Bank of Coushatta in Coushatta, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Coushatta - Overview

  • General
  • FDIC Certificate #: 8531
    Status: Active
    Federal Reserve ID: 926959
    Bank Holding Company (Regulatory Top Holder): Coushatta Bancshares, Inc. (RSSDID: 1104530, Location: Coushatta, LA)
    Date Established: August 01, 1897
    WWW: http://www.bankofcoushatta.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 13335
    FDIC's unique #: 5439
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1525 Ringgold Avenue, Coushatta, LA 71019
    County: Red River
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $213.2 mil
    Equity capital: $17.7 mil
    Deposits held in domestic offices: $195.0 mil
    Return on assets (ROA): 1.32% ($2.8 mil)
    Quarterly return on assets: -0.02% (-$0.0 mil)
    Return on Equity (ROE): 16.64% ($3.0 mil)
    Quarterly return on equity: -0.20% (-$0.0 mil)
    Net income: $2.6 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 1.32% ($2,813.6 mil)
    Quarterly Pretax return on assets: -0.02% (-$42.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $213,155Total assets
  • $27,472Cash and due from depository institutions
  • $21,129Interest-bearing balances
  • $118,501Securities
  • $700Federal funds sold & reverse repurchase agreements
  • $60,216Net loans & leases
  • $917Loan loss allowance
  • $0Trading account assets
  • $1,794Bank premises and fixed assets
  • $136Other real estate owned
  • $0Goodwill and other intangibles
  • $213,155Life insurance assets
  • $4,336All other assets
  • $195,456Total liabilities and capital
  • $195,015Total liabilities
  • $139,810Total deposits
  • $195,015Interest-bearing deposits
  • $65Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $14Trading liabilities
  • $0Other borrowed funds
  • $427Subordinated debt
  • $17,699All other liabilities
  • $17,699Total equity capital
  • $17,699Total bank equity capital
  • $0Perpetual preferred stock
  • $220Common stock
  • $3,950Surplus
  • $13,529Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,478Income earned, not collected on loans
  • $6Earning assets
  • $1,618Long-term assets (5+ years)
  • $200,546Average Assets, year-to-date
  • $103,288Average Assets, quarterly
  • $197,724Volatile liabilities
  • $205,081Insider loans
  • $95,834FHLB advances
  • $203,327Loans and leases held for sale
  • $1,921Unused loan commitments
  • $1,921Tier 1 (core) risk-based capital
  • $14,708Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,768Restructured Loans and leases
  • $334Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,005Total interest income
  • $1,181Total interest expense
  • $6,824Net interest income
  • $1,342Provision for loan and lease losses
  • $531Total noninterest income
  • $0Fiduciary activities
  • $318Service charges on deposit accounts
  • $0Trading account gains & fees
  • $213Additional noninterest income
  • $3,374Total noninterest expense
  • $1,615Salaries and employee benefits
  • $280Premises and equipment expense
  • $1,479Additional noninterest expense
  • $2,639Pre-tax net operating income
  • -$25Securities gains (losses)
  • $0Applicable income taxes
  • $2,614Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,614Net income attributable to bank
  • $0Net charge-offs
  • $2,614Cash dividends
  • $1,189Sale, conversion, retirement of capital stock, net
  • $251Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 0.64%Cost of funding earning assets
  • 3.68%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 1.82%Noninterest expense to earning assets
  • 1.33%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 16.64%Return on equity (ROE)
  • 15.05%Retained earnings to average equity (YTD only)
  • 1.98%Net charge-offs to loans
  • 112.87%Credit loss provision to net charge-offs
  • 3.35%Efficiency ratio
  • 45,874Assets per employee
  • 7.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.60%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 20.48%Noncurrent assets plus other real estate owned to assets
  • 2.16%Noncurrent loans to loans
  • 7.33%Net loans and leases to deposits
  • 30.88%Net loans and leases to core deposits
  • 34.62%Equity capital to assets
  • 8.30%Core capital (leverage) ratio
  • 7.23%Tier 1 risk-based capital ratio
  • 15.35%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $197,724Average earning assets
  • $15,705Average equity
  • $185,425Average loans

List of branches

  • 1 Louisiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05439Bank Of Coushatta1525 Ringgold Avenue, Coushatta, LA 71019August 01, 1897Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Coushatta.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents