Simmons First National Bank in Pine Bluff, Arkansas (AR), KS, MO



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Simmons First National Bank routing number info

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Simmons First National Bank
GeneralFDIC Certificate #: 3890
Status: Active
Federal Reserve ID: 663245
Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
Date Established: March 23, 1903
WWW: http://www.simmonsfirst.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 45 (Domestic: 45, Interstate: Yes)
OTS Docket #: 11473
FDIC's unique #: 2536
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization > 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 15, 2010
Last Structure Change Process Date: October 19, 2010
Last Data Update: October 19, 2010
Data Source Date: April 05, 2012
LocationAddress: 501 Main Street, Pine Bluff, AR 71611
County: Jefferson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Pine Bluff, AR (#6240)
Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
Core Based Statistical Area (CBSA): Pine Bluff, AR (#38220)
CBSA Metro Statistical Area: Pine Bluff, AR (#38220)
History of ChangesParticipated in FDIC Assisted Absorption/Consolidation/Merger
Financial SummaryTotal assets: $1,849.8 mil
Equity capital: $185.9 mil
Deposits held in domestic offices: $1,513.0 mil
Return on assets (ROA): 0.66% ($12.2 mil)
Quarterly return on assets: 0.63% ($11.7 mil)
Return on Equity (ROE): 6.76% ($12.6 mil)
Quarterly return on equity: 6.30% ($11.7 mil)
Net income: $12.3 mil
Quarterly Net income: $2.9 mil
Pretax return on assets: 0.94% ($17,387.8 mil)
Quarterly Pretax return on assets: 0.90% ($16,647.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)626
Total assets$1,849,762
Cash and due from depository institutions$435,302
Interest-bearing balances$414,389
Securities$314,065
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$907,106
Loan loss allowance $16,182
Trading account assets$5,794
Bank premises and fixed assets$45,630
Other real estate owned$19,662
Goodwill and other intangibles$19,140
All other assets$103,063
Life insurance assets$1,849,762
Total liabilities and capital$1,663,875
Total liabilities$1,512,970
Total deposits$1,124,897
Interest-bearing deposits$1,512,970
Deposits held in domestic offices$87
% insured (estimated)89250.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$40,924
Other borrowed funds $0
Subordinated debt $20,731
All other liabilities $185,887
Total equity capital$185,887
Total bank equity capital$185,887
Perpetual preferred stock$0
Common stock$35
Surplus$71,408
Undivided profits $114,444
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $10,353
Income earned, not collected on loans $30,795
Earning assets $2,572
Long-term assets (5+ years) $7,551
Average Assets, year-to-date $1,641,354
Average Assets, quarterly $211,597
Volatile liabilities $1,877,973
Insider loans $1,847,391
FHLB advances $910,283
Loans and leases held for sale $1,840,093
Unused loan commitments $28,430
Tier 1 (core) risk-based capital $25,664
Tier 2 risk-based capital $168,382
Total risk weighted assets $0
Total unused commitments $2,766
Restructured Loans and leases $504,177
Derivatives$7,852
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $70,455
Total interest expense $9,362
Net interest income $61,093
Provision for loan and lease losses $7,958
Total noninterest income $41,527
Fiduciary activities $5,184
Service charges on deposit accounts $8,011
Trading account gains & fees $0
Additional noninterest income $28,332
Total noninterest expense $76,942
Salaries and employee benefits $37,627
Premises and equipment expense $9,859
Additional noninterest expense $29,456
Pre-tax net operating income $17,720
Securities gains (losses) $0
Applicable income taxes $5,372
