First State Bank in Anadarko, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


First State Bank - Overview

  • General
  • FDIC Certificate #: 12283
    Status: Active
    Federal Reserve ID: 41553
    Date Established: Febuary 05, 1909
    WWW: http://www.fsbanadarko.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 7805
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 West Main Street, Anadarko, OK 73005
    County: Caddo
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $89.3 mil
    Equity capital: $14.2 mil
    Deposits held in domestic offices: $75.0 mil
    Return on assets (ROA): 1.36% ($1.2 mil)
    Quarterly return on assets: -0.17% (-$0.2 mil)
    Return on Equity (ROE): 8.39% ($1.2 mil)
    Quarterly return on equity: -0.98% (-$0.1 mil)
    Net income: $1.2 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 1.36% ($1,214.0 mil)
    Quarterly Pretax return on assets: -0.17% (-$151.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $89,263Total assets
  • $9,510Cash and due from depository institutions
  • $5,983Interest-bearing balances
  • $50,864Securities
  • $3,546Federal funds sold & reverse repurchase agreements
  • $23,684Net loans & leases
  • $722Loan loss allowance
  • $0Trading account assets
  • $701Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $89,263Life insurance assets
  • $958All other assets
  • $75,060Total liabilities and capital
  • $75,035Total liabilities
  • $66,035Total deposits
  • $75,035Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $25Subordinated debt
  • $14,203All other liabilities
  • $14,203Total equity capital
  • $14,203Total bank equity capital
  • $0Perpetual preferred stock
  • $800Common stock
  • $2,500Surplus
  • $10,903Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $326Income earned, not collected on loans
  • $0Earning assets
  • $788Long-term assets (5+ years)
  • $84,077Average Assets, year-to-date
  • $54,049Average Assets, quarterly
  • $86,103Volatile liabilities
  • $86,971Insider loans
  • $36,764FHLB advances
  • $85,960Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,541Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,356Restructured Loans and leases
  • $70Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,894Total interest income
  • $861Total interest expense
  • $3,033Net interest income
  • $0Provision for loan and lease losses
  • $493Total noninterest income
  • $0Fiduciary activities
  • $222Service charges on deposit accounts
  • $0Trading account gains & fees
  • $271Additional noninterest income
  • $2,352Total noninterest expense
  • $1,468Salaries and employee benefits
  • $334Premises and equipment expense
  • $550Additional noninterest expense
  • $1,174Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,174Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,174Net income attributable to bank
  • $0Net charge-offs
  • $1,174Cash dividends
  • $31Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.77%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 3.72%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.88%Noninterest expense to earning assets
  • 1.36%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 8.39%Return on equity (ROE)
  • 1.24%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 37.87%Efficiency ratio
  • 66,704Assets per employee
  • 3.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.18%Loss allowance to loans
  • 2.96%Loss allowance to noncurrent loans
  • 221.47%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 1.34%Net loans and leases to deposits
  • 31.56%Net loans and leases to core deposits
  • 31.89%Equity capital to assets
  • 15.91%Core capital (leverage) ratio
  • 15.75%Tier 1 risk-based capital ratio
  • 36.83%Total risk-based capital ratio
  • Memoranda
  • $38Average assets
  • $86,103Average earning assets
  • $13,985Average equity
  • $81,560Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07805First State Bank102 West Main Street, Anadarko, OK 73005Febuary 05, 1909Full Service Brick and Mortar
    22674Gracemont Branch101 Main Street, Gracemont, OK 73042January 01, 1906Full Service Brick and Mortar

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