Astra Bank in Scandia, Kansas (KS), NE
Overview, Financial Summary, Detailed Financial Reports, Branches


Astra Bank - Overview

  • General
  • FDIC Certificate #: 17636
    Status: Active
    Federal Reserve ID: 1003455
    Bank Holding Company (Regulatory Top Holder): First Belleville Bancshares, Inc. (RSSDID: 1060917, Location: Scandia, KS)
    Date Established: October 02, 1939
    WWW: http://www.bankwithastra.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: Yes)
    FDIC's unique #: 11604
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: July 27, 1956
    Last Structure Change Effective Date: July 01, 2009
    Last Structure Change Process Date: July 09, 2009
    Last Data Update: July 09, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 323 4th Street, Scandia, KS 66966
    County: Republic
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $184.6 mil
    Equity capital: $21.8 mil
    Deposits held in domestic offices: $150.9 mil
    Return on assets (ROA): 1.63% ($3.0 mil)
    Quarterly return on assets: 1.47% ($2.7 mil)
    Return on Equity (ROE): 14.02% ($3.1 mil)
    Quarterly return on equity: 12.24% ($2.7 mil)
    Net income: $2.9 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.74% ($3,212.4 mil)
    Quarterly Pretax return on assets: 1.54% ($2,843.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $184,620Total assets
  • $4,853Cash and due from depository institutions
  • $489Interest-bearing balances
  • $59,853Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $108,955Net loans & leases
  • $1,779Loan loss allowance
  • $0Trading account assets
  • $3,064Bank premises and fixed assets
  • $0Other real estate owned
  • $2,419Goodwill and other intangibles
  • $184,620Life insurance assets
  • $5,476All other assets
  • $162,835Total liabilities and capital
  • $150,881Total liabilities
  • $125,083Total deposits
  • $150,881Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 1335.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $9,920Trading liabilities
  • $0Other borrowed funds
  • $699Subordinated debt
  • $21,785All other liabilities
  • $21,785Total equity capital
  • $21,785Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $11,716Surplus
  • $10,019Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $769Income earned, not collected on loans
  • $0Earning assets
  • $2,099Long-term assets (5+ years)
  • $169,297Average Assets, year-to-date
  • $64,908Average Assets, quarterly
  • $178,145Volatile liabilities
  • $180,729Insider loans
  • $138,605FHLB advances
  • $178,724Loans and leases held for sale
  • $932Unused loan commitments
  • $932Tier 1 (core) risk-based capital
  • $17,356Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $29,195Restructured Loans and leases
  • $966Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,244Total interest income
  • $880Total interest expense
  • $7,364Net interest income
  • $368Provision for loan and lease losses
  • $966Total noninterest income
  • $0Fiduciary activities
  • $507Service charges on deposit accounts
  • $0Trading account gains & fees
  • $459Additional noninterest income
  • $4,891Total noninterest expense
  • $2,673Salaries and employee benefits
  • $365Premises and equipment expense
  • $1,853Additional noninterest expense
  • $3,071Pre-tax net operating income
  • $29Securities gains (losses)
  • $200Applicable income taxes
  • $2,900Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,900Net income attributable to bank
  • $0Net charge-offs
  • $2,900Cash dividends
  • -$111Sale, conversion, retirement of capital stock, net
  • $2,385Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.03%Yield on earning assets
  • 0.54%Cost of funding earning assets
  • 4.49%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 2.98%Noninterest expense to earning assets
  • 1.61%Net operating income to assets
  • 1.63%Return on assets (ROA)
  • 1.74%Pretax return on assets
  • 14.02%Return on equity (ROE)
  • 2.49%Retained earnings to average equity (YTD only)
  • -0.10%Net charge-offs to loans
  • -331.53%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 56,339Assets per employee
  • 4.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.24%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 231.34%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 72.21%Net loans and leases to core deposits
  • 73.08%Equity capital to assets
  • 11.80%Core capital (leverage) ratio
  • 9.71%Tier 1 risk-based capital ratio
  • 12.52%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $178,145Average earning assets
  • $20,692Average equity
  • $163,881Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011604Astra Bank323 4th Street, Scandia, KS 66966October 02, 1939Full Service Brick and Mortar
    13069Belleville Branch1205 18th Street, Belleville, KS 66935August 12, 1887Full Service Brick and Mortar
    2272790Abilene Branch418 N.W. Third, Abilene, KS 67410June 30, 1987Full Service Brick and Mortar
    3364213Chapman Branch446 North Marshall, Chapman, KS 67431June 21, 2002Full Service Brick and Mortar
  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    47946Sutton Branch105 S. Saunders Avenue, Sutton, NE 68979November 06, 1913Full Service Brick and Mortar

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