilities and capital
  • $181,960Total liabilities
  • $179,789Total deposits
  • $181,960Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $80,500Trading liabilities
  • $0Other borrowed funds
  • $2,831Subordinated debt
  • $51,054All other liabilities
  • $51,054Total equity capital
  • $51,054Total bank equity capital
  • $0Perpetual preferred stock
  • $10Common stock
  • $4,754Surplus
  • $46,290Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,909Income earned, not collected on loans
  • $0Earning assets
  • $1,057Long-term assets (5+ years)
  • $302,556Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $321,201Volatile liabilities
  • $318,373Insider loans
  • $193,709FHLB advances
  • $315,829Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $50,538Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $19,514Restructured Loans and leases
  • $993Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,806Total interest income
  • $5,349Total interest expense
  • $9,457Net interest income
  • $971Provision for loan and lease losses
  • $135Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $135Additional noninterest income
  • $4,808Total noninterest expense
  • $2,922Salaries and employee benefits
  • $865Premises and equipment expense
  • $1,021Additional noninterest expense
  • $3,813Pre-tax net operating income
  • $249Securities gains (losses)
  • $1,361Applicable income taxes
  • $2,701Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,701Net income attributable to bank
  • $0Net charge-offs
  • $2,701Cash dividends
  • $476Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.81%Yield on earning assets
  • 1.74%Cost of funding earning assets
  • 3.07%Net interest margin
  • 0.04%Noninterest income to earning assets
  • 1.56%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.26%Pretax return on assets
  • 5.41%Return on equity (ROE)
  • 5.41%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 203.99%Credit loss provision to net charge-offs
  • 10.05%Efficiency ratio
  • 50,125Assets per employee
  • 7.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 69.71%Noncurrent assets plus other real estate owned to assets
  • 1.50%Noncurrent loans to loans
  • 1.59%Net loans and leases to deposits
  • 133.36%Net loans and leases to core deposits
  • 146.53%Equity capital to assets
  • 16.14%Core capital (leverage) ratio
  • 16.00%Tier 1 risk-based capital ratio
  • 26.09%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $321,201Average earning assets
  • $49,892Average equity
  • $307,678Average loans

List of branches

  • 4 Pennsylvania Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    040633William Penn Bank8150 Route No 13, Levittown, PA 19057January 01, 1870Full Service Brick and Mortar
    1263477906 Second Street Pike Branch906 Second Street Pike, Richboro, PA 18954January 01, 1870Full Service Brick and Mortar
    2263478400 West Trenton Ave Branch400 West Trenton Ave, Morrisville, PA 19067January 01, 1870Full Service Brick and Mortar
    3522061Woodbourne Branch1309 S. Woodbourne Rd, Levittown, PA 19057April 25, 2011Full Service Brick and Mortar

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