Simmons First National Bank in Pine Bluff, Arkansas (AR), KS, MO
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Simmons First National Bank in Pine Bluff, Arkansas (AR), KS, MO
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Simmons First National Bank - Overview

  • General
  • FDIC Certificate #: 3890
    Status: Active
    Federal Reserve ID: 663245
    Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
    Date Established: March 23, 1903
    WWW: http://www.simmonsfirst.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 45 (Domestic: 45, Interstate: Yes)
    OTS Docket #: 11473
    FDIC's unique #: 2536
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 15, 2010
    Last Structure Change Process Date: October 19, 2010
    Last Data Update: October 19, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 501 Main Street, Pine Bluff, AR 71611
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Pine Bluff, AR (#6240)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Pine Bluff, AR (#38220)
    CBSA Metro Statistical Area: Pine Bluff, AR (#38220)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,849.8 mil
    Equity capital: $185.9 mil
    Deposits held in domestic offices: $1,513.0 mil
    Return on assets (ROA): 0.66% ($12.2 mil)
    Quarterly return on assets: 0.63% ($11.7 mil)
    Return on Equity (ROE): 6.76% ($12.6 mil)
    Quarterly return on equity: 6.30% ($11.7 mil)
    Net income: $12.3 mil
    Quarterly Net income: $2.9 mil
    Pretax return on assets: 0.94% ($17,387.8 mil)
    Quarterly Pretax return on assets: 0.90% ($16,647.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 626Total employees (full-time equivalent)
  • $1,849,762Total assets
  • $435,302Cash and due from depository institutions
  • $414,389Interest-bearing balances
  • $314,065Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $907,106Net loans & leases
  • $16,182Loan loss allowance
  • $5,794Trading account assets
  • $45,630Bank premises and fixed assets
  • $19,662Other real estate owned
  • $19,140Goodwill and other intangibles
  • $1,849,762Life insurance assets
  • $103,063All other assets
  • $1,663,875Total liabilities and capital
  • $1,512,970Total liabilities
  • $1,124,897Total deposits
  • $1,512,970Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 89250.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $40,924Trading liabilities
  • $0Other borrowed funds
  • $20,731Subordinated debt
  • $185,887All other liabilities
  • $185,887Total equity capital
  • $185,887Total bank equity capital
  • $0Perpetual preferred stock
  • $35Common stock
  • $71,408Surplus
  • $114,444Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $10,353Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $30,795Income earned, not collected on loans
  • $2,572Earning assets
  • $7,551Long-term assets (5+ years)
  • $1,641,354Average Assets, year-to-date
  • $211,597Average Assets, quarterly
  • $1,877,973Volatile liabilities
  • $1,847,391Insider loans
  • $910,283FHLB advances
  • $1,840,093Loans and leases held for sale
  • $28,430Unused loan commitments
  • $25,664Tier 1 (core) risk-based capital
  • $168,382Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,766Total unused commitments
  • $504,177Restructured Loans and leases
  • $7,852Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $70,455Total interest income
  • $9,362Total interest expense
  • $61,093Net interest income
  • $7,958Provision for loan and lease losses
  • $41,527Total noninterest income
  • $5,184Fiduciary activities
  • $8,011Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28,332Additional noninterest income
  • $76,942Total noninterest expense
  • $37,627Salaries and employee benefits
  • $9,859Premises and equipment expense
  • $29,456Additional noninterest expense
  • $17,720Pre-tax net operating income
  • $0Securities gains (losses)
  • $5,372Applicable income taxes
  • $12,348Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,348Net income attributable to bank
  • $0Net charge-offs
  • $12,348Cash dividends
  • $5,681Sale, conversion, retirement of capital stock, net
  • $6,052Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.25%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 3.68%Net interest margin
  • 2.50%Noninterest income to earning assets
  • 4.64%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 6.76%Return on equity (ROE)
  • 3.45%Retained earnings to average equity (YTD only)
  • 0.58%Net charge-offs to loans
  • 140.08%Credit loss provision to net charge-offs
  • 4.52%Efficiency ratio
  • 74,259Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.01%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 52.55%Noncurrent assets plus other real estate owned to assets
  • 2.73%Noncurrent loans to loans
  • 3.34%Net loans and leases to deposits
  • 59.96%Net loans and leases to core deposits
  • 61.76%Equity capital to assets
  • 10.05%Core capital (leverage) ratio
  • 9.15%Tier 1 risk-based capital ratio
  • 18.50%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $1,877,973Average earning assets
  • $182,651Average equity
  • $1,658,512Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,402,698Managed Assets
  • 1Number of Accounts
  • $859,397Personal trust and agency accounts
  • $176,098Employee benefit-defined contribution accounts
  • $215,991Employee benefit-defined benefit accounts
  • $28,630Other retirement accounts
  • $104,021Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $226,172Other fiduciary accounts
  • $8,123Fiduciary accounts held in foreign offices
  • $100,362Non-managed Assets
  • 1570Number of Accounts
  • $0Personal trust and agency accounts
  • $88,664Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,543,301Other retirement accounts
  • $228,623Corporate trust and agency accounts
  • $7,896Other fiduciary accounts
  • $14,589Fiduciary accounts held in foreign offices

