The Farmers State Bank in Atwood, Kansas (KS)



Show street view No street view available for this location

The Farmers State Bank routing number info

Table of contents:
The Farmers State Bank
GeneralFDIC Certificate #: 15352
Status: Active
Federal Reserve ID: 138752
Date Established: October 01, 1919
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 9681
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 11, 1936
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 411 Page Street, Atwood, KS 67730
County: Rawlins
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $23.8 mil
Equity capital: $2.0 mil
Deposits held in domestic offices: $21.6 mil
Return on assets (ROA): 0.77% ($0.2 mil)
Quarterly return on assets: 0.62% ($0.1 mil)
Return on Equity (ROE): 9.34% ($0.2 mil)
Quarterly return on equity: 7.29% ($0.1 mil)
Net income: $0.2 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.09% ($259.0 mil)
Quarterly Pretax return on assets: 1.16% ($275.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)5
Total assets$23,762
Cash and due from depository institutions$3,210
Interest-bearing balances$0
Securities$5,011
Federal funds sold & reverse repurchase agreements$3,190
Net loans & leases$11,861
Loan loss allowance $246
Trading account assets$0
Bank premises and fixed assets$53
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$437
Life insurance assets$23,762
Total liabilities and capital$21,712
Total liabilities$21,634
Total deposits$19,092
Interest-bearing deposits$21,634
Deposits held in domestic offices$94
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $78
All other liabilities $2,050
Total equity capital$2,050
Total bank equity capital$2,050
Perpetual preferred stock$0
Common stock$190
Surplus$182
Undivided profits $1,678
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $36
Earning assets $0
Long-term assets (5+ years) $238
Average Assets, year-to-date $20,062
Average Assets, quarterly $901
Volatile liabilities $23,885
Insider loans $23,831
FHLB advances $13,737
Loans and leases held for sale $24,228
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,050
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,599
Derivatives$109
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $873
Total interest expense $194
Net interest income $679
Provision for loan and lease losses $12
Total noninterest income $84
Fiduciary activities $0
Service charges on deposit accounts $78
Trading account gains & fees $0
Additional noninterest income $6
Total noninterest expense $490
Salaries and employee benefits $310
Premises and equipment expense $14
Additional noninterest expense $166
Pre-tax net operating income $261
Securities gains (losses) $0
Applicable income taxes $78
Income before extraordinary items $183
Extraordinary gains - net $0
Net income attributable to bank $183
Net charge-offs $0
Cash dividends $183
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.27%
Cost of funding earning assets 0.95%
Net interest margin 3.32%
Noninterest income to earning assets 0.41%
Noninterest expense to earning assets 2.40%
Net operating income to assets 0.77%
Return on assets (ROA) 0.77%
Pretax return on assets 1.09%
Return on equity (ROE) 9.34%
Retained earnings to average equity (YTD only) 9.34%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$64,220
Cash dividends to net income (YTD only)4.75%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.03%
Noncurrent assets plus other real estate owned to assets 683.33%
Noncurrent loans to loans 0.15%
Net loans and leases to deposits0.30%
Net loans and leases to core deposits 54.83%
Equity capital to assets 54.83%
Core capital (leverage) ratio 8.63%
Tier 1 risk-based capital ratio 8.46%
Total risk-based capital ratio 14.92%
Memoranda
Average assets$16
Average earning assets$23,885
Average equity $1,958
Average loans $20,433
Back to page top, Back to table top

1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09681The Farmers State Bank411 Page Street, Atwood, KS 67730October 01, 1919Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers State Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.