New Century Bank, National Association in Belleville, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • New Century Bank, National Association in Belleville, Kansas (KS)
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New Century Bank, National Association - Overview

  • General
  • FDIC Certificate #: 8108
    Status: Active
    Federal Reserve ID: 392152
    Bank Holding Company (Regulatory Top Holder): Republic Bancorp, Inc. (RSSDID: 3333790, Location: Belleville, KS)
    Date Established: May 05, 1905
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 5160
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 24, 2007
    Last Structure Change Process Date: October 07, 2010
    Last Data Update: October 07, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1209 28th Street, Belleville, KS 66935
    County: Republic
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $21.7 mil
    Equity capital: $2.3 mil
    Deposits held in domestic offices: $18.7 mil
    Return on assets (ROA): 1.02% ($0.2 mil)
    Quarterly return on assets: 0.30% ($0.1 mil)
    Return on Equity (ROE): 9.76% ($0.2 mil)
    Quarterly return on equity: 2.75% ($0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.07% ($231.9 mil)
    Quarterly Pretax return on assets: 0.26% ($56.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $21,670Total assets
  • $1,273Cash and due from depository institutions
  • $553Interest-bearing balances
  • $1,814Securities
  • $4Federal funds sold & reverse repurchase agreements
  • $17,927Net loans & leases
  • $317Loan loss allowance
  • $0Trading account assets
  • $208Bank premises and fixed assets
  • $24Other real estate owned
  • $0Goodwill and other intangibles
  • $21,670Life insurance assets
  • $420All other assets
  • $19,364Total liabilities and capital
  • $18,664Total liabilities
  • $15,784Total deposits
  • $18,664Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $600Trading liabilities
  • $0Other borrowed funds
  • $100Subordinated debt
  • $2,306All other liabilities
  • $2,306Total equity capital
  • $2,306Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $1,145Surplus
  • $1,111Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $185Income earned, not collected on loans
  • $0Earning assets
  • $132Long-term assets (5+ years)
  • $20,298Average Assets, year-to-date
  • $6,846Average Assets, quarterly
  • $22,013Volatile liabilities
  • $21,551Insider loans
  • $16,294FHLB advances
  • $21,809Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,306Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,388Restructured Loans and leases
  • $487Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,288Total interest income
  • $183Total interest expense
  • $1,105Net interest income
  • $20Provision for loan and lease losses
  • $523Total noninterest income
  • $0Fiduciary activities
  • $92Service charges on deposit accounts
  • $0Trading account gains & fees
  • $431Additional noninterest income
  • $1,372Total noninterest expense
  • $746Salaries and employee benefits
  • $160Premises and equipment expense
  • $466Additional noninterest expense
  • $236Pre-tax net operating income
  • $0Securities gains (losses)
  • $11Applicable income taxes
  • $225Income before extraordinary items
  • $0Extraordinary gains - net
  • $225Net income attributable to bank
  • $0Net charge-offs
  • $225Cash dividends
  • $6Sale, conversion, retirement of capital stock, net
  • $170Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.15%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 5.28%Net interest margin
  • 2.50%Noninterest income to earning assets
  • 6.55%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 9.76%Return on equity (ROE)
  • 2.39%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 333.33%Credit loss provision to net charge-offs
  • 42.67%Efficiency ratio
  • 84,275Assets per employee
  • 1.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.56%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 171.35%Noncurrent assets plus other real estate owned to assets
  • 0.96%Noncurrent loans to loans
  • 1.01%Net loans and leases to deposits
  • 96.05%Net loans and leases to core deposits
  • 103.55%Equity capital to assets
  • 10.64%Core capital (leverage) ratio
  • 10.57%Tier 1 risk-based capital ratio
  • 14.15%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $22,013Average earning assets
  • $2,305Average equity
  • $20,933Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05160New Century Bank, National Association1209 28th Street, Belleville, KS 66935May 05, 1905Full Service Brick and Mortar
    2361367Belleville Banking Facility Branch1211 28th Street, Belleville, KS 66935August 07, 2000Full Service Brick and Mortar

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