Chase Bank USA, National Association in Newark, Delaware (DE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Chase Bank USA, National Association - Overview

  • General
  • FDIC Certificate #: 23702
    Status: Active
    Federal Reserve ID: 489913
    Bank Holding Company (Regulatory Top Holder): Jpmorgan Chase & Co. (RSSDID: 1039502, Location: New York, NY)
    Date Established: Febuary 11, 1982
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 3, Foreign: 1, Interstate: No)
    FDIC's unique #: 16580
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Credit Card Institutions: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Credit-Card Specialization
    Date of Deposit Insurance: Febuary 11, 1982
    Last Structure Change Effective Date: May 30, 2007
    Last Structure Change Process Date: June 12, 2007
    Last Data Update: June 12, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 White Clay Center Drive, Newark, DE 19711
    County: New Castle
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Claymont
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
  • Financial Summary
  • Total assets: $121,748.6 mil
    Equity capital: $24,111.0 mil
    Deposits held in domestic offices: $27,492.8 mil
    Return on assets (ROA): 3.25% ($3,956.8 mil)
    Quarterly return on assets: 2.80% ($3,409.0 mil)
    Return on Equity (ROE): 15.78% ($3,804.7 mil)
    Quarterly return on equity: 13.76% ($3,317.7 mil)
    Net income: $3,947.3 mil
    Quarterly Net income: $834.1 mil
    Pretax return on assets: 5.05% ($6,148,302.8 mil)
    Quarterly Pretax return on assets: 4.26% ($5,186,489.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12,329Total employees (full-time equivalent)
  • $121,748,570Total assets
  • $2,844,888Cash and due from depository institutions
  • $1,068,262Interest-bearing balances
  • $1,075Securities
  • $283,477Federal funds sold & reverse repurchase agreements
  • $97,622,733Net loans & leases
  • $5,527,774Loan loss allowance
  • $0Trading account assets
  • $271,893Bank premises and fixed assets
  • $0Other real estate owned
  • $12,922,068Goodwill and other intangibles
  • $121,748,570Life insurance assets
  • $7,802,436All other assets
  • $97,637,551Total liabilities and capital
  • $48,797,419Total liabilities
  • $48,631,089Total deposits
  • $27,492,775Interest-bearing deposits
  • $14Deposits held in domestic offices
  • 454000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $41,186,539Trading liabilities
  • $2,150,000Other borrowed funds
  • $5,049,593Subordinated debt
  • $24,111,019All other liabilities
  • $24,111,019Total equity capital
  • $24,111,019Total bank equity capital
  • $0Perpetual preferred stock
  • $49,000Common stock
  • $22,258,172Surplus
  • $1,803,847Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $100,001Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,406,304Income earned, not collected on loans
  • $0Earning assets
  • $493,232Long-term assets (5+ years)
  • $98,975,547Average Assets, year-to-date
  • $2,070Average Assets, quarterly
  • $121,435,156Volatile liabilities
  • $119,368,472Insider loans
  • $107,421,116FHLB advances
  • $106,311,643Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $11,903,393Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $503,029,502Restructured Loans and leases
  • $4,172Derivatives
  • $5Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,133,834Total interest income
  • $620,862Total interest expense
  • $11,512,972Net interest income
  • $1,953,374Provision for loan and lease losses
  • $3,707,938Total noninterest income
  • $0Fiduciary activities
  • $304Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,707,634Additional noninterest income
  • $7,239,515Total noninterest expense
  • $947,392Salaries and employee benefits
  • $131,717Premises and equipment expense
  • $6,160,406Additional noninterest expense
  • $6,028,021Pre-tax net operating income
  • $107,350Securities gains (losses)
  • $2,188,119Applicable income taxes
  • $3,947,252Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,947,252Net income attributable to bank
  • $0Net charge-offs
  • $3,947,252Cash dividends
  • $4,382,089Sale, conversion, retirement of capital stock, net
  • $5,000,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 12.21%Yield on earning assets
  • 0.62%Cost of funding earning assets
  • 11.59%Net interest margin
  • 3.73%Noninterest income to earning assets
  • 7.29%Noninterest expense to earning assets
  • 3.19%Net operating income to assets
  • 3.25%Return on assets (ROA)
  • 5.05%Pretax return on assets
  • 15.78%Return on equity (ROE)
  • -4.21%Retained earnings to average equity (YTD only)
  • 4.21%Net charge-offs to loans
  • 44.58%Credit loss provision to net charge-offs
  • 1.82%Efficiency ratio
  • 45,740Assets per employee
  • 9.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 126.67%Loss allowance to loans
  • 5.36%Loss allowance to noncurrent loans
  • 393.07%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 200.06%Net loans and leases to core deposits
  • 2756.84%Equity capital to assets
  • 19.80%Core capital (leverage) ratio
  • 11.20%Tier 1 risk-based capital ratio
  • 11.08%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $121,435,156Average earning assets
  • $25,016,958Average equity
  • $99,352,505Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,663,752Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 139Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,663,752Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2011)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $437Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 1 Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    6257088Cayman Islands Branch FrgnMain Street, George Town, 0October 13, 1983Full Service Brick and Mortar
  • 3 Delaware Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016580Chase Bank Usa, National Association200 White Clay Center Drive, Newark, DE 19711Febuary 11, 1982Full Service Brick and Mortar
    817030Bank One Delaware N.A. Branch201 Walnut Street, Wilmington, DE 19801May 11, 1983Limited Service Administrative
    9444137Chase Usa Na Branch301 North Walnut St, Wilmington, DE 19810October 01, 2004Limited Service Administrative

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