Bank of Kansas in South Hutchinson, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Kansas - Overview

  • General
  • FDIC Certificate #: 17378
    Status: Active
    Federal Reserve ID: 587350
    Bank Holding Company (Regulatory Top Holder): Southwest Bancorp, Inc. (RSSDID: 1062621, Location: Stillwater, OK)
    Date Established: October 09, 1907
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 11381
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 15, 1954
    Last Structure Change Effective Date: Febuary 01, 2010
    Last Structure Change Process Date: Febuary 05, 2010
    Last Data Update: Febuary 05, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 524 N. Main Street, South Hutchinson, KS 67505
    County: Reno
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hutchinson, KS (#26740)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $330.0 mil
    Equity capital: $41.8 mil
    Deposits held in domestic offices: $281.3 mil
    Return on assets (ROA): 0.33% ($1.1 mil)
    Quarterly return on assets: 0.39% ($1.3 mil)
    Return on Equity (ROE): 2.68% ($1.1 mil)
    Quarterly return on equity: 3.08% ($1.3 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.53% ($1,748.8 mil)
    Quarterly Pretax return on assets: 0.53% ($1,748.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 63Total employees (full-time equivalent)
  • $329,955Total assets
  • $64,739Cash and due from depository institutions
  • $60,874Interest-bearing balances
  • $35,042Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $197,049Net loans & leases
  • $4,922Loan loss allowance
  • $0Trading account assets
  • $4,544Bank premises and fixed assets
  • $6,782Other real estate owned
  • $8,003Goodwill and other intangibles
  • $329,955Life insurance assets
  • $13,796All other assets
  • $288,138Total liabilities and capital
  • $281,308Total liabilities
  • $206,328Total deposits
  • $281,308Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,000Trading liabilities
  • $0Other borrowed funds
  • $1,830Subordinated debt
  • $41,817All other liabilities
  • $41,817Total equity capital
  • $41,817Total bank equity capital
  • $0Perpetual preferred stock
  • $3,125Common stock
  • $32,385Surplus
  • $6,307Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $5,493Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,341Income earned, not collected on loans
  • $76Earning assets
  • $1,205Long-term assets (5+ years)
  • $292,965Average Assets, year-to-date
  • $56,317Average Assets, quarterly
  • $334,090Volatile liabilities
  • $329,902Insider loans
  • $189,837FHLB advances
  • $322,852Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $33,325Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $16,340Restructured Loans and leases
  • $1,185Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,443Total interest income
  • $2,105Total interest expense
  • $12,338Net interest income
  • $3,309Provision for loan and lease losses
  • $1,933Total noninterest income
  • $0Fiduciary activities
  • $1,353Service charges on deposit accounts
  • $0Trading account gains & fees
  • $580Additional noninterest income
  • $9,181Total noninterest expense
  • $3,286Salaries and employee benefits
  • $1,341Premises and equipment expense
  • $4,554Additional noninterest expense
  • $1,781Pre-tax net operating income
  • $0Securities gains (losses)
  • $680Applicable income taxes
  • $1,101Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,101Net income attributable to bank
  • $0Net charge-offs
  • $1,101Cash dividends
  • $3,595Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 0.71%Cost of funding earning assets
  • 4.19%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 0.33%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 2.68%Return on equity (ROE)
  • 2.68%Retained earnings to average equity (YTD only)
  • 1.68%Net charge-offs to loans
  • 92.04%Credit loss provision to net charge-offs
  • 1.42%Efficiency ratio
  • 61,825Assets per employee
  • 5.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.44%Loss allowance to noncurrent loans
  • 43.40%Noncurrent assets plus other real estate owned to assets
  • 5.49%Noncurrent loans to loans
  • 5.62%Net loans and leases to deposits
  • 70.05%Net loans and leases to core deposits
  • 75.03%Equity capital to assets
  • 12.67%Core capital (leverage) ratio
  • 10.32%Tier 1 risk-based capital ratio
  • 17.55%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $334,090Average earning assets
  • $41,146Average equity
  • $294,474Average loans

Total Fiduciary and Related Assets (December 31, 2010)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $37,043Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 555Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $37,043Other retirement accounts
  • $124Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $36,919Fiduciary accounts held in foreign offices

List of branches

  • 8 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011381Bank Of Kansas524 N. Main Street, South Hutchinson, KS 67505October 09, 1907Full Service Brick and Mortar
    1241553Hutchinson Branch100 East 30th, Hutchinson, KS 67502September 30, 1996Full Service Brick and Mortar
    2366066Wichita Branch8415 East 21st Street, Suite 150, Wichita, KS 67206November 12, 2003Full Service Brick and Mortar
    33058Anthony BranchMain And Bluff Streets, Anthony, KS 67003September 21, 1885Full Service Brick and Mortar
    4203928Wichita Branch10111 West 21st St. North, Wichita, KS 67205December 15, 1995Full Service Brick and Mortar
    53112Harper Branch1002 Central Street, Harper, KS 67058July 01, 1882Full Service Brick and Mortar
    611618Mayfield BranchFront And Osborne Streets, Mayfield, KS 67103October 20, 1908Full Service Brick and Mortar
    7424613Johncon County Branch14435 Metcalf Avenue, Overland Park, KS 66223December 04, 2003Full Service Brick and Mortar

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