AmericanWest Bank in Spokane, Washington (WA), UT, ID, CA, OR
Overview, Financial Summary, Detailed Financial Reports, Branches


  • AmericanWest Bank in Spokane, Washington (WA), UT, ID, CA, OR
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AmericanWest Bank - Overview

  • General
  • FDIC Certificate #: 22441
    Status: Active
    Federal Reserve ID: 39475
    Bank Holding Company (Regulatory Top Holder): Skbhc Holdings Llc (RSSDID: 4091800, Location: Scottsdale, AZ)
    Date Established: April 01, 1977
    WWW: http://www.awbank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 76 (Domestic: 76, Interstate: Yes)
    OTS Docket #: 9463
    FDIC's unique #: 15639
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 01, 1977
    Last Structure Change Effective Date: December 01, 2011
    Last Structure Change Process Date: December 12, 2011
    Last Data Update: December 12, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 41 W. Riverside Avenue, Suite 400, Spokane, WA 99201
    County: Spokane
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Spokane, WA (#7840)
    Core Based Statistical Area (CBSA): Spokane, WA (#44060)
    CBSA Metro Statistical Area: Spokane, WA (#44060)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $2,274.6 mil
    Equity capital: $359.1 mil
    Deposits held in domestic offices: $1,889.1 mil
    Return on assets (ROA): 0.91% ($20.7 mil)
    Quarterly return on assets: 0.47% ($10.7 mil)
    Return on Equity (ROE): 6.39% ($22.9 mil)
    Quarterly return on equity: 2.89% ($10.4 mil)
    Net income: $16.3 mil
    Quarterly Net income: $2.5 mil
    Pretax return on assets: 0.90% ($20,471.8 mil)
    Quarterly Pretax return on assets: 0.45% ($10,235.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 673Total employees (full-time equivalent)
  • $2,274,641Total assets
  • $310,850Cash and due from depository institutions
  • $231,865Interest-bearing balances
  • $402,976Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,341,180Net loans & leases
  • $4,768Loan loss allowance
  • $0Trading account assets
  • $42,726Bank premises and fixed assets
  • $31,148Other real estate owned
  • $57,074Goodwill and other intangibles
  • $2,274,641Life insurance assets
  • $88,687All other assets
  • $1,915,556Total liabilities and capital
  • $1,889,054Total liabilities
  • $1,350,406Total deposits
  • $1,889,054Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,104Trading liabilities
  • $0Other borrowed funds
  • $25,398Subordinated debt
  • $359,085All other liabilities
  • $359,085Total equity capital
  • $359,085Total bank equity capital
  • $0Perpetual preferred stock
  • $6,500Common stock
  • $332,950Surplus
  • $19,635Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $18,956Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $28,829Income earned, not collected on loans
  • $1,261Earning assets
  • $4,485Long-term assets (5+ years)
  • $1,976,021Average Assets, year-to-date
  • $555,447Average Assets, quarterly
  • $1,791,730Volatile liabilities
  • $2,107,339Insider loans
  • $1,546,374FHLB advances
  • $1,960,956Loans and leases held for sale
  • $37,630Unused loan commitments
  • $34,009Tier 1 (core) risk-based capital
  • $280,609Tier 2 risk-based capital
  • $3,325Total risk weighted assets
  • $296Total unused commitments
  • $192,831Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $85,297Total interest income
  • $4,113Total interest expense
  • $81,184Net interest income
  • $362Provision for loan and lease losses
  • $18,137Total noninterest income
  • $72Fiduciary activities
  • $4,895Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,170Additional noninterest income