Income before extraordinary items $12,348
Extraordinary gains - net $0
Net income attributable to bank $12,348
Net charge-offs $0
Cash dividends $12,348
Sale, conversion, retirement of capital stock, net $5,681
Net operating income $6,052
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.25%
Cost of funding earning assets 0.56%
Net interest margin 3.68%
Noninterest income to earning assets 2.50%
Noninterest expense to earning assets 4.64%
Net operating income to assets 0.66%
Return on assets (ROA) 0.66%
Pretax return on assets 0.94%
Return on equity (ROE) 6.76%
Retained earnings to average equity (YTD only) 3.45%
Net charge-offs to loans 0.58%
Credit loss provision to net charge-offs 140.08%
Efficiency ratio4.52%
Assets per employee$74,259
Cash dividends to net income (YTD only)2.95%
Condition Ratios (%)
Loss allowance to loans 49.01%
Loss allowance to noncurrent loans 1.75%
Noncurrent assets plus other real estate owned to assets 52.55%
Noncurrent loans to loans 2.73%
Net loans and leases to deposits3.34%
Net loans and leases to core deposits 59.96%
Equity capital to assets 61.76%
Core capital (leverage) ratio 10.05%
Tier 1 risk-based capital ratio 9.15%
Total risk-based capital ratio 18.50%
Memoranda
Average assets$19
Average earning assets$1,877,973
Average equity $182,651
Average loans $1,658,512
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$2,402,698
Number of Accounts1
Personal trust and agency accounts$859,397
Employee benefit-defined contribution accounts$176,098
Employee benefit-defined benefit accounts$215,991
Other retirement accounts$28,630
Corporate trust and agency accounts$104,021
Investment management agency accounts$0
Other fiduciary accounts$226,172
Fiduciary accounts held in foreign offices$8,123
Non-managed Assets$100,362
Number of Accounts1570
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$88,664
Employee benefit-defined benefit accounts$0
Other retirement accounts$1,543,301
Corporate trust and agency accounts$228,623
Other fiduciary accounts$7,896
Fiduciary accounts held in foreign offices$14,589
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35 Arkansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02536Simmons First National Bank501 Main Street, Pine Bluff, AR 71611March 23, 1903Full Service Brick and Mortar
1202095Dollarway Branch4420 Dollarway Road, Pine Bluff, AR 71602March 26, 1958Full Service Brick and Mortar
2202096Oak Park Branch2628 West 28th Avenue, Pine Bluff, AR 71603July 08, 1959Full Service Brick and Mortar
3202097Jefferson Square Branch2711 Olive Street, Pine Bluff, AR 71603March 26, 1958Full Service Brick and Mortar
5202099Broadmoor Branch1809 East Harding Avenue, Pine Bluff, AR 71601August 22, 1967Full Service Brick and Mortar
6202100University Branch1704 University Drive, Pine Bluff, AR 71601September 08, 1975Full Service Brick and Mortar
8202102Watson Chapel Branch#30 Chapel Village, Pine Bluff, AR 71603August 15, 1980Full Service Brick and Mortar
12264410South Branch2305 Zero Street, Fort Smith, AR 72906June 30, 1986Full Service Brick and Mortar
14270518Stonewood Villge Branch7324 Rogers Avenue, Fort Smith, AR 72903January 01, 1933Full Service Brick and Mortar
17288180White Hall Branch8107 Dollarway Road, White Hall, AR 71602December 05, 1986Full Service Brick and Mortar
20247069Star City Branch300 North Lincoln Avenue, Star City, AR 71667October 16, 1989Full Service Brick and Mortar
21202103Financial Centre Parkway Branch11000 Financial Centre Parkway, Little Rock, AR 72211January 29, 1996Full Service Brick and Mortar
225563Charleston Branch521 East Main Street, Charleston, AR 72933June 01, 1910Full Service Brick and Mortar
24264404Albert Pike Branch4200 Rogers Avenue, Fort Smith, AR 72903January 01, 1920Full Service Brick and Mortar
