FDIC Certificate #: 27817 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:ESB Bank (#27708) Federal Reserve ID: 668370 Date Established: January 01, 1881 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 336 FDIC's unique #: 40651 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: August 13, 1941 Last Structure Change Effective Date: October 01, 2001 Last Structure Change Process Date: Febuary 19, 2002 Last Data Update: Febuary 19, 2002 Data Source Date: April 05, 2012
Location
Address: Foreland Street At Middle Street, Pittsburgh, PA 15212 County: Allegheny Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Wexford Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280) Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430) Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300) CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
Financial Summary
Total assets: $43.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
10Total employees (full-time equivalent)
$40,160Total assets
$1,837Cash and due from depository institutions
$1,474Interest-bearing balances
$17,160Securities
$0Federal funds sold & reverse repurchase agreements
$18,216Net loans & leases
$155Loan loss allowance
$0Trading account assets
$879Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,068All other assets
$40,160Total liabilities and capital
$36,025Total liabilities
$35,861Total deposits
$35,861Interest-bearing deposits
$35,861Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$164All other liabilities
$4,135Total equity capital
$4,135Total bank equity capital
$4,135Perpetual preferred stock
$0Common stock
$1Surplus
$1,624Undivided profits
Memoranda
$2,510Noncurrent loans and leases
$777Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$360Earning assets
$0Long-term assets (5+ years)
$111Average Assets, year-to-date
$36,850Average Assets, quarterly
$0Volatile liabilities
$40,668Insider loans
$40,323FHLB advances
$1,678Loans and leases held for sale
$215Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$777Total unused commitments
$0Restructured Loans and leases
$155Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$2,739Total interest income
$1,605Total interest expense
$1,134Net interest income
$0Provision for loan and lease losses
$257Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$257Additional noninterest income
$1,160Total noninterest expense
$641Salaries and employee benefits
$239Premises and equipment expense
$280Additional noninterest expense
$231Pre-tax net operating income
$8Securities gains (losses)
$73Applicable income taxes
$166Income before extraordinary items
$0Extraordinary gains - net
$166Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$6Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.31%Yield on earning assets
4.28%Cost of funding earning assets
3.03%Net interest margin
0.69%Noninterest income to earning assets
3.10%Noninterest expense to earning assets
0.39%Net operating income to assets
0.41%Return on assets (ROA)
0.59%Pretax return on assets
4.25%Return on equity (ROE)
4.25%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
38.50%Efficiency ratio
83,393Assets per employee
4.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.84%Loss allowance to noncurrent loans
43.06%Noncurrent assets plus other real estate owned to assets
0.90%Noncurrent loans to loans
1.96%Net loans and leases to deposits
50.80%Net loans and leases to core deposits
53.29%Equity capital to assets
10.30%Core capital (leverage) ratio
10.36%Tier 1 risk-based capital ratio
22.82%Total risk-based capital ratio
Memoranda
$24Average assets
$40,668Average earning assets
$3,910Average equity
$37,475Average loans
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