Bank 2 in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank 2 in Oklahoma City, Oklahoma (OK)
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Bank 2 - Overview

  • General
  • FDIC Certificate #: 11521
    Status: Active
    Federal Reserve ID: 64552
    Bank Holding Company (Regulatory Top Holder): Chickasaw Banc Holding Company (RSSDID: 3045721, Location: Oklahoma City, OK)
    Date Established: January 01, 1903
    WWW: http://www.bank2online.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 7362
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 909 South Meridian, Oklahoma City, OK 73108
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $101.3 mil
    Equity capital: $11.8 mil
    Deposits held in domestic offices: $86.4 mil
    Return on assets (ROA): 0.83% ($0.8 mil)
    Quarterly return on assets: 1.46% ($1.5 mil)
    Return on Equity (ROE): 7.07% ($0.8 mil)
    Quarterly return on equity: 12.81% ($1.5 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.33% ($1,347.6 mil)
    Quarterly Pretax return on assets: 2.49% ($2,523.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 44Total employees (full-time equivalent)
  • $101,325Total assets
  • $2,931Cash and due from depository institutions
  • $1,735Interest-bearing balances
  • $19,322Securities
  • $2,523Federal funds sold & reverse repurchase agreements
  • $68,044Net loans & leases
  • $960Loan loss allowance
  • $0Trading account assets
  • $694Bank premises and fixed assets
  • $0Other real estate owned
  • $3,489Goodwill and other intangibles
  • $101,325Life insurance assets
  • $4,322All other assets
  • $87,934Total liabilities and capital
  • $86,400Total liabilities
  • $74,512Total deposits
  • $86,400Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,534Subordinated debt
  • $13,391All other liabilities
  • $11,843Total equity capital
  • $11,843Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $8,995Surplus
  • $2,748Undivided profits
  • Memoranda
  • $1,548Noncurrent loans and leases
  • $8,172Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,749Income earned, not collected on loans
  • $0Earning assets
  • $429Long-term assets (5+ years)
  • $91,624Average Assets, year-to-date
  • $22,246Average Assets, quarterly
  • $96,199Volatile liabilities
  • $103,078Insider loans
  • $76,115FHLB advances
  • $103,358Loans and leases held for sale
  • $1,281Unused loan commitments
  • $1,281Tier 1 (core) risk-based capital
  • $12,740Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,853Restructured Loans and leases
  • $21Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,245Total interest income
  • $1,000Total interest expense
  • $4,245Net interest income
  • $140Provision for loan and lease losses
  • $3,630Total noninterest income
  • $0Fiduciary activities
  • $147Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,483Additional noninterest income
  • $6,754Total noninterest expense
  • $3,089Salaries and employee benefits
  • $399Premises and equipment expense
  • $3,266Additional noninterest expense
  • $981Pre-tax net operating income
  • $123Securities gains (losses)
  • $476Applicable income taxes
  • $628Income before extraordinary items
  • $0Extraordinary gains - net
  • $801Net income attributable to bank
  • -$173Net charge-offs
  • $628Cash dividends
  • $28Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.02%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.88%Net interest margin
  • 4.17%Noninterest income to earning assets
  • 7.76%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 7.07%Return on equity (ROE)
  • 5.74%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 500.00%Credit loss provision to net charge-offs
  • 40.04%Efficiency ratio
  • 85,625Assets per employee
  • 2.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.73%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 54.89%Noncurrent assets plus other real estate owned to assets
  • 1.73%Noncurrent loans to loans
  • 2.53%Net loans and leases to deposits
  • 78.75%Net loans and leases to core deposits
  • 124.81%Equity capital to assets
  • 11.69%Core capital (leverage) ratio
  • 12.33%Tier 1 risk-based capital ratio
  • 16.74%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $96,199Average earning assets
  • $11,336Average equity
  • $87,064Average loans

Bank Assets Sold and Securitized (December 31, 2011)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $344,6881-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07362Bank 2909 South Meridian, Oklahoma City, OK 73108January 01, 1903Full Service Brick and Mortar

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