Yosemite Bank in Mariposa, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 2005

  • Yosemite Bank in Mariposa, California (CA)
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Yosemite Bank - Overview

  • General
  • FDIC Certificate #: 22486
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Premier Valley Bank (#57098)
    Federal Reserve ID: 188261
    Date Established: July 01, 1977
    WWW: http://www.yosemitebank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 15680
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1977
    Last Structure Change Effective Date: March 31, 2005
    Last Structure Change Process Date: April 08, 2005
    Last Data Update: April 08, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 5371 Highway 49 North, Mariposa, CA 95338
    County: Mariposa
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $160.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 53Total employees (full-time equivalent)
  • $160,850Total assets
  • $8,260Cash and due from depository institutions
  • $0Interest-bearing balances
  • $93,017Securities
  • $1,010Federal funds sold & reverse repurchase agreements
  • $49,724Net loans & leases
  • $580Loan loss allowance
  • $0Trading account assets
  • $3,814Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,025All other assets
  • $160,850Total liabilities and capital
  • $145,942Total liabilities
  • $141,869Total deposits
  • $94,601Interest-bearing deposits
  • $141,869Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $4,073All other liabilities
  • $14,908Total equity capital
  • $14,908Total bank equity capital
  • $14,908Perpetual preferred stock
  • $0Common stock
  • $5,345Surplus
  • $0Undivided profits
  • Memoranda
  • $9,563Noncurrent loans and leases
  • $6,738Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $966Average Assets, year-to-date
  • $143,751Average Assets, quarterly
  • $51,265Volatile liabilities
  • $155,516Insider loans
  • $162,055FHLB advances
  • $10,397Loans and leases held for sale
  • $401Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $333Total risk weighted assets
  • $6,738Total unused commitments
  • $0Restructured Loans and leases
  • $600Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $6,794Total interest income
  • $1,126Total interest expense
  • $5,668Net interest income
  • $60Provision for loan and lease losses
  • $4,293Total noninterest income
  • $0Fiduciary activities
  • $979Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,314Additional noninterest income
  • $6,090Total noninterest expense
  • $3,295Salaries and employee benefits
  • $881Premises and equipment expense
  • $1,914Additional noninterest expense
  • $3,811Pre-tax net operating income
  • $433Securities gains (losses)
  • $1,350Applicable income taxes
  • $2,894Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,894Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $45Sale, conversion, retirement of capital stock, net
  • $2,606Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.87%Yield on earning assets
  • 0.81%Cost of funding earning assets
  • 4.07%Net interest margin
  • 3.08%Noninterest income to earning assets
  • 4.37%Noninterest expense to earning assets
  • 1.67%Net operating income to assets
  • 1.86%Return on assets (ROA)
  • 2.73%Pretax return on assets
  • 20.33%Return on equity (ROE)
  • 2.02%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 133.33%Credit loss provision to net charge-offs
  • 86.02%Efficiency ratio
  • 61,138Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 90.05%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 35.05%Net loans and leases to core deposits
  • 37.82%Equity capital to assets
  • 9.27%Core capital (leverage) ratio
  • 8.74%Tier 1 risk-based capital ratio
  • 17.93%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $155,516Average earning assets
  • $14,238Average equity
  • $139,387Average loans

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