List of branches

  • 35 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02536Simmons First National Bank501 Main Street, Pine Bluff, AR 71611March 23, 1903Full Service Brick and Mortar
    1202095Dollarway Branch4420 Dollarway Road, Pine Bluff, AR 71602March 26, 1958Full Service Brick and Mortar
    2202096Oak Park Branch2628 West 28th Avenue, Pine Bluff, AR 71603July 08, 1959Full Service Brick and Mortar
    3202097Jefferson Square Branch2711 Olive Street, Pine Bluff, AR 71603March 26, 1958Full Service Brick and Mortar
    5202099Broadmoor Branch1809 East Harding Avenue, Pine Bluff, AR 71601August 22, 1967Full Service Brick and Mortar
    6202100University Branch1704 University Drive, Pine Bluff, AR 71601September 08, 1975Full Service Brick and Mortar
    8202102Watson Chapel Branch#30 Chapel Village, Pine Bluff, AR 71603August 15, 1980Full Service Brick and Mortar
    12264410South Branch2305 Zero Street, Fort Smith, AR 72906June 30, 1986Full Service Brick and Mortar
    14270518Stonewood Villge Branch7324 Rogers Avenue, Fort Smith, AR 72903January 01, 1933Full Service Brick and Mortar
    17288180White Hall Branch8107 Dollarway Road, White Hall, AR 71602December 05, 1986Full Service Brick and Mortar
    20247069Star City Branch300 North Lincoln Avenue, Star City, AR 71667October 16, 1989Full Service Brick and Mortar
    21202103Financial Centre Parkway Branch11000 Financial Centre Parkway, Little Rock, AR 72211January 29, 1996Full Service Brick and Mortar
    225563Charleston Branch521 East Main Street, Charleston, AR 72933June 01, 1910Full Service Brick and Mortar
    24264404Albert Pike Branch4200 Rogers Avenue, Fort Smith, AR 72903January 01, 1920Full Service Brick and Mortar
    25270537Brooken Hill Branch4101 Brooken Hill Drive, Fort Smith, AR 72908June 30, 1985Full Service Brick and Mortar
    26218884Ozark Branch100 West Commercial Street, Ozark, AR 72949August 31, 1992Full Service Brick and Mortar
    27202104Highway 10/Cantrell West Branch14220 Cantrell Road, Little Rock, AR 72223May 03, 1999Full Service Brick and Mortar
    28271509Conway Branch600 Salem Road, Conway, AR 72034August 01, 1996Full Service Brick and Mortar
    29271514Markham Branch1025 Markham, Conway, AR 72032December 23, 1997Full Service Brick and Mortar
    30360072Downtown (Usable Bldg) Branch320 West Capitol Avenue, 1st Floor, Little Rock, AR 72201April 30, 2001Full Service Brick and Mortar
    31361838Msrkham Branch8500 West Markham, Little Rock, AR 72205August 13, 2001Full Service Brick and Mortar
    3216193Hardy Branch200 North Highway 63, Hardy, AR 72542October 12, 1912Full Service Brick and Mortar
    333828Mammoth Springs Branch250 Main Street, Mammoth Spring, AR 72554Febuary 08, 1921Full Service Brick and Mortar
    3432524Highway 65 South Branch1783 Highway 65 South, Clinton, AR 72031April 08, 1985Full Service Brick and Mortar
    35258513Fairfield Bay Branch370 Dave Creek Parkway, Fairfield Bay, AR 72088September 28, 1987Full Service Brick and Mortar
    36258514Bee Branch11241 Highway 65 South, Bee Branch, AR 72013March 08, 1989Full Service Brick and Mortar
    37258515Mountain View Branch205 Sylamore Avenue, Mountain View, AR 72560January 03, 1994Full Service Brick and Mortar
    389986Marshall Branch300 Us Hwy 65 North, Marshall, AR 72650Febuary 24, 1940Full Service Brick and Mortar
    41444527Rodney Parham & Merrill Branch1717 Merrill Drive, Little Rock, AR 72212July 11, 2005Full Service Brick and Mortar
    42444943Elsinger Boulevard Branch820 Elsinger Boulevard, Conway, AR 72032September 07, 2005Full Service Brick and Mortar
    43445614Van Buren Branch1902 Fayetteville Road, Van Buren, AR 72956November 01, 2005Full Service Brick and Mortar
    45450367Heights Branch1818 North Taylor Street, Little Rock, AR 72207March 13, 2006Full Service Brick and Mortar
    46468167Lakewood Branch2401 Crestwood Road, North Little Rock, AR 72116August 13, 2007Full Service Brick and Mortar
    47468168Indian Hills Branch6907 John F Kennedy Boulevard, North Little Rock, AR 72116August 13, 2007Full Service Brick and Mortar
    48475456Uams Branch5000 West Markham Street, Little Rock, AR 72205March 20, 2008Full Service Brick and Mortar
  • 9 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    5043732Olathe Branch11599 Ridgeview, Olathe, KS 66061January 01, 1956Full Service Brick and Mortar
    5141417United Savings Branch8525 West Central, Wichita, KS 67202January 01, 1929Full Service Brick and Mortar
    52282565Salina Branch317 South Santa Fe Avenue, Salina, KS 67401March 01, 1990Full Service Brick and Mortar
    53282566South Ohio Street Branch1661 South Ohio Street, Salina, KS 67401July 01, 1994Full Service Brick and Mortar
    5445542115100 Rosewood Branch15100 Rosewood, Leawood, KS 66224Febuary 01, 2005Full Service Brick and Mortar
    5545542215670 West 135th Branch15670 W. 135th, Olathe, KS 66062July 01, 2001Full Service Brick and Mortar
    564554232101 East Crawford Branch2101 East Crawford, Salina, KS 67401September 01, 2001Full Service Brick and Mortar
    5745542412121 East 21st Street North Branch12121 East 21st Street North, Wichita, KS 67206April 01, 2005Full Service Brick and Mortar
    58495502Overland Park Branch7400 W 135th St, Overland Park, KS 66223June 15, 2007Full Service Brick and Mortar
  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    4957014Springfield Branch3333 East Battlefield, Springfield, MO 65804September 16, 1996Full Service Brick and Mortar

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