AmericanWest Bank, National Association in Ephrata, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2001

  • AmericanWest Bank, National Association in Ephrata, Washington (WA)
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AmericanWest Bank, National Association - Overview

  • General
  • FDIC Certificate #: 27531
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: AmericanWest Bank (#22441)
    Federal Reserve ID: 1399215
    Date Established: June 15, 1989
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 11393
    FDIC's unique #: 40264
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 15, 1989
    Last Structure Change Effective Date: December 01, 2001
    Last Structure Change Process Date: January 31, 2002
    Last Data Update: January 31, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 261 Basin Southwest Street, Ephrata, WA 98823
    County: Grant
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Moses Lake, WA (#34180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $52.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $45,631Total assets
  • $3,268Cash and due from depository institutions
  • $75Interest-bearing balances
  • $8,225Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $32,549Net loans & leases
  • $324Loan loss allowance
  • $0Trading account assets
  • $626Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $963All other assets
  • $45,631Total liabilities and capital
  • $41,967Total liabilities
  • $40,055Total deposits
  • $32,752Interest-bearing deposits
  • $40,055Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,592Other borrowed funds
  • $0Subordinated debt
  • $320All other liabilities
  • $3,664Total equity capital
  • $3,664Total bank equity capital
  • $3,664Perpetual preferred stock
  • $0Common stock
  • $825Surplus
  • $1,171Undivided profits
  • Memoranda
  • $1,668Noncurrent loans and leases
  • $6,902Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $322Average Assets, year-to-date
  • $40,849Average Assets, quarterly
  • $3,385Volatile liabilities
  • $42,706Insider loans
  • $45,427FHLB advances
  • $4,495Loans and leases held for sale
  • $435Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,902Total unused commitments
  • $0Restructured Loans and leases
  • $324Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $3,509Total interest income
  • $1,210Total interest expense
  • $2,299Net interest income
  • $160Provision for loan and lease losses
  • $341Total noninterest income
  • $0Fiduciary activities
  • $252Service charges on deposit accounts
  • $0Trading account gains & fees
  • $89Additional noninterest income
  • $2,236Total noninterest expense
  • $946Salaries and employee benefits
  • $194Premises and equipment expense
  • $1,096Additional noninterest expense
  • $244Pre-tax net operating income
  • $0Securities gains (losses)
  • $72Applicable income taxes
  • $172Income before extraordinary items
  • $0Extraordinary gains - net
  • $172Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $98Sale, conversion, retirement of capital stock, net
  • $78Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.11%Yield on earning assets
  • 3.14%Cost of funding earning assets
  • 5.97%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 5.81%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 4.73%Return on equity (ROE)
  • 2.59%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 163.27%Credit loss provision to net charge-offs
  • 4.12%Efficiency ratio
  • 63,902Assets per employee
  • 2.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.35%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 81.26%Net loans and leases to core deposits
  • 87.61%Equity capital to assets
  • 8.03%Core capital (leverage) ratio
  • 8.02%Tier 1 risk-based capital ratio
  • 10.42%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $42,706Average earning assets
  • $3,633Average equity
  • $38,516Average loans

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