New Century Bank, National Association in Belleville, Kansas (KS)



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New Century Bank, National Association routing number info

Table of contents:
New Century Bank, National Association
GeneralFDIC Certificate #: 8108
Status: Active
Federal Reserve ID: 392152
Bank Holding Company (Regulatory Top Holder): Republic Bancorp, Inc. (RSSDID: 3333790, Location: Belleville, KS)
Date Established: May 05, 1905
WWW: http://www.newcenturybankna.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 5160
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 24, 2007
Last Structure Change Process Date: October 07, 2010
Last Data Update: October 07, 2010
Data Source Date: April 05, 2012
LocationAddress: 1209 28th Street, Belleville, KS 66935
County: Republic
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Change in Location
Financial SummaryTotal assets: $21.7 mil
Equity capital: $2.3 mil
Deposits held in domestic offices: $18.7 mil
Return on assets (ROA): 1.02% ($0.2 mil)
Quarterly return on assets: 0.30% ($0.1 mil)
Return on Equity (ROE): 9.76% ($0.2 mil)
Quarterly return on equity: 2.75% ($0.1 mil)
Net income: $0.2 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.07% ($231.9 mil)
Quarterly Pretax return on assets: 0.26% ($56.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)12
Total assets$21,670
Cash and due from depository institutions$1,273
Interest-bearing balances$553
Securities$1,814
Federal funds sold & reverse repurchase agreements$4
Net loans & leases$17,927
Loan loss allowance $317
Trading account assets$0
Bank premises and fixed assets$208
Other real estate owned$24
Goodwill and other intangibles$0
All other assets$420
Life insurance assets$21,670
Total liabilities and capital$19,364
Total liabilities$18,664
Total deposits$15,784
Interest-bearing deposits$18,664
Deposits held in domestic offices$97
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$600
Other borrowed funds $0
Subordinated debt $100
All other liabilities $2,306
Total equity capital$2,306
Total bank equity capital$2,306
Perpetual preferred stock$0
Common stock$50
Surplus$1,145
Undivided profits $1,111
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $185
Earning assets $0
Long-term assets (5+ years) $132
Average Assets, year-to-date $20,298
Average Assets, quarterly $6,846
Volatile liabilities $22,013
Insider loans $21,551
FHLB advances $16,294
Loans and leases held for sale $21,809
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,306
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,388
Derivatives$487
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,288
Total interest expense $183
Net interest income $1,105
Provision for loan and lease losses $20
Total noninterest income $523
Fiduciary activities $0
Service charges on deposit accounts $92
Trading account gains & fees $0
Additional noninterest income $431
Total noninterest expense $1,372
Salaries and employee benefits $746
Premises and equipment expense $160
Additional noninterest expense $466
Pre-tax net operating income $236
Securities gains (losses) $0
Applicable income taxes $11
Income before extraordinary items $225
Extraordinary gains - net $0
Net income attributable to bank $225
Net charge-offs $0
Cash dividends $225
Sale, conversion, retirement of capital stock, net $6
Net operating income $170
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.15%
Cost of funding earning assets 0.87%
Net interest margin 5.28%
Noninterest income to earning assets 2.50%
Noninterest expense to earning assets 6.55%
Net operating income to assets 1.02%
Return on assets (ROA) 1.02%
Pretax return on assets 1.07%
Return on equity (ROE) 9.76%
Retained earnings to average equity (YTD only) 2.39%
Net charge-offs to loans 0.03%
Credit loss provision to net charge-offs 333.33%
Efficiency ratio42.67%
Assets per employee$84,275
Cash dividends to net income (YTD only)1.81%
Condition Ratios (%)
Loss allowance to loans 75.56%
Loss allowance to noncurrent loans 1.74%
Noncurrent assets plus other real estate owned to assets 171.35%
Noncurrent loans to loans 0.96%
Net loans and leases to deposits1.01%
Net loans and leases to core deposits 96.05%
Equity capital to assets 103.55%
Core capital (leverage) ratio 10.64%
Tier 1 risk-based capital ratio 10.57%
Total risk-based capital ratio 14.15%
Memoranda
Average assets$15
Average earning assets$22,013
Average equity $2,305
Average loans $20,933
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2 Kansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05160New Century Bank, National Association1209 28th Street, Belleville, KS 66935May 05, 1905Full Service Brick and Mortar
2361367Belleville Banking Facility Branch1211 28th Street, Belleville, KS 66935August 07, 2000Full Service Brick and Mortar
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