The Farmers State Bank in Atwood, Kansas (KS)

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The Farmers State Bank routing number info

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The Farmers State Bank
GeneralFDIC Certificate #: 15352
Status: Active
Federal Reserve ID: 138752
Date Established: October 01, 1919
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 9681
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 11, 1936
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 411 Page Street, Atwood, KS 67730
County: Rawlins
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $23.8 mil
Equity capital: $2.0 mil
Deposits held in domestic offices: $21.6 mil
Return on assets (ROA): 0.77% ($0.2 mil)
Quarterly return on assets: 0.62% ($0.1 mil)
Return on Equity (ROE): 9.34% ($0.2 mil)
Quarterly return on equity: 7.29% ($0.1 mil)
Net income: $0.2 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.09% ($259.0 mil)
Quarterly Pretax return on assets: 1.16% ($275.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)5
Total assets$23,762
Cash and due from depository institutions$3,210
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$3,190
Net loans & leases$11,861
Loan loss allowance $246
Trading account assets$0
Bank premises and fixed assets$53
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$437
Life insurance assets$23,762
Total liabilities and capital$21,712
Total liabilities$21,634
Total deposits$19,092
Interest-bearing deposits$21,634
Deposits held in domestic offices$94
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $78
All other liabilities $2,050
Total equity capital$2,050
Total bank equity capital$2,050
Perpetual preferred stock$0
Common stock$190
Undivided profits $1,678
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $36
Earning assets $0
Long-term assets (5+ years) $238
Average Assets, year-to-date $20,062
Average Assets, quarterly $901
Volatile liabilities $23,885
Insider loans $23,831
FHLB advances $13,737
Loans and leases held for sale $24,228
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,050
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,599
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $873
Total interest expense $194
Net interest income $679
Provision for loan and lease losses $12
Total noninterest income $84
Fiduciary activities $0
Service charges on deposit accounts $78
Trading account gains & fees $0
Additional noninterest income $6
Total noninterest expense $490
Salaries and employee benefits $310
Premises and equipment expense $14
Additional noninterest expense $166
Pre-tax net operating income $261
Securities gains (losses) $0
Applicable income taxes $78
Income before extraordinary items $183
Extraordinary gains - net $0
Net income attributable to bank $183
Net charge-offs $0
Cash dividends $183
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.27%
Cost of funding earning assets 0.95%
Net interest margin 3.32%
Noninterest income to earning assets 0.41%
Noninterest expense to earning assets 2.40%
Net operating income to assets 0.77%
Return on assets (ROA) 0.77%
Pretax return on assets 1.09%
Return on equity (ROE) 9.34%
Retained earnings to average equity (YTD only) 9.34%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$64,220
Cash dividends to net income (YTD only)4.75%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.03%
Noncurrent assets plus other real estate owned to assets 683.33%
Noncurrent loans to loans 0.15%
Net loans and leases to deposits0.30%
Net loans and leases to core deposits 54.83%
Equity capital to assets 54.83%
Core capital (leverage) ratio 8.63%
Tier 1 risk-based capital ratio 8.46%
Total risk-based capital ratio 14.92%
Average assets$16
Average earning assets$23,885
Average equity $1,958
Average loans $20,433
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1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09681The Farmers State Bank411 Page Street, Atwood, KS 67730October 01, 1919Full Service Brick and Mortar
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