BNY Mellon Trust of Delaware in Newark, Delaware (DE)

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BNY Mellon Trust of Delaware routing number info

Table of contents:
BNY Mellon Trust of Delaware
GeneralFDIC Certificate #: 24867
Status: Active
Federal Reserve ID: 488318
Bank Holding Company (Regulatory Top Holder): Bank Of New York Mellon Corporation, The (RSSDID: 3587146, Location: New York, NY)
Date Established: December 31, 1983
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 1, Foreign: 2, Interstate: No)
FDIC's unique #: 17243
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: Yes
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: December 31, 1983
Last Structure Change Effective Date: July 01, 2008
Last Structure Change Process Date: August 28, 2008
Last Data Update: August 28, 2008
Data Source Date: April 05, 2012
LocationAddress: 700 White Clay Center, Newark, DE 19711
County: New Castle
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Claymont
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
History of ChangesCorrections
Name Change
Financial SummaryTotal assets: $228.8 mil
Equity capital: $71.5 mil
Deposits held in domestic offices: $23.3 mil
Return on assets (ROA): 1.70% ($3.9 mil)
Quarterly return on assets: 2.59% ($5.9 mil)
Return on Equity (ROE): 5.83% ($4.1 mil)
Quarterly return on equity: 7.90% ($5.6 mil)
Net income: $4.5 mil
Quarterly Net income: $1.5 mil
Pretax return on assets: 2.26% ($5,171.6 mil)
Quarterly Pretax return on assets: 2.57% ($5,881.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$228,833
Cash and due from depository institutions$2,174
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$74,600
Net loans & leases$76,734
Loan loss allowance $1,502
Trading account assets$0
Bank premises and fixed assets$232
Other real estate owned$0
Goodwill and other intangibles$49,835
All other assets$25,258
Life insurance assets$228,833
Total liabilities and capital$157,383
Total liabilities$123,279
Total deposits$100,035
Interest-bearing deposits$23,279
Deposits held in domestic offices$19
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $34,104
All other liabilities $71,450
Total equity capital$71,450
Total bank equity capital$71,450
Perpetual preferred stock$0
Common stock$5,000
Undivided profits $-24,761
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $5,153
Earning assets $0
Long-term assets (5+ years) $322
Average Assets, year-to-date $151,334
Average Assets, quarterly $73,694
Volatile liabilities $261,522
Insider loans $228,932
FHLB advances $84,563
Loans and leases held for sale $176,917
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $51,714
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,860
Total interest expense $309
Net interest income $3,551
Provision for loan and lease losses $965
Total noninterest income $12,836
Fiduciary activities $5,381
Service charges on deposit accounts $1,342
Trading account gains & fees $0
Additional noninterest income $6,113
Total noninterest expense $9,519
Salaries and employee benefits $2,893
Premises and equipment expense $353
Additional noninterest expense $6,273
Pre-tax net operating income $5,903
Securities gains (losses) $0
Applicable income taxes $1,448
Income before extraordinary items $4,455
Extraordinary gains - net $0
Net income attributable to bank $4,455
Net charge-offs $0
Cash dividends $4,455
Sale, conversion, retirement of capital stock, net $222
Net operating income $3,800
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.14%
Cost of funding earning assets 0.17%
Net interest margin 1.97%
Noninterest income to earning assets 7.11%
Noninterest expense to earning assets 5.27%
Net operating income to assets 1.70%
Return on assets (ROA) 1.70%
Pretax return on assets 2.26%
Return on equity (ROE) 5.83%
Retained earnings to average equity (YTD only) 0.86%
Net charge-offs to loans 0.27%
Credit loss provision to net charge-offs 434.68%
Efficiency ratio30.94%
Assets per employee$55,379
Cash dividends to net income (YTD only)15.26%
Condition Ratios (%)
Loss allowance to loans 85.30%
Loss allowance to noncurrent loans 1.92%
Noncurrent assets plus other real estate owned to assets 29.15%
Noncurrent loans to loans 2.25%
Net loans and leases to deposits6.59%
Net loans and leases to core deposits 62.24%
Equity capital to assets 329.63%
Core capital (leverage) ratio 31.22%
Tier 1 risk-based capital ratio 29.23%
Total risk-based capital ratio 61.15%
Average assets$62
Average earning assets$261,522
Average equity $76,438
Average loans $180,469
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$18,578,358
Number of Accounts1
Personal trust and agency accounts$1,275,766
Employee benefit-defined contribution accounts$1,082,072
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$15,583
Investment management agency accounts$0
Other fiduciary accounts$144,079
Fiduciary accounts held in foreign offices$34,032
Non-managed Assets$0
Number of Accounts1041
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$12,080
Employee benefit-defined benefit accounts$0
Other retirement accounts$17,302,592
Corporate trust and agency accounts$1,626,555
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$152
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2 Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
1257699Grand Cayman Branch - DomesticAlbert Panton Street, Grand Cayman, 0July 12, 1984Full Service Brick and Mortar
2257700Grand Cayman Branch (Frgn)Albert Panton Street, Grand Cayman, 0May 23, 1985Full Service Brick and Mortar
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1 Delaware Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
017243Bny Mellon Trust Of Delaware700 White Clay Center, Newark, DE 19711December 31, 1983Full Service Brick and Mortar
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