Bank of Indiana, National Association in Dana, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Indiana, National Association - Overview

  • General
  • FDIC Certificate #: 4331
    Status: Active
    Federal Reserve ID: 98548
    Bank Holding Company (Regulatory Top Holder): Indiana Bank Corp. (RSSDID: 3390935, Location: Dana, IN)
    Date Established: January 01, 1901
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 9519
    FDIC's unique #: 2843
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 24, 2007
    Last Structure Change Process Date: January 08, 2008
    Last Data Update: January 08, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 129 Maple Street, Dana, IN 47847
    County: Vermillion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Terre Haute, IN (#8320)
    Core Based Statistical Area (CBSA): Terre Haute, IN (#45460)
    CBSA Metro Statistical Area: Terre Haute, IN (#45460)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $108.4 mil
    Equity capital: $9.8 mil
    Deposits held in domestic offices: $97.8 mil
    Return on assets (ROA): -4.30% (-$4.6 mil)
    Quarterly return on assets: -13.46% (-$14.5 mil)
    Return on Equity (ROE): -39.81% (-$4.0 mil)
    Quarterly return on equity: -125.35% (-$12.5 mil)
    Net income: -$4.6 mil
    Quarterly Net income: -$3.5 mil
    Pretax return on assets: -4.30% (-$4,660.6 mil)
    Quarterly Pretax return on assets: -13.46% (-$14,588.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $108,387Total assets
  • $20,082Cash and due from depository institutions
  • $19,325Interest-bearing balances
  • $28,967Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $52,712Net loans & leases
  • $4,591Loan loss allowance
  • $0Trading account assets
  • $1,447Bank premises and fixed assets
  • $1,750Other real estate owned
  • $1,032Goodwill and other intangibles
  • $108,387Life insurance assets
  • $2,397All other assets
  • $98,549Total liabilities and capital
  • $97,772Total liabilities
  • $87,305Total deposits
  • $97,772Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 180.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $597Subordinated debt
  • $9,838All other liabilities
  • $9,838Total equity capital
  • $9,838Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $18,177Surplus
  • $-8,939Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,142Income earned, not collected on loans
  • $3,321Earning assets
  • $465Long-term assets (5+ years)
  • $101,004Average Assets, year-to-date
  • $30,424Average Assets, quarterly
  • $105,973Volatile liabilities
  • $103,776Insider loans
  • $56,834FHLB advances
  • $105,538Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,425Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,318Restructured Loans and leases
  • $100Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,507Total interest income
  • $800Total interest expense
  • $3,707Net interest income
  • $4,895Provision for loan and lease losses
  • $2,041Total noninterest income
  • $0Fiduciary activities
  • $112Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,929Additional noninterest income
  • $5,556Total noninterest expense
  • $1,941Salaries and employee benefits
  • $428Premises and equipment expense
  • $3,187Additional noninterest expense
  • -$4,703Pre-tax net operating income
  • $150Securities gains (losses)
  • $0Applicable income taxes
  • -$4,553Income before extraordinary items
  • $0Extraordinary gains - net
  • -$4,553Net income attributable to bank
  • $0Net charge-offs
  • -$4,553Cash dividends
  • $2,447Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 0.81%Cost of funding earning assets
  • 3.75%Net interest margin
  • 2.06%Noninterest income to earning assets
  • 5.62%Noninterest expense to earning assets
  • -4.44%Net operating income to assets
  • -4.30%Return on assets (ROA)
  • -4.30%Pretax return on assets
  • -39.81%Return on equity (ROE)
  • -39.81%Retained earnings to average equity (YTD only)
  • 4.07%Net charge-offs to loans
  • 200.04%Credit loss provision to net charge-offs
  • 0.08%Efficiency ratio
  • 95,668Assets per employee
  • 2.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 8.01%Loss allowance to noncurrent loans
  • 74.75%Noncurrent assets plus other real estate owned to assets
  • 7.28%Noncurrent loans to loans
  • 10.72%Net loans and leases to deposits
  • 53.91%Net loans and leases to core deposits
  • 62.64%Equity capital to assets
  • 9.08%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 16.58%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $105,973Average earning assets
  • $11,437Average equity
  • $98,887Average loans

List of branches

  • 4 Indiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02843Bank Of Indiana, National Association129 Maple Street, Dana, IN 47847January 01, 1901Full Service Brick and Mortar
    3217860North Judson Branch302 Keller Avenue, North Judson, IN 46366November 15, 1999Full Service Brick and Mortar
    4365612Hamlet Branch100 East Short Street, Hamlet, IN 46532November 14, 2002Full Service Brick and Mortar
    6493824Bargersville Branch50 South State Road 135, Bargersville, IN 46106March 03, 2009Full Service Brick and Mortar

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