Abbeville Building & Loan (A State-Chartered Savings Bank) in Abbeville, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Abbeville Building & Loan (A State-Chartered Savings Bank) in Abbeville, Louisiana (LA)
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Abbeville Building & Loan (A State-Chartered Savings Bank) - Overview

  • General
  • FDIC Certificate #: 30332
    Status: Active
    Federal Reserve ID: 114774
    Date Established: January 01, 1890
    WWW: http://www.abbemae.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 5179
    FDIC's unique #: 43166
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 09, 1948
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1212 Charity Street, Abbeville, LA 70510
    County: Vermilion
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): Abbeville, LA (#10020)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $41.6 mil
    Equity capital: $11.3 mil
    Deposits held in domestic offices: $28.2 mil
    Return on assets (ROA): 1.70% ($0.7 mil)
    Quarterly return on assets: 2.73% ($1.1 mil)
    Return on Equity (ROE): 6.51% ($0.7 mil)
    Quarterly return on equity: 10.31% ($1.1 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 2.58% ($1,073.4 mil)
    Quarterly Pretax return on assets: 4.12% ($1,714.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $41,606Total assets
  • $1,797Cash and due from depository institutions
  • $1,564Interest-bearing balances
  • $77Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $35,733Net loans & leases
  • $535Loan loss allowance
  • $0Trading account assets
  • $470Bank premises and fixed assets
  • $0Other real estate owned
  • $3,019Goodwill and other intangibles
  • $41,606Life insurance assets
  • $510All other assets
  • $30,333Total liabilities and capital
  • $28,242Total liabilities
  • $25,673Total deposits
  • $28,242Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $1,091Subordinated debt
  • $11,273All other liabilities
  • $11,273Total equity capital
  • $11,273Total bank equity capital
  • $11,273Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,683Income earned, not collected on loans
  • $0Earning assets
  • $201Long-term assets (5+ years)
  • $37,374Average Assets, year-to-date
  • $20,941Average Assets, quarterly
  • $41,584Volatile liabilities
  • $42,114Insider loans
  • $31,890FHLB advances
  • $42,471Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,971Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $24,041Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,296Total interest income
  • $450Total interest expense
  • $1,846Net interest income
  • $100Provision for loan and lease losses
  • $1,164Total noninterest income
  • $0Fiduciary activities
  • $7Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,157Additional noninterest income
  • $1,837Total noninterest expense
  • $923Salaries and employee benefits
  • $142Premises and equipment expense
  • $772Additional noninterest expense
  • $1,073Pre-tax net operating income
  • $0Securities gains (losses)
  • $364Applicable income taxes
  • $709Income before extraordinary items
  • $0Extraordinary gains - net
  • $709Net income attributable to bank
  • $0Net charge-offs
  • $709Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.16%Yield on earning assets
  • 1.21%Cost of funding earning assets
  • 4.95%Net interest margin
  • 3.12%Noninterest income to earning assets
  • 4.93%Noninterest expense to earning assets
  • 1.70%Net operating income to assets
  • 1.70%Return on assets (ROA)
  • 2.58%Pretax return on assets
  • 6.51%Return on equity (ROE)
  • 6.51%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,030Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.48%Loss allowance to noncurrent loans
  • 31.79%Noncurrent assets plus other real estate owned to assets
  • 4.05%Noncurrent loans to loans
  • 4.64%Net loans and leases to deposits
  • 126.52%Net loans and leases to core deposits
  • 130.07%Equity capital to assets
  • 27.09%Core capital (leverage) ratio
  • 25.83%Tier 1 risk-based capital ratio
  • 34.40%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $41,584Average earning assets
  • $10,895Average equity
  • $37,275Average loans

List of branches

  • 1 Louisiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043166Abbeville Building & Loan (A State-C1212 Charity Street, Abbeville, LA 70510January 01, 1890Full Service Brick and Mortar

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