BNY Mellon Trust of Delaware in Newark, Delaware (DE)
Overview, Financial Summary, Detailed Financial Reports, Branches

BNY Mellon Trust of Delaware - Overview

  • General
  • FDIC Certificate #: 24867
    Status: Active
    Federal Reserve ID: 488318
    Bank Holding Company (Regulatory Top Holder): Bank Of New York Mellon Corporation, The (RSSDID: 3587146, Location: New York, NY)
    Date Established: December 31, 1983
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 1, Foreign: 2, Interstate: No)
    FDIC's unique #: 17243
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: December 31, 1983
    Last Structure Change Effective Date: July 01, 2008
    Last Structure Change Process Date: August 28, 2008
    Last Data Update: August 28, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 White Clay Center, Newark, DE 19711
    County: New Castle
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Claymont
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
  • History of Changes
  • Corrections
    Name Change
  • Financial Summary
  • Total assets: $228.8 mil
    Equity capital: $71.5 mil
    Deposits held in domestic offices: $23.3 mil
    Return on assets (ROA): 1.70% ($3.9 mil)
    Quarterly return on assets: 2.59% ($5.9 mil)
    Return on Equity (ROE): 5.83% ($4.1 mil)
    Quarterly return on equity: 7.90% ($5.6 mil)
    Net income: $4.5 mil
    Quarterly Net income: $1.5 mil
    Pretax return on assets: 2.26% ($5,171.6 mil)
    Quarterly Pretax return on assets: 2.57% ($5,881.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $228,833Total assets
  • $2,174Cash and due from depository institutions
  • $0Interest-bearing balances
  • $0Securities
  • $74,600Federal funds sold & reverse repurchase agreements
  • $76,734Net loans & leases
  • $1,502Loan loss allowance
  • $0Trading account assets
  • $232Bank premises and fixed assets
  • $0Other real estate owned
  • $49,835Goodwill and other intangibles
  • $228,833Life insurance assets
  • $25,258All other assets
  • $157,383Total liabilities and capital
  • $123,279Total liabilities
  • $100,035Total deposits
  • $23,279Interest-bearing deposits
  • $19Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $34,104Subordinated debt
  • $71,450All other liabilities
  • $71,450Total equity capital
  • $71,450Total bank equity capital
  • $0Perpetual preferred stock
  • $5,000Common stock
  • $91,211Surplus
  • $-24,761Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,153Income earned, not collected on loans
  • $0Earning assets
  • $322Long-term assets (5+ years)
  • $151,334Average Assets, year-to-date
  • $73,694Average Assets, quarterly
  • $261,522Volatile liabilities
  • $228,932Insider loans
  • $84,563FHLB advances
  • $176,917Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $51,714Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives
  • $517Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,860Total interest income
  • $309Total interest expense
  • $3,551Net interest income
  • $965Provision for loan and lease losses
  • $12,836Total noninterest income
  • $5,381Fiduciary activities
  • $1,342Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,113Additional noninterest income
  • $9,519Total noninterest expense
  • $2,893Salaries and employee benefits
  • $353Premises and equipment expense
  • $6,273Additional noninterest expense
  • $5,903Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,448Applicable income taxes
  • $4,455Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,455Net income attributable to bank
  • $0Net charge-offs
  • $4,455Cash dividends
  • $222Sale, conversion, retirement of capital stock, net
  • $3,800Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.14%Yield on earning assets
  • 0.17%Cost of funding earning assets
  • 1.97%Net interest margin
  • 7.11%Noninterest income to earning assets
  • 5.27%Noninterest expense to earning assets
  • 1.70%Net operating income to assets
  • 1.70%Return on assets (ROA)
  • 2.26%Pretax return on assets
  • 5.83%Return on equity (ROE)
  • 0.86%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 434.68%Credit loss provision to net charge-offs
  • 30.94%Efficiency ratio
  • 55,379Assets per employee
  • 15.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.30%Loss allowance to loans
  • 1.92%Loss allowance to noncurrent loans
  • 29.15%Noncurrent assets plus other real estate owned to assets
  • 2.25%Noncurrent loans to loans
  • 6.59%Net loans and leases to deposits
  • 62.24%Net loans and leases to core deposits
  • 329.63%Equity capital to assets
  • 31.22%Core capital (leverage) ratio
  • 29.23%Tier 1 risk-based capital ratio
  • 61.15%Total risk-based capital ratio
  • Memoranda
  • $62Average assets
  • $261,522Average earning assets
  • $76,438Average equity
  • $180,469Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $18,578,358Managed Assets
  • 1Number of Accounts
  • $1,275,766Personal trust and agency accounts
  • $1,082,072Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $15,583Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $144,079Other fiduciary accounts
  • $34,032Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1041Number of Accounts
  • $0Personal trust and agency accounts
  • $12,080Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $17,302,592Other retirement accounts
  • $1,626,555Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $152Fiduciary accounts held in foreign offices

List of branches

  • 2 Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1257699Grand Cayman Branch - DomesticAlbert Panton Street, Grand Cayman, 0July 12, 1984Full Service Brick and Mortar
    2257700Grand Cayman Branch (Frgn)Albert Panton Street, Grand Cayman, 0May 23, 1985Full Service Brick and Mortar
  • 1 Delaware Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017243Bny Mellon Trust Of Delaware700 White Clay Center, Newark, DE 19711December 31, 1983Full Service Brick and Mortar

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