AmSouth Bank of Alabama in Birmingham, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 26, 1997

  • AmSouth Bank of Alabama in Birmingham, Alabama (AL)
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AmSouth Bank of Alabama - Overview

  • General
  • FDIC Certificate #: 2782
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: AmSouth Bank (#26800)
    Federal Reserve ID: 245333
    Date Established: January 01, 1873
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 119 (Interstate: No)
    OTS Docket #: 13665
    FDIC's unique #: 1815
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 26, 1997
    Last Structure Change Process Date: July 02, 1997
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Fifth Avenue And 20th Street, Birmingham, AL 35202
    County: Jefferson
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shelby
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Birmingham, AL (#1000)
    Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
    Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
    CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
  • Financial Summary
  • Total assets: $9,701.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $4,390Total assets
  • $10,352,212Cash and due from depository institutions
  • $474,693Interest-bearing balances
  • $6Securities
  • $2,084,387Federal funds sold & reverse repurchase agreements
  • $537,169Net loans & leases
  • $6,868,694Loan loss allowance
  • $91,991Trading account assets
  • $3,879Bank premises and fixed assets
  • $178,242Other real estate owned
  • $2,729Goodwill and other intangibles
  • $189,100Life insurance assets
  • $13,319All other assets
  • $0Total liabilities and capital
  • $10,352,212Total liabilities
  • $9,491,833Total deposits
  • $6,793,095Interest-bearing deposits
  • $5,390,066Deposits held in domestic offices
  • 6786091.00%% insured (estimated)
  • $72Federal funds purchased & repurchase agreements
  • $1,792,084Trading liabilities
  • $4Other borrowed funds
  • $758,515Subordinated debt
  • $0All other liabilities
  • $148,135Total equity capital
  • $148,135Total bank equity capital
  • $860,379Perpetual preferred stock
  • $0Common stock
  • $16,050Surplus
  • $273,121Undivided profits
  • Memoranda
  • $571,208Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $55,490Income earned, not collected on loans
  • $51,463Earning assets
  • $9,494,135Long-term assets (5+ years)
  • $2,218,952Average Assets, year-to-date
  • $9,947,873Average Assets, quarterly
  • $10,175,066Volatile liabilities
  • $2,479,292Insider loans
  • $155,046FHLB advances
  • $0Loans and leases held for sale
  • $60,582Unused loan commitments
  • $4,534,173Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $836,984Total risk weighted assets
  • $8,763,487Total unused commitments
  • $0Restructured Loans and leases
  • $1,329,064Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $746,524Total interest expense
  • $363,685Net interest income
  • $382,839Provision for loan and lease losses
  • $39,424Total noninterest income
  • $199,969Fiduciary activities
  • $47,439Service charges on deposit accounts
  • $60,978Trading account gains & fees
  • $757Additional noninterest income
  • $90,795Total noninterest expense
  • $370,554Salaries and employee benefits
  • $179,518Premises and equipment expense
  • $77,994Additional noninterest expense
  • $113,042Pre-tax net operating income
  • $172,830Securities gains (losses)
  • $4,830Applicable income taxes
  • $59,601Income before extraordinary items
  • $118,059Extraordinary gains - net
  • $0Net income attributable to bank
  • $118,059Net charge-offs
  • $37,516Cash dividends
  • $72,413Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.16%Cost of funding earning assets
  • 3.98%Net interest margin
  • 4.19%Noninterest income to earning assets
  • 2.19%Noninterest expense to earning assets
  • 4.05%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 1.79%Return on equity (ROE)
  • 14.17%Retained earnings to average equity (YTD only)
  • 5.48%Net charge-offs to loans
  • 0.56%Credit loss provision to net charge-offs
  • 105.09%Efficiency ratio
  • 63,115Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.34%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 165.78%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.80%Net loans and leases to deposits
  • 101.11%Net loans and leases to core deposits
  • 108.81%Equity capital to assets
  • 8.31%Core capital (leverage) ratio
  • 8.21%Tier 1 risk-based capital ratio
  • 9.55%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $9,947,873Average earning assets
  • $833,293Average equity
  • $9,145,063Average loans

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