The First National Bank of Hutchinson in Hutchinson, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The First National Bank of Hutchinson in Hutchinson, Kansas (KS)
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The First National Bank of Hutchinson - Overview

  • General
  • FDIC Certificate #: 4697
    Status: Active
    Federal Reserve ID: 754853
    Bank Holding Company (Regulatory Top Holder): First Kansas Bancshares, Inc. (RSSDID: 1139354, Location: Hutchinson, KS)
    Date Established: May 02, 1876
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 12743
    FDIC's unique #: 3123
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 10, 2010
    Last Structure Change Process Date: May 20, 2010
    Last Data Update: May 20, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 North Main Street, Hutchinson, KS 67501
    County: Reno
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hutchinson, KS (#26740)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $553.5 mil
    Equity capital: $60.8 mil
    Deposits held in domestic offices: $466.5 mil
    Return on assets (ROA): 0.81% ($4.5 mil)
    Quarterly return on assets: 0.78% ($4.3 mil)
    Return on Equity (ROE): 7.42% ($4.5 mil)
    Quarterly return on equity: 7.02% ($4.3 mil)
    Net income: $4.4 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.99% ($5,480.1 mil)
    Quarterly Pretax return on assets: 0.80% ($4,428.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 162Total employees (full-time equivalent)
  • $553,542Total assets
  • $48,224Cash and due from depository institutions
  • $37,940Interest-bearing balances
  • $229,925Securities
  • $13,735Federal funds sold & reverse repurchase agreements
  • $233,771Net loans & leases
  • $3,549Loan loss allowance
  • $0Trading account assets
  • $9,214Bank premises and fixed assets
  • $201Other real estate owned
  • $599Goodwill and other intangibles
  • $553,542Life insurance assets
  • $17,873All other assets
  • $492,225Total liabilities and capital
  • $466,466Total liabilities
  • $353,753Total deposits
  • $466,466Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 9604.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $12,500Trading liabilities
  • $0Other borrowed funds
  • $3,655Subordinated debt
  • $61,317All other liabilities
  • $60,815Total equity capital
  • $60,815Total bank equity capital
  • $0Perpetual preferred stock
  • $2,257Common stock
  • $45,022Surplus
  • $13,536Undivided profits
  • Memoranda
  • $502Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,310Income earned, not collected on loans
  • $0Earning assets
  • $2,475Long-term assets (5+ years)
  • $515,371Average Assets, year-to-date
  • $105,427Average Assets, quarterly
  • $541,655Volatile liabilities
  • $548,973Insider loans
  • $307,540FHLB advances
  • $537,817Loans and leases held for sale
  • $1,810Unused loan commitments
  • $457Tier 1 (core) risk-based capital
  • $57,197Tier 2 risk-based capital
  • $1,353Total risk weighted assets
  • $0Total unused commitments
  • $83,095Restructured Loans and leases
  • $3,169Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $17,964Total interest income
  • $3,524Total interest expense
  • $14,440Net interest income
  • $250Provision for loan and lease losses
  • $8,139Total noninterest income
  • $4,769Fiduciary activities
  • $2,146Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,224Additional noninterest income
  • $17,003Total noninterest expense
  • $9,798Salaries and employee benefits
  • $1,886Premises and equipment expense
  • $5,319Additional noninterest expense
  • $5,326Pre-tax net operating income
  • $13Securities gains (losses)
  • $978Applicable income taxes
  • $4,361Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,361Net income attributable to bank
  • $0Net charge-offs
  • $4,361Cash dividends
  • $636Sale, conversion, retirement of capital stock, net
  • $1,445Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.56%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 2.86%Net interest margin
  • 1.61%Noninterest income to earning assets
  • 3.37%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 7.42%Return on equity (ROE)
  • 4.96%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 39.31%Credit loss provision to net charge-offs
  • 8.77%Efficiency ratio
  • 74,755Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.13%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 270.92%Noncurrent assets plus other real estate owned to assets
  • 0.27%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 50.12%Net loans and leases to core deposits
  • 51.63%Equity capital to assets
  • 10.99%Core capital (leverage) ratio
  • 10.64%Tier 1 risk-based capital ratio
  • 18.60%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $541,655Average earning assets
  • $58,742Average equity
  • $504,325Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $790,976Managed Assets
  • 1Number of Accounts
  • $481,886Personal trust and agency accounts
  • $221,993Employee benefit-defined contribution accounts
  • $9,776Employee benefit-defined benefit accounts
  • $3Other retirement accounts
  • $56,366Corporate trust and agency accounts
  • $1,158Investment management agency accounts
  • $152,686Other fiduciary accounts
  • $39,904Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1149Number of Accounts
  • $0Personal trust and agency accounts
  • $47,205Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $309,090Other retirement accounts
  • $7,483Corporate trust and agency accounts
  • $123,463Other fiduciary accounts
  • $11,322Fiduciary accounts held in foreign offices

List of branches

  • 7 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03123The First National Bank Of Hutchinso1 North Main Street, Hutchinson, KS 67501May 02, 1876Full Service Brick and Mortar
    1203997East Third Branch330 East Third Avenue, Hutchinson, KS 67501May 07, 1971Full Service Brick and Mortar
    2203998Drive-In Branch14 South Washington Street, Hutchinson, KS 67501October 06, 1973Limited Service Facility
    3203999North Main Branch2501 North Main Street, Hutchinson, KS 67501December 19, 1977Full Service Brick and Mortar
    4204000Dillons Branch517 East 30th, Hutchinson, KS 67502May 28, 1996Full Service Brick and Mortar
    5429713East 17th Branch1525 East 17th, Hutchinson, KS 67501June 28, 2004Full Service Brick and Mortar
    611566Haven Branch101 North Kansas Street, Haven, KS 67543January 01, 1934Full Service Brick and Mortar

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