eosbank in San Mateo, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 20, 2002

  • eosbank in San Mateo, California (CA)
  • Show street view No street view available for this location

eosbank - Overview

  • General
  • FDIC Certificate #: 27093
    Status: Inactive
    Federal Reserve ID: 1160424
    Date Established: January 02, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 38753
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 05, 1987
    Last Structure Change Effective Date: December 20, 2002
    Last Structure Change Process Date: Febuary 05, 2003
    Last Data Update: Febuary 05, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 411 Borel Avenue, Suite 606, San Mateo, CA 94402
    County: San Mateo
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Other Liquidations and Closings
    Change in Insurance Status
  • Financial Summary
  • Total assets: $9.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $100,437Total assets
  • $272Cash and due from depository institutions
  • $100Interest-bearing balances
  • $43,464Securities
  • $5,500Federal funds sold & reverse repurchase agreements
  • $49,111Net loans & leases
  • $2,347Loan loss allowance
  • $0Trading account assets
  • $530Bank premises and fixed assets
  • $0Other real estate owned
  • $145Goodwill and other intangibles
  • $0Life insurance assets
  • $1,415All other assets
  • $100,437Total liabilities and capital
  • $89,219Total liabilities
  • $86,363Total deposits
  • $86,363Interest-bearing deposits
  • $86,363Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,400Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $456All other liabilities
  • $11,218Total equity capital
  • $11,218Total bank equity capital
  • $11,218Perpetual preferred stock
  • $0Common stock
  • $14,783Surplus
  • $0Undivided profits
  • Memoranda
  • $-3,565Noncurrent loans and leases
  • $2,196Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $681Average Assets, year-to-date
  • $98,175Average Assets, quarterly
  • $0Volatile liabilities
  • $132,371Insider loans
  • $107,738FHLB advances
  • $27,641Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,196Total unused commitments
  • $0Restructured Loans and leases
  • $1,073Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $9,245Total interest income
  • $6,707Total interest expense
  • $2,538Net interest income
  • $195Provision for loan and lease losses
  • $35Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $35Additional noninterest income
  • $4,339Total noninterest expense
  • $1,474Salaries and employee benefits
  • $682Premises and equipment expense
  • $2,183Additional noninterest expense
  • -$1,961Pre-tax net operating income
  • $113Securities gains (losses)
  • $10Applicable income taxes
  • -$1,858Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,858Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.26%Yield on earning assets
  • 5.26%Cost of funding earning assets
  • 1.99%Net interest margin
  • 0.03%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • -1.49%Net operating income to assets
  • -1.40%Return on assets (ROA)
  • -1.40%Pretax return on assets
  • -15.25%Return on equity (ROE)
  • -15.25%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 167,509Assets per employee
  • 6.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.56%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 56.87%Net loans and leases to core deposits
  • 80.35%Equity capital to assets
  • 11.17%Core capital (leverage) ratio
  • 10.36%Tier 1 risk-based capital ratio
  • 12.82%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $132,371Average earning assets
  • $12,183Average equity
  • $127,404Average loans

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