Wisconsin State Bank in Random Lake, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 12, 2007

  • Wisconsin State Bank in Random Lake, Wisconsin (WI)
  • Show street view No street view available for this location

Wisconsin State Bank - Overview

  • General
  • FDIC Certificate #: 15131
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Lincoln State Bank (#13028)
    Federal Reserve ID: 155441
    Date Established: July 13, 1905
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 12975
    FDIC's unique #: 9503
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 12, 2007
    Last Structure Change Process Date: December 03, 2007
    Last Data Update: December 03, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Allen Street, Random Lake, WI 53075
    County: Sheboygan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Sheboygan, WI (#7620)
    Core Based Statistical Area (CBSA): Sheboygan, WI (#43100)
    CBSA Metro Statistical Area: Sheboygan, WI (#43100)
  • Financial Summary
  • Total assets: $101.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 37Total employees (full-time equivalent)
  • $97,125Total assets
  • $2,133Cash and due from depository institutions
  • $22Interest-bearing balances
  • $8,806Securities
  • $303Federal funds sold & reverse repurchase agreements
  • $74,729Net loans & leases
  • $688Loan loss allowance
  • $0Trading account assets
  • $3,651Bank premises and fixed assets
  • $122Other real estate owned
  • $4,304Goodwill and other intangibles
  • $1,363Life insurance assets
  • $3,077All other assets
  • $97,125Total liabilities and capital
  • $83,371Total liabilities
  • $71,446Total deposits
  • $64,741Interest-bearing deposits
  • $71,446Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $472Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,000Other borrowed funds
  • $0Subordinated debt
  • $1,453All other liabilities
  • $13,754Total equity capital
  • $13,754Total bank equity capital
  • $13,754Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $13,581Undivided profits
  • Memoranda
  • $73Noncurrent loans and leases
  • $14,211Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $584Earning assets
  • $0Long-term assets (5+ years)
  • $408Average Assets, year-to-date
  • $83,860Average Assets, quarterly
  • $7,761Volatile liabilities
  • $95,327Insider loans
  • $95,964FHLB advances
  • $15,575Loans and leases held for sale
  • $3,861Unused loan commitments
  • $10,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,211Total unused commitments
  • $0Restructured Loans and leases
  • $688Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $5,529Total interest income
  • $2,652Total interest expense
  • $2,877Net interest income
  • $0Provision for loan and lease losses
  • $467Total noninterest income
  • $0Fiduciary activities
  • $249Service charges on deposit accounts
  • $0Trading account gains & fees
  • $218Additional noninterest income
  • $2,858Total noninterest expense
  • $1,546Salaries and employee benefits
  • $387Premises and equipment expense
  • $925Additional noninterest expense
  • $486Pre-tax net operating income
  • $0Securities gains (losses)
  • $62Applicable income taxes
  • $424Income before extraordinary items
  • $0Extraordinary gains - net
  • $424Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $116Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.73%Yield on earning assets
  • 3.23%Cost of funding earning assets
  • 3.50%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 0.44%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.51%Pretax return on assets
  • 3.08%Return on equity (ROE)
  • 0.17%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 4.19%Efficiency ratio
  • 83,134Assets per employee
  • 2.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 94.34%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 117.81%Noncurrent assets plus other real estate owned to assets
  • 0.73%Noncurrent loans to loans
  • 0.77%Net loans and leases to deposits
  • 104.60%Net loans and leases to core deposits
  • 132.63%Equity capital to assets
  • 14.16%Core capital (leverage) ratio
  • 10.35%Tier 1 risk-based capital ratio
  • 12.70%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $95,327Average earning assets
  • $13,754Average equity
  • $82,210Average loans

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