Kaplan State Bank in Kaplan, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Kaplan State Bank - Overview

  • General
  • FDIC Certificate #: 8143
    Status: Active
    Federal Reserve ID: 983130
    Bank Holding Company (Regulatory Top Holder): Louisiana Community Bancorp, Inc. (RSSDID: 2909554, Location: Deridder, LA)
    Date Established: March 17, 1928
    WWW: http://www.kaplanbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 11457
    FDIC's unique #: 5188
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Cushing Avenue, Kaplan, LA 70548
    County: Vermilion
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): Abbeville, LA (#10020)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $95.5 mil
    Equity capital: $12.3 mil
    Deposits held in domestic offices: $76.1 mil
    Return on assets (ROA): 1.81% ($1.7 mil)
    Quarterly return on assets: 1.99% ($1.9 mil)
    Return on Equity (ROE): 14.22% ($1.7 mil)
    Quarterly return on equity: 15.48% ($1.9 mil)
    Net income: $1.7 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.81% ($1,728.6 mil)
    Quarterly Pretax return on assets: 1.99% ($1,900.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $95,502Total assets
  • $1,725Cash and due from depository institutions
  • $46Interest-bearing balances
  • $62,698Securities
  • $2,950Federal funds sold & reverse repurchase agreements
  • $24,644Net loans & leases
  • $373Loan loss allowance
  • $0Trading account assets
  • $584Bank premises and fixed assets
  • $28Other real estate owned
  • $0Goodwill and other intangibles
  • $95,502Life insurance assets
  • $2,873All other assets
  • $83,239Total liabilities and capital
  • $76,091Total liabilities
  • $60,379Total deposits
  • $76,091Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 3584.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $539Trading liabilities
  • $0Other borrowed funds
  • $3,025Subordinated debt
  • $12,263All other liabilities
  • $12,263Total equity capital
  • $12,263Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $6,281Surplus
  • $5,981Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $545Income earned, not collected on loans
  • $440Earning assets
  • $513Long-term assets (5+ years)
  • $90,338Average Assets, year-to-date
  • $43,282Average Assets, quarterly
  • $93,737Volatile liabilities
  • $95,733Insider loans
  • $38,668FHLB advances
  • $95,480Loans and leases held for sale
  • $1,645Unused loan commitments
  • $1,645Tier 1 (core) risk-based capital
  • $10,190Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,063Restructured Loans and leases
  • $741Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,752Total interest income
  • $408Total interest expense
  • $3,344Net interest income
  • $0Provision for loan and lease losses
  • $732Total noninterest income
  • $0Fiduciary activities
  • $394Service charges on deposit accounts
  • $0Trading account gains & fees
  • $338Additional noninterest income
  • $2,375Total noninterest expense
  • $1,503Salaries and employee benefits
  • $175Premises and equipment expense
  • $697Additional noninterest expense
  • $1,701Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,701Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,701Net income attributable to bank
  • $0Net charge-offs
  • $1,701Cash dividends
  • $3Sale, conversion, retirement of capital stock, net
  • $1,122Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.25%Yield on earning assets
  • 0.46%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 2.69%Noninterest expense to earning assets
  • 1.81%Net operating income to assets
  • 1.81%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 14.22%Return on equity (ROE)
  • 4.84%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 567.00%Efficiency ratio
  • 58,268Assets per employee
  • 3.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.96%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 68.44%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 2.18%Net loans and leases to deposits
  • 32.39%Net loans and leases to core deposits
  • 36.15%Equity capital to assets
  • 12.84%Core capital (leverage) ratio
  • 10.67%Tier 1 risk-based capital ratio
  • 26.35%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $93,737Average earning assets
  • $11,958Average equity
  • $88,257Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05188Kaplan State Bank201 North Cushing Avenue, Kaplan, LA 70548March 17, 1928Full Service Brick and Mortar
    1218016Drive-In Branch200 North Faye Avenue, Kaplan, LA 70548April 04, 1974Limited Service Facility
    2218017Forked Island BranchState Highways 82 And 35, Forked Island, LA 70510April 15, 1975Limited Service Facility

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Kaplan State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents