Community Bank of Louisiana in Mansfield, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Louisiana - Overview

  • General
  • FDIC Certificate #: 13951
    Status: Active
    Federal Reserve ID: 974754
    Bank Holding Company (Regulatory Top Holder): Mansfield Bancshares, Inc. (RSSDID: 1106365, Location: Mansfield, LA)
    Date Established: October 01, 1901
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 13021
    FDIC's unique #: 8725
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 118 Jefferson, Mansfield, LA 71052
    County: De Soto
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Shreveport-Bossier City-Minden, LA (#508)
    Core Based Statistical Area (CBSA): Shreveport-Bossier City, LA (#43340)
    CBSA Metro Statistical Area: Shreveport-Bossier City, LA (#43340)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $374.7 mil
    Equity capital: $32.4 mil
    Deposits held in domestic offices: $342.2 mil
    Return on assets (ROA): 2.20% ($8.3 mil)
    Quarterly return on assets: 2.06% ($7.7 mil)
    Return on Equity (ROE): 26.63% ($8.5 mil)
    Quarterly return on equity: 22.91% ($7.3 mil)
    Net income: $7.2 mil
    Quarterly Net income: $1.8 mil
    Pretax return on assets: 2.20% ($8,244.5 mil)
    Quarterly Pretax return on assets: 2.06% ($7,719.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 81Total employees (full-time equivalent)
  • $374,748Total assets
  • $48,411Cash and due from depository institutions
  • $42,844Interest-bearing balances
  • $186,350Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $131,669Net loans & leases
  • $906Loan loss allowance
  • $0Trading account assets
  • $3,128Bank premises and fixed assets
  • $30Other real estate owned
  • $0Goodwill and other intangibles
  • $374,748Life insurance assets
  • $5,160All other assets
  • $342,354Total liabilities and capital
  • $342,193Total liabilities
  • $255,052Total deposits
  • $342,193Interest-bearing deposits
  • $67Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $161Subordinated debt
  • $32,394All other liabilities
  • $32,394Total equity capital
  • $32,394Total bank equity capital
  • $0Perpetual preferred stock
  • $363Common stock
  • $12,787Surplus
  • $19,244Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $96Income earned, not collected on loans
  • $0Earning assets
  • $2,164Long-term assets (5+ years)
  • $360,863Average Assets, year-to-date
  • $169,354Average Assets, quarterly
  • $326,541Volatile liabilities
  • $347,671Insider loans
  • $151,978FHLB advances
  • $333,325Loans and leases held for sale
  • $1,822Unused loan commitments
  • $1,301Tier 1 (core) risk-based capital
  • $26,725Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $521Total unused commitments
  • $13,291Restructured Loans and leases
  • $2,334Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,016Total interest income
  • $1,099Total interest expense
  • $11,917Net interest income
  • $100Provision for loan and lease losses
  • $2,654Total noninterest income
  • $0Fiduciary activities
  • $1,816Service charges on deposit accounts
  • $0Trading account gains & fees
  • $838Additional noninterest income
  • $7,696Total noninterest expense
  • $3,847Salaries and employee benefits
  • $1,307Premises and equipment expense
  • $2,542Additional noninterest expense
  • $6,775Pre-tax net operating income
  • $393Securities gains (losses)
  • $0Applicable income taxes
  • $7,168Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,168Net income attributable to bank
  • $0Net charge-offs
  • $7,168Cash dividends
  • $167Sale, conversion, retirement of capital stock, net
  • $3,600Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.21%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 3.86%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 2.49%Noninterest expense to earning assets
  • 2.07%Net operating income to assets
  • 2.20%Return on assets (ROA)
  • 2.20%Pretax return on assets
  • 26.63%Return on equity (ROE)
  • 13.26%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 59.88%Credit loss provision to net charge-offs
  • 41.17%Efficiency ratio
  • 52,817Assets per employee
  • 4.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.22%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 943.75%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 38.48%Net loans and leases to core deposits
  • 41.15%Equity capital to assets
  • 8.64%Core capital (leverage) ratio
  • 8.02%Tier 1 risk-based capital ratio
  • 17.58%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $326,541Average earning assets
  • $26,915Average equity
  • $308,840Average loans

List of branches

  • 9 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08725Community Bank Of Louisiana118 Jefferson, Mansfield, LA 71052October 01, 1901Full Service Brick and Mortar
    210770211 Main Street Branch211 Main Street, Logansport, LA 71049October 07, 1947Full Service Brick and Mortar
    3238514North De Soto BranchHighway 5, Gloster, LA 71030June 11, 1979Full Service Brick and Mortar
    4238515South Shreveport Branch114 East Bert Houns Industrial Loop, Shreveport, LA 71106May 28, 1996Full Service Brick and Mortar
    5230680Walker Road Branch9201 Walker Road, Shreveport, LA 71118April 20, 1999Full Service Brick and Mortar
    6363698Fairfield Branch3000 Fairfield Avenue, Shreveport, LA 71104May 06, 2002Full Service Brick and Mortar
    7440728South Bossier BranchHighway 71 And Jimmie Davis Highway, Bossier City, LA 71112July 12, 2004Full Service Brick and Mortar
    8480072Benton Road Office Branch4008 Benton Road, Bossier City, LA 71111March 10, 2008Full Service Brick and Mortar
    9480073Travis Street Office Branch400 Travis Street, Shreveport, LA 71101March 13, 2008Full Service Brick and Mortar

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