Yampa Valley National Bank in Hayden, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1999

  • Yampa Valley National Bank in Hayden, Colorado (CO)
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Yampa Valley National Bank - Overview

  • General
  • FDIC Certificate #: 19763
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of the Rockies (#3041)
    Federal Reserve ID: 441957
    Date Established: November 13, 1967
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13557
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 13, 1967
    Last Structure Change Effective Date: July 01, 1999
    Last Structure Change Process Date: July 20, 1999
    Last Data Update: July 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 252 West Jefferson Street, Hayden, CO 81639
    County: Routt
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $40.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $39,936Total assets
  • $2,025Cash and due from depository institutions
  • $0Interest-bearing balances
  • $10,204Securities
  • $4,665Federal funds sold & reverse repurchase agreements
  • $21,680Net loans & leases
  • $418Loan loss allowance
  • $0Trading account assets
  • $678Bank premises and fixed assets
  • $54Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $630All other assets
  • $39,936Total liabilities and capital
  • $36,289Total liabilities
  • $36,098Total deposits
  • $31,237Interest-bearing deposits
  • $36,098Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $191All other liabilities
  • $3,647Total equity capital
  • $3,647Total bank equity capital
  • $3,647Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $400Undivided profits
  • Memoranda
  • $3,047Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $240Earning assets
  • $0Long-term assets (5+ years)
  • $72Average Assets, year-to-date
  • $36,549Average Assets, quarterly
  • $1,724Volatile liabilities
  • $38,474Insider loans
  • $39,188FHLB advances
  • $3,893Loans and leases held for sale
  • $210Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,678Total unused commitments
  • $0Restructured Loans and leases
  • $23,619Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,223Total interest income
  • $1,316Total interest expense
  • $1,907Net interest income
  • $224Provision for loan and lease losses
  • $213Total noninterest income
  • $0Fiduciary activities
  • $172Service charges on deposit accounts
  • $0Trading account gains & fees
  • $41Additional noninterest income
  • $1,251Total noninterest expense
  • $721Salaries and employee benefits
  • $221Premises and equipment expense
  • $309Additional noninterest expense
  • $645Pre-tax net operating income
  • $0Securities gains (losses)
  • $209Applicable income taxes
  • $436Income before extraordinary items
  • $0Extraordinary gains - net
  • $436Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $33Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.10%Yield on earning assets
  • 3.72%Cost of funding earning assets
  • 5.39%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 1.13%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.68%Pretax return on assets
  • 12.62%Return on equity (ROE)
  • 10.30%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 678.79%Credit loss provision to net charge-offs
  • 26.33%Efficiency ratio
  • 59,009Assets per employee
  • 1.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.35%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 174.17%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 1.09%Net loans and leases to deposits
  • 60.06%Net loans and leases to core deposits
  • 67.32%Equity capital to assets
  • 9.13%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 15.05%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $38,474Average earning assets
  • $3,455Average equity
  • $35,401Average loans

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