BANKWEST OF KANSAS in Goodland, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • General
  • FDIC Certificate #: 10502
    Status: Active
    Federal Reserve ID: 989758
    Bank Holding Company (Regulatory Top Holder): G. S. Bancshares, Inc. (RSSDID: 1051504, Location: Goodland, KS)
    Date Established: January 01, 1929
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 14289
    FDIC's unique #: 6722
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 922 Main Street, Goodland, KS 67735
    County: Sherman
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $101.1 mil
    Equity capital: $12.4 mil
    Deposits held in domestic offices: $83.8 mil
    Return on assets (ROA): 0.90% ($0.9 mil)
    Quarterly return on assets: 0.54% ($0.5 mil)
    Return on Equity (ROE): 7.52% ($0.9 mil)
    Quarterly return on equity: 4.21% ($0.5 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.96% ($971.0 mil)
    Quarterly Pretax return on assets: 0.54% ($546.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $101,148Total assets
  • $4,492Cash and due from depository institutions
  • $2,217Interest-bearing balances
  • $40,726Securities
  • $2,185Federal funds sold & reverse repurchase agreements
  • $49,730Net loans & leases
  • $340Loan loss allowance
  • $0Trading account assets
  • $1,270Bank premises and fixed assets
  • $104Other real estate owned
  • $0Goodwill and other intangibles
  • $101,148Life insurance assets
  • $2,641All other assets
  • $88,747Total liabilities and capital
  • $83,832Total liabilities
  • $68,742Total deposits
  • $83,832Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,779Trading liabilities
  • $0Other borrowed funds
  • $136Subordinated debt
  • $12,401All other liabilities
  • $12,401Total equity capital
  • $12,401Total bank equity capital
  • $0Perpetual preferred stock
  • $426Common stock
  • $4,015Surplus
  • $7,960Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $119Income earned, not collected on loans
  • $49Earning assets
  • $1,033Long-term assets (5+ years)
  • $94,858Average Assets, year-to-date
  • $44,658Average Assets, quarterly
  • $101,655Volatile liabilities
  • $100,723Insider loans
  • $61,750FHLB advances
  • $98,834Loans and leases held for sale
  • $359Unused loan commitments
  • $359Tier 1 (core) risk-based capital
  • $10,714Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $13,662Restructured Loans and leases
  • $3,689Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,305Total interest income
  • $559Total interest expense
  • $3,746Net interest income
  • -$100Provision for loan and lease losses
  • $286Total noninterest income
  • $0Fiduciary activities
  • $189Service charges on deposit accounts
  • $0Trading account gains & fees
  • $97Additional noninterest income
  • $3,185Total noninterest expense
  • $2,025Salaries and employee benefits
  • $371Premises and equipment expense
  • $789Additional noninterest expense
  • $947Pre-tax net operating income
  • $27Securities gains (losses)
  • $55Applicable income taxes
  • $919Income before extraordinary items
  • $0Extraordinary gains - net
  • $919Net income attributable to bank
  • $0Net charge-offs
  • $919Cash dividends
  • -$71Sale, conversion, retirement of capital stock, net
  • $1,061Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.51%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 3.34%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 7.52%Return on equity (ROE)
  • -1.16%Retained earnings to average equity (YTD only)
  • -0.15%Net charge-offs to loans
  • 140.85%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,993Assets per employee
  • 3.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 115.45%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 285.71%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.24%Net loans and leases to deposits
  • 59.32%Net loans and leases to core deposits
  • 74.98%Equity capital to assets
  • 12.26%Core capital (leverage) ratio
  • 10.84%Tier 1 risk-based capital ratio
  • 17.35%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $101,655Average earning assets
  • $12,216Average equity
  • $95,457Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,835Managed Assets
  • 1Number of Accounts
  • $2,835Personal trust and agency accounts
  • $2,835Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 7Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06722Bankwest Of Kansas922 Main Street, Goodland, KS 67735January 01, 1929Full Service Brick and Mortar
    1271470Colby Branch295 North Franklin, Colby, KS 67701January 01, 1921Full Service Brick and Mortar
    235778St Francis Branch121 W Washington Street, St. Francis, KS 67756May 15, 1986Full Service Brick and Mortar

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