25270537Brooken Hill Branch4101 Brooken Hill Drive, Fort Smith, AR 72908June 30, 1985Full Service Brick and Mortar
26218884Ozark Branch100 West Commercial Street, Ozark, AR 72949August 31, 1992Full Service Brick and Mortar
27202104Highway 10/Cantrell West Branch14220 Cantrell Road, Little Rock, AR 72223May 03, 1999Full Service Brick and Mortar
28271509Conway Branch600 Salem Road, Conway, AR 72034August 01, 1996Full Service Brick and Mortar
29271514Markham Branch1025 Markham, Conway, AR 72032December 23, 1997Full Service Brick and Mortar
30360072Downtown (Usable Bldg) Branch320 West Capitol Avenue, 1st Floor, Little Rock, AR 72201April 30, 2001Full Service Brick and Mortar
31361838Msrkham Branch8500 West Markham, Little Rock, AR 72205August 13, 2001Full Service Brick and Mortar
3216193Hardy Branch200 North Highway 63, Hardy, AR 72542October 12, 1912Full Service Brick and Mortar
333828Mammoth Springs Branch250 Main Street, Mammoth Spring, AR 72554Febuary 08, 1921Full Service Brick and Mortar
3432524Highway 65 South Branch1783 Highway 65 South, Clinton, AR 72031April 08, 1985Full Service Brick and Mortar
35258513Fairfield Bay Branch370 Dave Creek Parkway, Fairfield Bay, AR 72088September 28, 1987Full Service Brick and Mortar
36258514Bee Branch11241 Highway 65 South, Bee Branch, AR 72013March 08, 1989Full Service Brick and Mortar
37258515Mountain View Branch205 Sylamore Avenue, Mountain View, AR 72560January 03, 1994Full Service Brick and Mortar
389986Marshall Branch300 Us Hwy 65 North, Marshall, AR 72650Febuary 24, 1940Full Service Brick and Mortar
41444527Rodney Parham & Merrill Branch1717 Merrill Drive, Little Rock, AR 72212July 11, 2005Full Service Brick and Mortar
42444943Elsinger Boulevard Branch820 Elsinger Boulevard, Conway, AR 72032September 07, 2005Full Service Brick and Mortar
43445614Van Buren Branch1902 Fayetteville Road, Van Buren, AR 72956November 01, 2005Full Service Brick and Mortar
45450367Heights Branch1818 North Taylor Street, Little Rock, AR 72207March 13, 2006Full Service Brick and Mortar
46468167Lakewood Branch2401 Crestwood Road, North Little Rock, AR 72116August 13, 2007Full Service Brick and Mortar
47468168Indian Hills Branch6907 John F Kennedy Boulevard, North Little Rock, AR 72116August 13, 2007Full Service Brick and Mortar
48475456Uams Branch5000 West Markham Street, Little Rock, AR 72205March 20, 2008Full Service Brick and Mortar
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9 Kansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
5043732Olathe Branch11599 Ridgeview, Olathe, KS 66061January 01, 1956Full Service Brick and Mortar
5141417United Savings Branch8525 West Central, Wichita, KS 67202January 01, 1929Full Service Brick and Mortar
52282565Salina Branch317 South Santa Fe Avenue, Salina, KS 67401March 01, 1990Full Service Brick and Mortar
53282566South Ohio Street Branch1661 South Ohio Street, Salina, KS 67401July 01, 1994Full Service Brick and Mortar
5445542115100 Rosewood Branch15100 Rosewood, Leawood, KS 66224Febuary 01, 2005Full Service Brick and Mortar
5545542215670 West 135th Branch15670 W. 135th, Olathe, KS 66062July 01, 2001Full Service Brick and Mortar
564554232101 East Crawford Branch2101 East Crawford, Salina, KS 67401September 01, 2001Full Service Brick and Mortar
5745542412121 East 21st Street North Branch12121 East 21st Street North, Wichita, KS 67206April 01, 2005Full Service Brick and Mortar
58495502Overland Park Branch7400 W 135th St, Overland Park, KS 66223June 15, 2007Full Service Brick and Mortar
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1 Missouri Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
4957014Springfield Branch3333 East Battlefield, Springfield, MO 65804September 16, 1996Full Service Brick and Mortar
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