  • $83,938Total noninterest expense
  • $39,377Salaries and employee benefits
  • $16,254Premises and equipment expense
  • $28,307Additional noninterest expense
  • $15,021Pre-tax net operating income
  • $1,166Securities gains (losses)
  • -$105Applicable income taxes
  • $16,292Income before extraordinary items
  • $0Extraordinary gains - net
  • $16,292Net income attributable to bank
  • $0Net charge-offs
  • $16,292Cash dividends
  • -$3,646Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.42%Yield on earning assets
  • 0.26%Cost of funding earning assets
  • 5.16%Net interest margin
  • 1.15%Noninterest income to earning assets
  • 5.33%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 6.39%Return on equity (ROE)
  • 6.39%Retained earnings to average equity (YTD only)
  • -0.35%Net charge-offs to loans
  • -9.93%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 81,404Assets per employee
  • 3.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.35%Loss allowance to noncurrent loans
  • 16.54%Noncurrent assets plus other real estate owned to assets
  • 2.64%Noncurrent loans to loans
  • 2.14%Net loans and leases to deposits
  • 71.00%Net loans and leases to core deposits
  • 72.99%Equity capital to assets
  • 15.79%Core capital (leverage) ratio
  • 14.31%Tier 1 risk-based capital ratio
  • 18.15%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $1,791,730Average earning assets
  • $254,841Average equity
  • $1,574,675Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,825Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 12Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,825Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    87425770San Diego Branch1350 Rosecrans Street, San Diego, CA 92106August 02, 2004Full Service Brick and Mortar
    88366166Bank Of Escondido Bank Branch200 West Grand Avenue, Escondido, CA 92025October 15, 2003Full Service Brick and Mortar
    89356772Sunrise Bank Of San Diego Bank Branc4445 Eastgate Mall Ste 110, San Diego, CA 92121January 11, 2001Full Service Brick and Mortar
    90453867Palm Desert Branch42005 Cook St., Suite 310, Palm Desert, CA 92260Febuary 27, 2007Full Service Brick and Mortar
  • 9 Idaho Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1313990Moscow Financial Center600 South Jackson, Moscow, ID 83843December 21, 1970Full Service Brick and Mortar
    40366227Lewiston Financial Center2201 Thain Grade, Lewiston, ID 83501October 03, 2002Full Service Brick and Mortar
    4312289St Maries Financial Center1500 Main, Saint Maries, ID 83861August 07, 1907Full Service Brick and Mortar
    49245166Orofino Financial Center100 Main Street, Orofino, ID 83544June 22, 1998Full Service Brick and Mortar
    50360910Kellogg Financial Center120 Railroad Ave, Kellogg, ID 83837September 18, 2000Full Service Brick and Mortar
    53422314Hayden Financial Center255 W. Hayden Avenue, Hayden, ID 83835September 25, 2002Full Service Brick and Mortar
    56430837Wallace Financial Center806 Bank St., Wallace, ID 83873November 03, 2003Full Service Brick and Mortar
    57448918Sandpoint Financial Center605 5th Avenue, Sandpoint, ID 83864March 01, 2006Full Service Brick and Mortar
    64457027Coeur D'alene Financial Center223 W. Ironwood Drive, Coeur D Alene, ID 83814December 11, 2006Full Service Brick and Mortar
  • 1 Oregon Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    93458042Bend Or Lpo1005 N.W. Galveston Avenue #260, Bend, OR 97701December 26, 2006Limited Service Loan Production
  • 19 Utah Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    6715246Provo Financial Center201 East Center, Provo, UT 84606April 23, 1975Full Service Brick and Mortar
