The Morris Plan Company of Terre Haute, Inc. in Terre Haute, Indiana (IN)

Show street view No street view available for this location

The Morris Plan Company of Terre Haute, Inc. routing number info

Table of contents:
The Morris Plan Company of Terre Haute, Inc.
GeneralFDIC Certificate #: 32907
Status: Active
Federal Reserve ID: 1826382
Bank Holding Company (Regulatory Top Holder): First Financial Corporation (RSSDID: 1208595, Location: Terre Haute, IN)
Date Established: July 27, 1962
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 11195
FDIC's unique #: 45819
Numeric code: 23
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Consumer Lending Specialization
Date of Deposit Insurance: March 23, 1990
Last Structure Change Effective Date: August 15, 2007
Last Structure Change Process Date: August 15, 2007
Last Data Update: August 15, 2007
Data Source Date: April 05, 2012
LocationAddress: 817 Wabash Avenue, Terre Haute, IN 47808
County: Vigo
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Terre Haute, IN (#8320)
Core Based Statistical Area (CBSA): Terre Haute, IN (#45460)
CBSA Metro Statistical Area: Terre Haute, IN (#45460)
Financial SummaryTotal assets: $71.9 mil
Equity capital: $13.4 mil
Deposits held in domestic offices: $56.0 mil
Return on assets (ROA): 4.60% ($3.3 mil)
Quarterly return on assets: 4.48% ($3.2 mil)
Return on Equity (ROE): 26.35% ($3.4 mil)
Quarterly return on equity: 24.22% ($3.1 mil)
Net income: $3.2 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 7.61% ($5,473.6 mil)
Quarterly Pretax return on assets: 7.16% ($5,149.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)22
Total assets$71,926
Cash and due from depository institutions$834
Interest-bearing balances$103
Federal funds sold & reverse repurchase agreements$3,800
Net loans & leases$60,047
Loan loss allowance $3,143
Trading account assets$0
Bank premises and fixed assets$20
Other real estate owned$165
Goodwill and other intangibles$0
All other assets$6,243
Life insurance assets$71,926
Total liabilities and capital$58,511
Total liabilities$56,039
Total deposits$55,773
Interest-bearing deposits$56,039
Deposits held in domestic offices$94
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,000
Other borrowed funds $0
Subordinated debt $472
All other liabilities $13,415
Total equity capital$13,415
Total bank equity capital$13,415
Perpetual preferred stock$0
Common stock$59
Undivided profits $10,785
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,039
Earning assets $0
Long-term assets (5+ years) $545
Average Assets, year-to-date $64,767
Average Assets, quarterly $17,328
Volatile liabilities $68,581
Insider loans $70,748
FHLB advances $63,379
Loans and leases held for sale $71,023
Unused loan commitments $2,074
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $13,322
Total risk weighted assets $1,054
Total unused commitments $1,020
Restructured Loans and leases $76
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $9,248
Total interest expense $1,164
Net interest income $8,084
Provision for loan and lease losses $930
Total noninterest income $69
Fiduciary activities $0
Service charges on deposit accounts $1
Trading account gains & fees $0
Additional noninterest income $68
Total noninterest expense $2,002
Salaries and employee benefits $879
Premises and equipment expense $150
Additional noninterest expense $973
Pre-tax net operating income $5,221
Securities gains (losses) $0
Applicable income taxes $2,069
Income before extraordinary items $3,152
Extraordinary gains - net $0
Net income attributable to bank $3,152
Net charge-offs $0
Cash dividends $3,152
Sale, conversion, retirement of capital stock, net $1,108
Net operating income $280
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets14.98%
Cost of funding earning assets 1.89%
Net interest margin 13.10%
Noninterest income to earning assets 0.11%
Noninterest expense to earning assets 3.24%
Net operating income to assets 4.60%
Return on assets (ROA) 4.60%
Pretax return on assets 7.61%
Return on equity (ROE) 26.35%
Retained earnings to average equity (YTD only) 24.01%
Net charge-offs to loans 1.79%
Credit loss provision to net charge-offs 83.94%
Efficiency ratio5.55%
Assets per employee$24,555
Cash dividends to net income (YTD only)3.27%
Condition Ratios (%)
Loss allowance to loans 8.88%
Loss allowance to noncurrent loans 4.97%
Noncurrent assets plus other real estate owned to assets 302.50%
Noncurrent loans to loans 1.67%
Net loans and leases to deposits1.64%
Net loans and leases to core deposits 107.15%
Equity capital to assets 116.58%
Core capital (leverage) ratio 18.65%
Tier 1 risk-based capital ratio 18.76%
Total risk-based capital ratio 21.02%
Average assets$22
Average earning assets$68,581
Average equity $11,962
Average loans $61,722
Back to page top, Back to table top

1 Indiana Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
045819The Morris Plan Company Of Terre Haute, Inc.817 Wabash Avenue, Terre Haute, IN 47808July 27, 1962Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Morris Plan Company of Terre Haute, Inc..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.