First Bethany Bank & Trust in city_name, state_name - Detailed Financial Reports, Location

First Bethany Bank & Trust in Bethany, Oklahoma (OK)
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First Bethany Bank & Trust routing number info

First Bethany Bank & Trust - Overview

General
FDIC Certificate #: 4228
Status: Active
Federal Reserve ID: 988452
Bank Holding Company (Regulatory Top Holder): First Bethany Bancorp, Inc. (RSSDID: 1051175, Location: Bethany, OK)
Date Established: January 01, 1923
WWW: http://www.firstbethany.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 11338
FDIC's unique #: 2774
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 6500 Northwest 39th Expressway, Bethany, OK 73008
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $180.9 mil
Equity capital: $16.8 mil
Deposits held in domestic offices: $118.2 mil
Return on assets (ROA): 1.50% ($2.7 mil)
Quarterly return on assets: 1.28% ($2.3 mil)
Return on Equity (ROE): 16.07% ($2.7 mil)
Quarterly return on equity: 13.66% ($2.3 mil)
Net income: $2.5 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.50% ($2,714.0 mil)
Quarterly Pretax return on assets: 1.28% ($2,316.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
38Total employees (full-time equivalent)
$180,935Total assets
$4,103Cash and due from depository institutions
$1,310Interest-bearing balances
$94,621Securities
$0Federal funds sold & reverse repurchase agreements
$71,985Net loans & leases
$849Loan loss allowance
$0Trading account assets
$2,295Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$180,935Life insurance assets
$7,931All other assets
$164,141Total liabilities and capital
$118,162Total liabilities
$85,435Total deposits
$118,162Interest-bearing deposits
$94Deposits held in domestic offices
39160.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,467Trading liabilities
$0Other borrowed funds
$5,352Subordinated debt
$16,794All other liabilities
$16,794Total equity capital
$16,794Total bank equity capital
$0Perpetual preferred stock
$1,400Common stock
$2,740Surplus
$12,654Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,224Income earned, not collected on loans
$0Earning assets
$950Long-term assets (5+ years)
$167,916Average Assets, year-to-date
$76,676Average Assets, quarterly
$167,688Volatile liabilities
$176,867Insider loans
$102,579FHLB advances
$176,489Loans and leases held for sale
$3,545Unused loan commitments
$3,545Tier 1 (core) risk-based capital
$14,855Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$8,662Restructured Loans and leases
$31Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,888Total interest income
$911Total interest expense
$5,977Net interest income
$96Provision for loan and lease losses
$962Total noninterest income
$0Fiduciary activities
$439Service charges on deposit accounts
$0Trading account gains & fees
$523Additional noninterest income
$4,563Total noninterest expense
$2,826Salaries and employee benefits
$547Premises and equipment expense
$1,190Additional noninterest expense
$2,280Pre-tax net operating income
$234Securities gains (losses)
$0Applicable income taxes
$2,514Income before extraordinary items
$0Extraordinary gains - net
$2,514Net income attributable to bank
$0Net charge-offs
$2,514Cash dividends
-$10Sale, conversion, retirement of capital stock, net
$1,286Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.45%Yield on earning assets
0.59%Cost of funding earning assets
3.86%Net interest margin
0.62%Noninterest income to earning assets
2.95%Noninterest expense to earning assets
1.36%Net operating income to assets
1.50%Return on assets (ROA)
1.50%Pretax return on assets
16.07%Return on equity (ROE)
7.85%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-960.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
65,759Assets per employee
4.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
51.15%Loss allowance to loans
1.17%Loss allowance to noncurrent loans
69.36%Noncurrent assets plus other real estate owned to assets
0.68%Noncurrent loans to loans
1.68%Net loans and leases to deposits
60.92%Net loans and leases to core deposits
62.51%Equity capital to assets
9.28%Core capital (leverage) ratio
8.42%Tier 1 risk-based capital ratio
14.48%Total risk-based capital ratio
Memoranda
$15Average assets
$167,688Average earning assets
$15,643Average equity
$154,708Average loans

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2774	First Bethany Bank & Trust	6500 Northwest 39th Expressway, Bethany, OK 73008	January 01, 1923	Full Service Brick and Mortar
1	202414	Motor Bank Branch	6524 N.W. 39th Expressway, Bethany, OK 73008	November 23, 1969	Limited Service Facility
2	202415	Bethany Bank Branch	3001 South Meridian, Oklahoma City, OK 73119	August 01, 1998	Full Service Brick and Mortar

First Bethany Bank & Trust in Bethany, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bethany Bank & Trust - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bethany Bank & Trust in Bethany, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bethany Bank & Trust - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bethany Bank & Trust in Bethany, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches