First State Bank in city_name, state_name - Detailed Financial Reports, Location

First State Bank in Anadarko, Oklahoma (OK)
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First State Bank - Overview

General
FDIC Certificate #: 12283
Status: Active
Federal Reserve ID: 41553
Date Established: Febuary 05, 1909
WWW: http://www.fsbanadarko.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 7805
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 102 West Main Street, Anadarko, OK 73005
County: Caddo
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $89.3 mil
Equity capital: $14.2 mil
Deposits held in domestic offices: $75.0 mil
Return on assets (ROA): 1.36% ($1.2 mil)
Quarterly return on assets: -0.17% (-$0.2 mil)
Return on Equity (ROE): 8.39% ($1.2 mil)
Quarterly return on equity: -0.98% (-$0.1 mil)
Net income: $1.2 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 1.36% ($1,214.0 mil)
Quarterly Pretax return on assets: -0.17% (-$151.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
25Total employees (full-time equivalent)
$89,263Total assets
$9,510Cash and due from depository institutions
$5,983Interest-bearing balances
$50,864Securities
$3,546Federal funds sold & reverse repurchase agreements
$23,684Net loans & leases
$722Loan loss allowance
$0Trading account assets
$701Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$89,263Life insurance assets
$958All other assets
$75,060Total liabilities and capital
$75,035Total liabilities
$66,035Total deposits
$75,035Interest-bearing deposits
$77Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$25Subordinated debt
$14,203All other liabilities
$14,203Total equity capital
$14,203Total bank equity capital
$0Perpetual preferred stock
$800Common stock
$2,500Surplus
$10,903Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$326Income earned, not collected on loans
$0Earning assets
$788Long-term assets (5+ years)
$84,077Average Assets, year-to-date
$54,049Average Assets, quarterly
$86,103Volatile liabilities
$86,971Insider loans
$36,764FHLB advances
$85,960Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,541Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,356Restructured Loans and leases
$70Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,894Total interest income
$861Total interest expense
$3,033Net interest income
$0Provision for loan and lease losses
$493Total noninterest income
$0Fiduciary activities
$222Service charges on deposit accounts
$0Trading account gains & fees
$271Additional noninterest income
$2,352Total noninterest expense
$1,468Salaries and employee benefits
$334Premises and equipment expense
$550Additional noninterest expense
$1,174Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,174Income before extraordinary items
$0Extraordinary gains - net
$1,174Net income attributable to bank
$0Net charge-offs
$1,174Cash dividends
$31Sale, conversion, retirement of capital stock, net
$1,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.77%Yield on earning assets
1.06%Cost of funding earning assets
3.72%Net interest margin
0.60%Noninterest income to earning assets
2.88%Noninterest expense to earning assets
1.36%Net operating income to assets
1.36%Return on assets (ROA)
1.36%Pretax return on assets
8.39%Return on equity (ROE)
1.24%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
37.87%Efficiency ratio
66,704Assets per employee
3.57%Cash dividends to net income (YTD only)
Condition Ratios (%)
85.18%Loss allowance to loans
2.96%Loss allowance to noncurrent loans
221.47%Noncurrent assets plus other real estate owned to assets
0.37%Noncurrent loans to loans
1.34%Net loans and leases to deposits
31.56%Net loans and leases to core deposits
31.89%Equity capital to assets
15.91%Core capital (leverage) ratio
15.75%Tier 1 risk-based capital ratio
36.83%Total risk-based capital ratio
Memoranda
$38Average assets
$86,103Average earning assets
$13,985Average equity
$81,560Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	7805	First State Bank	102 West Main Street, Anadarko, OK 73005	Febuary 05, 1909	Full Service Brick and Mortar
2	2674	Gracemont Branch	101 Main Street, Gracemont, OK 73042	January 01, 1906	Full Service Brick and Mortar

First State Bank in Anadarko, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First State Bank in Anadarko, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank in Anadarko, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches