Bank of England in England, Arkansas (AR), CA, CO, IN, NC
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of England - Overview

  • General
  • FDIC Certificate #: 13303
    Status: Active
    Federal Reserve ID: 244149
    Bank Holding Company (Regulatory Top Holder): Mhbc Investments Limited Partnership I Lllp (RSSDID: 2795083, Location: England, AR)
    Date Established: August 08, 1898
    WWW: http://www.bankofengland-ar.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 16 (Domestic: 10, Interstate: Yes)
    OTS Docket #: 12297
    FDIC's unique #: 8411
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 29, 2010
    Last Structure Change Process Date: January 06, 2011
    Last Data Update: January 06, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 123 South Main Street, England, AR 72046
    County: Lonoke
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $240.7 mil
    Equity capital: $23.9 mil
    Deposits held in domestic offices: $209.4 mil
    Return on assets (ROA): 1.84% ($4.4 mil)
    Quarterly return on assets: 2.17% ($5.2 mil)
    Return on Equity (ROE): 17.93% ($4.3 mil)
    Quarterly return on equity: 21.74% ($5.2 mil)
    Net income: $4.1 mil
    Quarterly Net income: $1.3 mil
    Pretax return on assets: 2.82% ($6,786.4 mil)
    Quarterly Pretax return on assets: 2.99% ($7,195.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 450Total employees (full-time equivalent)
  • $240,651Total assets
  • $5,545Cash and due from depository institutions
  • $553Interest-bearing balances
  • $24,747Securities
  • $8,275Federal funds sold & reverse repurchase agreements
  • $189,215Net loans & leases
  • $2,173Loan loss allowance
  • $0Trading account assets
  • $4,432Bank premises and fixed assets
  • $377Other real estate owned
  • $100Goodwill and other intangibles
  • $240,651Life insurance assets
  • $7,960All other assets
  • $216,727Total liabilities and capital
  • $209,414Total liabilities
  • $175,886Total deposits
  • $209,414Interest-bearing deposits
  • $78Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,590Trading liabilities
  • $0Other borrowed funds
  • $5,723Subordinated debt
  • $23,924All other liabilities
  • $23,924Total equity capital
  • $23,924Total bank equity capital
  • $200Perpetual preferred stock
  • $0Common stock
  • $850Surplus
  • $22,874Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $75,008Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,832Income earned, not collected on loans
  • $0Earning assets
  • $1,771Long-term assets (5+ years)
  • $222,790Average Assets, year-to-date
  • $37,352Average Assets, quarterly
  • $223,114Volatile liabilities
  • $237,881Insider loans
  • $181,240FHLB advances
  • $243,507Loans and leases held for sale
  • $2,323Unused loan commitments
  • $2,323Tier 1 (core) risk-based capital
  • $23,752Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,528Restructured Loans and leases
  • $798Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,584Total interest income
  • $2,019Total interest expense
  • $8,565Net interest income
  • $785Provision for loan and lease losses
  • $30,085Total noninterest income
  • $0Fiduciary activities
  • $581Service charges on deposit accounts
  • $0Trading account gains & fees
  • $29,504Additional noninterest income
  • $31,293Total noninterest expense
  • $22,212Salaries and employee benefits
  • $2,870Premises and equipment expense
  • $6,211Additional noninterest expense
  • $6,572Pre-tax net operating income
  • -$285Securities gains (losses)
  • $2,183Applicable income taxes
  • $4,104Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,104Net income attributable to bank
  • $0Net charge-offs
  • $4,104Cash dividends
  • $593Sale, conversion, retirement of capital stock, net
  • $781Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.16%Yield on earning assets
  • 0.98%Cost of funding earning assets
  • 4.18%Net interest margin
  • 14.67%Noninterest income to earning assets
  • 15.26%Noninterest expense to earning assets
  • 1.92%Net operating income to assets
  • 1.84%Return on assets (ROA)
  • 2.82%Pretax return on assets
  • 17.93%Return on equity (ROE)
  • 14.52%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 132.38%Credit loss provision to net charge-offs
  • 12.41%Efficiency ratio
  • 80,931Assets per employee
  • 0.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.03%Loss allowance to loans
  • 1.14%Loss allowance to noncurrent loans
  • 56.71%Noncurrent assets plus other real estate owned to assets
  • 2.20%Noncurrent loans to loans
  • 2.00%Net loans and leases to deposits
  • 90.35%Net loans and leases to core deposits
  • 110.93%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 9.75%Tier 1 risk-based capital ratio
  • 13.11%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $223,114Average earning assets
  • $22,885Average equity
  • $205,051Average loans

List of branches

  • 6 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08411Bank Of England123 South Main Street, England, AR 72046August 08, 1898Full Service Brick and Mortar
    1229454Lonoke Banking Center Branch1109 North Center Street, Lonoke, AR 72086December 05, 1996Full Service Brick and Mortar
    2229455Scott Banking Center Branch11044 Hwy 165, North Little Rock, AR 72117May 26, 1998Full Service Brick and Mortar
    5340698East Branch100 Stuttgart Highway, England, AR 72046September 21, 1998Full Service Brick and Mortar
    6448891Carlisle Branch101 Park Street, Carlisle, AR 72024Febuary 27, 2006Full Service Brick and Mortar
    10481417Riverdale Branch1320 Rebsamen Park Road, Little Rock, AR 72202October 06, 2008Full Service Brick and Mortar
  • 2 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    16527736Eng Lending16400 Bake Parkway, Suite 100, Irvine, CA 92618January 13, 2012Limited Service Loan Production
    20528865Eng Lending8001 Irvine Center Drive, Irvine, CA 92617Febuary 20, 2012Limited Service Loan Production
  • 2 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    12514041Eng Lending730 Bridge Street, Suite 2, Brighton, CO 80601November 15, 2010Limited Service Loan Production
    13514042Eng Lending6041 South Syracuse Way, Suite 320, Centennial, CO 80111November 15, 2010Limited Service Loan Production
  • 1 Indiana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    19528179Eng Lending742 E. Us Highway 30, Schererville, IN 46375Febuary 10, 2012Limited Service Loan Production
  • 1 North Carolina Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    18528178Eng Lending1801 N. Tryon Street, Charlotte, NC 28206Febuary 10, 2012Limited Service Loan Production
  • 1 Rhode Island Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    21528872Eng Lending1020 Park Avenue, Cranston, RI 2910Febuary 20, 2012Limited Service Loan Production
  • 1 Tennessee Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    22529737Eng Lending516 Tennessee Street, Memphis, TN 38103March 15, 2012Limited Service Loan Production
  • 1 Washington Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    17527737Eng Lending33530 1st Way S, Suite 102 #8, Federal Way, WA 98003January 13, 2012Limited Service Loan Production
  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    15514863Eng Lending16745 West Bluemound Road, Suite 303, Brookfield, WI 53005December 05, 2010Limited Service Loan Production

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