    68253847Salem Branch135 East 200 North On Highway 91, Salem, UT 84653December 01, 1977Full Service Brick and Mortar
    69253848Fairview Branch300 North Milburn Road, Fairview, UT 84629January 05, 1981Full Service Brick and Mortar
    70253849Mount Pleasant Branch210 South State Street, Mount Pleasant, UT 84647November 02, 1981Full Service Brick and Mortar
    71253850North Provo Branch2191 North Canyon Road, Provo, UT 84604May 12, 1983Full Service Brick and Mortar
    727142Loa Branch105 South Main Street, Loa, UT 84747January 01, 1920Full Service Brick and Mortar
    73253851Orem Branch1534 South State Street, Orem, UT 84097October 15, 1986Full Service Brick and Mortar
    74253852Quarry Bend Financial Center9080 Village Shop Drive, Sandy, UT 84094September 14, 1987Full Service Brick and Mortar
    75253853St. George Branch308 West Tabernacle, St. George, UT 84770June 06, 1995Full Service Brick and Mortar
    76253854Payson Branch818 S. Hwy 198, Payson, UT 84651June 25, 1997Full Service Brick and Mortar
    77189074Price Branch82 West Main Street, Price, UT 84501January 02, 1963Full Service Brick and Mortar
    78340794Nephi Branch185 North Main Street, Nephi, UT 84648January 24, 1998Full Service Brick and Mortar
    79360952North Orem Branch1020 East 800 North, Orem, UT 84097October 27, 2000Full Service Brick and Mortar
    80360953Springville Branch885 North Main, Springville, UT 84663October 10, 2000Full Service Brick and Mortar
    81850Ephraim Branch2 North Main Street, Ephraim, UT 84627January 01, 1905Full Service Brick and Mortar
    82419428Ephraim - North Branch757 North Main Street, Ephraim, UT 84627March 19, 2003Limited Service Facility
    83468343Utah Five-County Messenger175 S. Main Street, Suite 120, Salt Lake City, UT 84111September 17, 2007Limited Service Messenger
    84469309Walker Financial Center Branch175 S. Main Street, Suites 120 And 210, Salt Lake City, UT 84111November 16, 2007Full Service Brick and Mortar
    85479859South Jordan Financial Center Branch10757 River Front Parkway Suite 15, South Jordan, UT 84095Febuary 04, 2008Full Service Brick and Mortar
  • 43 Washington Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015639Americanwest Bank41 W. Riverside Avenue, Suite 400, Spokane, WA 99201April 01, 1977Full Service Brick and Mortar
    1254596Walla Walla Eastgate Financial Cente1850 E Isaacs Avenue, Walla Walla, WA 99362September 14, 1981Full Service Brick and Mortar
    3195604Waitsburg Financial Center215 West Main, Waitsburg, WA 99361April 25, 1955Full Service Brick and Mortar
    4254598Dayton Financial Center427 East Main, Dayton, WA 99328June 30, 1992Full Service Brick and Mortar
    7262025Prosser Financial Center1115 Mead Avenue, Prosser, WA 99350Febuary 08, 1989Full Service Brick and Mortar
    9195790Mabton Financial Center408 B Street, Mabton, WA 98935June 24, 1957Full Service Brick and Mortar
    10195792Naches Financial Center22 East 2nd Street, Naches, WA 98937Febuary 13, 1956Full Service Brick and Mortar
    14250715Pullman South Grand Financial Center1300 South Grand, Pullman, WA 99163September 13, 1973Full Service Brick and Mortar
    16864Uniontown Financial Center104 W. Owen, Uniontown, WA 99179January 01, 1908Full Service Brick and Mortar
    18250717Pullman Financial Center300 East Main, Pullman, WA 99163May 19, 1997Full Service Brick and Mortar
    21253392Colville Financial Center621 S. Main, Colville, WA 99114April 04, 1977Full Service Brick and Mortar
    22253393Kettle Falls Financial Center365 West 3rd Avenue, Kettle Falls, WA 99141July 26, 1982Full Service Brick and Mortar
    24253394Chewelah Financial CenterS. 106 2nd St. East, Chewelah, WA 99109May 07, 1990Full Service Brick and Mortar
