BANKWEST OF KANSAS in Goodland, Kansas (KS)

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BANKWEST OF KANSAS routing number info

Table of contents:
GeneralFDIC Certificate #: 10502
Status: Active
Federal Reserve ID: 989758
Bank Holding Company (Regulatory Top Holder): G. S. Bancshares, Inc. (RSSDID: 1051504, Location: Goodland, KS)
Date Established: January 01, 1929
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 14289
FDIC's unique #: 6722
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 922 Main Street, Goodland, KS 67735
County: Sherman
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $101.1 mil
Equity capital: $12.4 mil
Deposits held in domestic offices: $83.8 mil
Return on assets (ROA): 0.90% ($0.9 mil)
Quarterly return on assets: 0.54% ($0.5 mil)
Return on Equity (ROE): 7.52% ($0.9 mil)
Quarterly return on equity: 4.21% ($0.5 mil)
Net income: $0.9 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.96% ($971.0 mil)
Quarterly Pretax return on assets: 0.54% ($546.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)33
Total assets$101,148
Cash and due from depository institutions$4,492
Interest-bearing balances$2,217
Federal funds sold & reverse repurchase agreements$2,185
Net loans & leases$49,730
Loan loss allowance $340
Trading account assets$0
Bank premises and fixed assets$1,270
Other real estate owned$104
Goodwill and other intangibles$0
All other assets$2,641
Life insurance assets$101,148
Total liabilities and capital$88,747
Total liabilities$83,832
Total deposits$68,742
Interest-bearing deposits$83,832
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$4,779
Other borrowed funds $0
Subordinated debt $136
All other liabilities $12,401
Total equity capital$12,401
Total bank equity capital$12,401
Perpetual preferred stock$0
Common stock$426
Undivided profits $7,960
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $119
Earning assets $49
Long-term assets (5+ years) $1,033
Average Assets, year-to-date $94,858
Average Assets, quarterly $44,658
Volatile liabilities $101,655
Insider loans $100,723
FHLB advances $61,750
Loans and leases held for sale $98,834
Unused loan commitments $359
Tier 1 (core) risk-based capital $359
Tier 2 risk-based capital $10,714
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $13,662
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,305
Total interest expense $559
Net interest income $3,746
Provision for loan and lease losses -$100
Total noninterest income $286
Fiduciary activities $0
Service charges on deposit accounts $189
Trading account gains & fees $0
Additional noninterest income $97
Total noninterest expense $3,185
Salaries and employee benefits $2,025
Premises and equipment expense $371
Additional noninterest expense $789
Pre-tax net operating income $947
Securities gains (losses) $27
Applicable income taxes $55
Income before extraordinary items $919
Extraordinary gains - net $0
Net income attributable to bank $919
Net charge-offs $0
Cash dividends $919
Sale, conversion, retirement of capital stock, net -$71
Net operating income $1,061
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.51%
Cost of funding earning assets 0.59%
Net interest margin 3.92%
Noninterest income to earning assets 0.30%
Noninterest expense to earning assets 3.34%
Net operating income to assets 0.88%
Return on assets (ROA) 0.90%
Pretax return on assets 0.96%
Return on equity (ROE) 7.52%
Retained earnings to average equity (YTD only) -1.16%
Net charge-offs to loans -0.15%
Credit loss provision to net charge-offs 140.85%
Efficiency ratio0.00%
Assets per employee$78,993
Cash dividends to net income (YTD only)3.07%
Condition Ratios (%)
Loss allowance to loans 115.45%
Loss allowance to noncurrent loans 0.68%
Noncurrent assets plus other real estate owned to assets 285.71%
Noncurrent loans to loans 0.22%
Net loans and leases to deposits0.24%
Net loans and leases to core deposits 59.32%
Equity capital to assets 74.98%
Core capital (leverage) ratio 12.26%
Tier 1 risk-based capital ratio 10.84%
Total risk-based capital ratio 17.35%
Average assets$18
Average earning assets$101,655
Average equity $12,216
Average loans $95,457
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Total Fiduciary and Related Assets (December 31, 2001)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$2,835
Number of Accounts1
Personal trust and agency accounts$2,835
Employee benefit-defined contribution accounts$2,835
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts7
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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3 Kansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06722Bankwest Of Kansas922 Main Street, Goodland, KS 67735January 01, 1929Full Service Brick and Mortar
1271470Colby Branch295 North Franklin, Colby, KS 67701January 01, 1921Full Service Brick and Mortar
235778St Francis Branch121 W Washington Street, St. Francis, KS 67756May 15, 1986Full Service Brick and Mortar
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