World Savings and Loan Association, A Federal Savings and Loan Associati in Oakland, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2000

  • World Savings and Loan Association, A Federal Savings and Loan Associati in Oakland, California (CA)
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World Savings and Loan Association, A Federal Savings and Loan Associati - Overview

  • General
  • FDIC Certificate #: 31315
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Southwest, National Association (#27076)
    Federal Reserve ID: 322074
    Date Established: January 01, 1912
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 6717
    FDIC's unique #: 44149
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 31, 1962
    Last Structure Change Effective Date: December 31, 2000
    Last Structure Change Process Date: January 24, 2001
    Last Data Update: January 24, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1970 Broadway, Oakland, CA 94612
    County: Alameda
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $4,782.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 5,055Total employees (full-time equivalent)
  • $5,134,781Total assets
  • $256,733Cash and due from depository institutions
  • $0Interest-bearing balances
  • $2,500,771Securities
  • $3,328Federal funds sold & reverse repurchase agreements
  • $1,954,087Net loans & leases
  • $41,604Loan loss allowance
  • $0Trading account assets
  • $206,098Bank premises and fixed assets
  • $4,992Other real estate owned
  • $8,953Goodwill and other intangibles
  • $0Life insurance assets
  • $199,819All other assets
  • $5,134,781Total liabilities and capital
  • $4,594,557Total liabilities
  • $3,704,415Total deposits
  • $3,625,811Interest-bearing deposits
  • $3,704,415Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $162,991Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $329,274Other borrowed funds
  • $0Subordinated debt
  • $397,877All other liabilities
  • $540,224Total equity capital
  • $540,224Total bank equity capital
  • $540,224Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $233,441Undivided profits
  • Memoranda
  • $306,633Noncurrent loans and leases
  • $8,031Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $46,971Earning assets
  • $0Long-term assets (5+ years)
  • $8,350Average Assets, year-to-date
  • $4,458,186Average Assets, quarterly
  • $0Volatile liabilities
  • $6,029,439Insider loans
  • $5,340,375FHLB advances
  • $798,129Loans and leases held for sale
  • $5,909Unused loan commitments
  • $260,593Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,031Total unused commitments
  • $6,132Restructured Loans and leases
  • $33,531Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $370,792Total interest income
  • $199,163Total interest expense
  • $171,629Net interest income
  • -$4,333Provision for loan and lease losses
  • $83,879Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,045Trading account gains & fees
  • $80,834Additional noninterest income
  • $71,989Total noninterest expense
  • $46,136Salaries and employee benefits
  • $1,569Premises and equipment expense
  • $24,284Additional noninterest expense
  • $187,852Pre-tax net operating income
  • $1,250Securities gains (losses)
  • $54,653Applicable income taxes
  • $134,449Income before extraordinary items
  • $0Extraordinary gains - net
  • $134,449Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$101Sale, conversion, retirement of capital stock, net
  • $225,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.05%Yield on earning assets
  • 3.79%Cost of funding earning assets
  • 3.26%Net interest margin
  • 1.59%Noninterest income to earning assets
  • 1.37%Noninterest expense to earning assets
  • 2.22%Net operating income to assets
  • 2.23%Return on assets (ROA)
  • 3.14%Pretax return on assets
  • 20.24%Return on equity (ROE)
  • -13.63%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • 4290.10%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 28,175Assets per employee
  • 1.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 167.35%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 88.57%Noncurrent assets plus other real estate owned to assets
  • 0.96%Noncurrent loans to loans
  • 2.35%Net loans and leases to deposits
  • 52.75%Net loans and leases to core deposits
  • 57.50%Equity capital to assets
  • 10.52%Core capital (leverage) ratio
  • 7.86%Tier 1 risk-based capital ratio
  • 14.32%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $6,029,439Average earning assets
  • $664,287Average equity
  • $5,260,444Average loans

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