Zia New Mexico Bank in Tucumcari, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 26, 1999

  • Zia New Mexico Bank in Tucumcari, New Mexico (NM)
  • Show street view No street view available for this location

Zia New Mexico Bank - Overview

  • General
  • FDIC Certificate #: 13300
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: The First National Bank of New Mexico (#19027)
    Federal Reserve ID: 655455
    Date Established: January 08, 1920
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    OTS Docket #: 10932
    FDIC's unique #: 8408
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 06, 1934
    Last Structure Change Effective Date: April 26, 1999
    Last Structure Change Process Date: May 11, 1999
    Last Data Update: May 11, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 East Main, Tucumcari, NM 88426
    County: Quay
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Absorption - Assisted
  • Financial Summary
  • Total assets: $17.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $17,251Total assets
  • $3,213Cash and due from depository institutions
  • $567Interest-bearing balances
  • $1,736Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $11,215Net loans & leases
  • $271Loan loss allowance
  • $0Trading account assets
  • $519Bank premises and fixed assets
  • $29Other real estate owned
  • $83Goodwill and other intangibles
  • $0Life insurance assets
  • $456All other assets
  • $17,251Total liabilities and capital
  • $16,840Total liabilities
  • $16,708Total deposits
  • $13,790Interest-bearing deposits
  • $16,708Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $44Other borrowed funds
  • $33Subordinated debt
  • $55All other liabilities
  • $411Total equity capital
  • $411Total bank equity capital
  • $411Perpetual preferred stock
  • $0Common stock
  • $23Surplus
  • $1,168Undivided profits
  • Memoranda
  • $-780Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $716Earning assets
  • $352Long-term assets (5+ years)
  • $240Average Assets, year-to-date
  • $13,518Average Assets, quarterly
  • $561Volatile liabilities
  • $16,355Insider loans
  • $17,046FHLB advances
  • $1,064Loans and leases held for sale
  • $77Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $540Total unused commitments
  • $0Restructured Loans and leases
  • $11,459Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,433Total interest income
  • $609Total interest expense
  • $824Net interest income
  • $248Provision for loan and lease losses
  • $244Total noninterest income
  • $0Fiduciary activities
  • $81Service charges on deposit accounts
  • $0Trading account gains & fees
  • $163Additional noninterest income
  • $1,631Total noninterest expense
  • $590Salaries and employee benefits
  • $148Premises and equipment expense
  • $893Additional noninterest expense
  • -$811Pre-tax net operating income
  • $0Securities gains (losses)
  • -$12Applicable income taxes
  • -$799Income before extraordinary items
  • $0Extraordinary gains - net
  • -$799Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $243Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 11.84%Yield on earning assets
  • 5.03%Cost of funding earning assets
  • 6.81%Net interest margin
  • 2.02%Noninterest income to earning assets
  • 13.48%Noninterest expense to earning assets
  • -4.89%Net operating income to assets
  • -4.89%Return on assets (ROA)
  • -4.96%Pretax return on assets
  • -102.28%Return on equity (ROE)
  • -102.28%Retained earnings to average equity (YTD only)
  • 2.55%Net charge-offs to loans
  • 102.06%Credit loss provision to net charge-offs
  • -2.32%Efficiency ratio
  • 148,315Assets per employee
  • 1.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.36%Loss allowance to noncurrent loans
  • 37.85%Noncurrent assets plus other real estate owned to assets
  • 4.32%Noncurrent loans to loans
  • 6.23%Net loans and leases to deposits
  • 67.12%Net loans and leases to core deposits
  • 71.50%Equity capital to assets
  • 2.38%Core capital (leverage) ratio
  • 2.21%Tier 1 risk-based capital ratio
  • 3.32%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $16,355Average earning assets
  • $781Average equity
  • $12,103Average loans

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