Anadarko Bank and Trust Company in Anadarko, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Anadarko Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 15354
    Status: Active
    Federal Reserve ID: 42055
    Bank Holding Company (Regulatory Top Holder): Falcon Bancorp, Inc. (RSSDID: 2188827, Location: Anadarko, OK)
    Date Established: June 07, 1901
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 14318
    FDIC's unique #: 9683
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 11, 1936
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 West Oklahoma, Anadarko, OK 73005
    County: Caddo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $61.3 mil
    Equity capital: $7.6 mil
    Deposits held in domestic offices: $53.5 mil
    Return on assets (ROA): 0.60% ($0.4 mil)
    Quarterly return on assets: 0.83% ($0.5 mil)
    Return on Equity (ROE): 5.10% ($0.4 mil)
    Quarterly return on equity: 6.82% ($0.5 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.60% ($367.6 mil)
    Quarterly Pretax return on assets: 0.83% ($508.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $61,264Total assets
  • $2,529Cash and due from depository institutions
  • $317Interest-bearing balances
  • $16,201Securities
  • $500Federal funds sold & reverse repurchase agreements
  • $38,689Net loans & leases
  • $706Loan loss allowance
  • $0Trading account assets
  • $1,820Bank premises and fixed assets
  • $183Other real estate owned
  • $139Goodwill and other intangibles
  • $61,264Life insurance assets
  • $1,203All other assets
  • $53,628Total liabilities and capital
  • $53,493Total liabilities
  • $40,783Total deposits
  • $53,493Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $135Subordinated debt
  • $7,636All other liabilities
  • $7,636Total equity capital
  • $7,636Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $3,081Surplus
  • $3,555Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,413Income earned, not collected on loans
  • $217Earning assets
  • $516Long-term assets (5+ years)
  • $55,707Average Assets, year-to-date
  • $21,210Average Assets, quarterly
  • $61,758Volatile liabilities
  • $62,378Insider loans
  • $47,796FHLB advances
  • $61,488Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,746Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,963Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,936Total interest income
  • $500Total interest expense
  • $2,436Net interest income
  • $70Provision for loan and lease losses
  • $461Total noninterest income
  • $0Fiduciary activities
  • $457Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4Additional noninterest income
  • $2,492Total noninterest expense
  • $1,271Salaries and employee benefits
  • $335Premises and equipment expense
  • $886Additional noninterest expense
  • $335Pre-tax net operating income
  • $35Securities gains (losses)
  • $0Applicable income taxes
  • $370Income before extraordinary items
  • $0Extraordinary gains - net
  • $370Net income attributable to bank
  • $0Net charge-offs
  • $370Cash dividends
  • -$117Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.23%Yield on earning assets
  • 0.89%Cost of funding earning assets
  • 4.34%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.60%Pretax return on assets
  • 5.10%Return on equity (ROE)
  • 5.10%Retained earnings to average equity (YTD only)
  • -0.32%Net charge-offs to loans
  • -59.83%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 83,949Assets per employee
  • 2.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 29.26%Noncurrent assets plus other real estate owned to assets
  • 4.24%Noncurrent loans to loans
  • 6.13%Net loans and leases to deposits
  • 72.33%Net loans and leases to core deposits
  • 74.34%Equity capital to assets
  • 12.46%Core capital (leverage) ratio
  • 10.97%Tier 1 risk-based capital ratio
  • 14.11%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $61,758Average earning assets
  • $7,260Average equity
  • $56,089Average loans

List of branches

  • 4 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09683Anadarko Bank And Trust Company110 West Oklahoma, Anadarko, OK 73005June 07, 1901Full Service Brick and Mortar
    1280754Anadarko Branch701 Highway 62 West, Anadarko, OK 73005June 30, 1988Full Service Brick and Mortar
    2419867Binger Branch324 W Main, Binger, OK 73009October 15, 2002Full Service Brick and Mortar
    3432010Carnegie Branch328 East 4th Street, Carnegie, OK 73015August 12, 2004Full Service Brick and Mortar

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