    25253395Spokane Sullivan Financial Center15606 E Sprague Avenue, Veradale, WA 99037September 06, 1994Full Service Brick and Mortar
    27249500Davenport Financial Center639 Morgan Street, Davenport, WA 99122March 24, 1975Full Service Brick and Mortar
    28253397Liberty Lake Financial Center1221 N. Liberty Lake Road, Liberty Lake, WA 99019December 01, 1997Full Service Brick and Mortar
    31253401Mount Spokane Financial Center14124 N. Newport Highway, Mead, WA 99021November 24, 1999Full Service Brick and Mortar
    3540264Ephrata Financial Center261 Basin Street Sw, Ephrata, WA 98823June 15, 1989Full Service Brick and Mortar
    36262211Moses Lake Financial Center322 S. Division Street, Moses Lake, WA 98837March 04, 1996Full Service Brick and Mortar
    37365332Walla Walla Downtown Financial Cente30 West Main, Walla Walla, WA 99362July 01, 2001Full Service Brick and Mortar
    42418742Spokane Valley Financial Center9019 E. Appleway Blvd., Spokane, WA 99212January 27, 2003Full Service Brick and Mortar
    44245161Tekoa Financial Center147 North Broadway, Tekoa, WA 99033September 23, 1985Full Service Brick and Mortar
    46245163Palouse Financial Center150 N Bridge Street, Palouse, WA 99161August 08, 1988Full Service Brick and Mortar
    51363227Colfax Financial CenterNorth 407 Main, Colfax, WA 99111March 04, 2002Full Service Brick and Mortar
    52422313Kennewick Clearwater Financial Cente5920 W. Clearwater Ave., Kennewick, WA 99336March 03, 2003Full Service Brick and Mortar
    55429308Spokane Downtown Financial Center41 W. Riverside, Spokane, WA 99201June 01, 2004Full Service Brick and Mortar
    5857016Pasco Financial Center3945 W. Court Street, Pasco, WA 99301October 01, 1996Full Service Brick and Mortar
    60364165Sunnyside Financial Center1010 Yakima Valley Highway, Sunnyside, WA 98944November 05, 2001Full Service Brick and Mortar
    61425715Yakima Downtown Financial Center127 West Yakima Avenue, Yakima, WA 98902Febuary 19, 2004Full Service Brick and Mortar
    62453563Spokane Northpointe Financial Center9506 N Newport Highway, Spokane, WA 99218July 01, 2005Full Service Brick and Mortar
    63455352Creekside Financial Center3913 Creekside Loop, Yakima, WA 98902October 02, 2006Full Service Brick and Mortar
    86479860Richland Financial Center Branch2590 Queensgate, Richland, WA 99352May 04, 2008Full Service Brick and Mortar
    91458832Bellevue Branch155 108th Avenue Ne, Suite 100, Bellevue, WA 98004July 16, 2007Full Service Brick and Mortar
    92433488Issaquah Branch1375 Northwest Mall Street, Suite 1, Issaquah, WA 98027June 15, 2005Full Service Brick and Mortar
    94446286Everett Branch2722 Colby Avenue, Everett, WA 98201June 30, 2006Full Service Brick and Mortar
    95453194Tacoma Branch1015 A Street, Tacoma, WA 98402January 10, 2007Full Service Brick and Mortar
    9647672Seattle Branch2227 N.W. 57th Street, Seattle, WA 98107July 01, 1992Full Service Brick and Mortar
    97289812Puyallup Branch13605 Meridian Ave E, Puyallup, WA 98373July 14, 1997Full Service Brick and Mortar
    98356944Poulsbo Branch18960 State Highway 305, Suite 100, Poulsbo, WA 98370April 06, 2000Full Service Brick and Mortar
    99418950Bellevue Branch400 112th Avenue N. E., Suite 100, Bellevue, WA 98004November 11, 2002Full Service Brick and Mortar
    100453073Bainbridge Island Branch945 Hildebrand Lane Suite 240, Bainbridge Island, WA 98110May 21, 2006Full Service Brick and Mortar
    101453074West Seattle Branch4022 Sw Alaska St, Seattle, WA 98116Febuary 07, 2006Full Service Brick and Mortar
    102462475South Seattle Branch5701 First Avenue South, Seattle, WA 98108December 15, 2003Full Service Brick and Mortar

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