Bank of Lake Village in Lake Village, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Lake Village - Overview

  • General
  • FDIC Certificate #: 15547
    Status: Active
    Federal Reserve ID: 476445
    Bank Holding Company (Regulatory Top Holder): Southeast Arkansas Bank Corporation (RSSDID: 1137033, Location: Lake Village, AR)
    Date Established: January 01, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 11215
    FDIC's unique #: 9841
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 12, 2011
    Last Structure Change Process Date: August 26, 2011
    Last Data Update: August 26, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 Main Street, Lake Village, AR 71653
    County: Chicot
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
  • Financial Summary
  • Total assets: $60.0 mil
    Equity capital: $6.5 mil
    Deposits held in domestic offices: $53.4 mil
    Return on assets (ROA): 0.70% ($0.4 mil)
    Quarterly return on assets: 0.39% ($0.2 mil)
    Return on Equity (ROE): 6.38% ($0.4 mil)
    Quarterly return on equity: 3.60% ($0.2 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.98% ($588.0 mil)
    Quarterly Pretax return on assets: 0.36% ($216.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $59,996Total assets
  • $2,183Cash and due from depository institutions
  • $767Interest-bearing balances
  • $16,512Securities
  • $12,850Federal funds sold & reverse repurchase agreements
  • $25,382Net loans & leases
  • $514Loan loss allowance
  • $0Trading account assets
  • $1,212Bank premises and fixed assets
  • $249Other real estate owned
  • $0Goodwill and other intangibles
  • $59,996Life insurance assets
  • $1,608All other assets
  • $53,532Total liabilities and capital
  • $53,420Total liabilities
  • $39,273Total deposits
  • $53,420Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $112Subordinated debt
  • $6,464All other liabilities
  • $6,464Total equity capital
  • $6,464Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $3,550Surplus
  • $2,314Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,434Income earned, not collected on loans
  • $2,140Earning assets
  • $720Long-term assets (5+ years)
  • $55,511Average Assets, year-to-date
  • $14,762Average Assets, quarterly
  • $58,409Volatile liabilities
  • $59,156Insider loans
  • $28,179FHLB advances
  • $59,217Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,284Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,512Restructured Loans and leases
  • $2,425Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,458Total interest income
  • $303Total interest expense
  • $2,155Net interest income
  • $0Provision for loan and lease losses
  • $185Total noninterest income
  • $0Fiduciary activities
  • $127Service charges on deposit accounts
  • $0Trading account gains & fees
  • $58Additional noninterest income
  • $1,802Total noninterest expense
  • $888Salaries and employee benefits
  • $243Premises and equipment expense
  • $671Additional noninterest expense
  • $538Pre-tax net operating income
  • $34Securities gains (losses)
  • $165Applicable income taxes
  • $407Income before extraordinary items
  • $0Extraordinary gains - net
  • $407Net income attributable to bank
  • $0Net charge-offs
  • $407Cash dividends
  • $104Sale, conversion, retirement of capital stock, net
  • $562Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.60%Yield on earning assets
  • 0.57%Cost of funding earning assets
  • 4.03%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.37%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.70%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 6.38%Return on equity (ROE)
  • -2.43%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 5.17%Efficiency ratio
  • 77,009Assets per employee
  • 3.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 138.08%Loss allowance to loans
  • 1.98%Loss allowance to noncurrent loans
  • 21.12%Noncurrent assets plus other real estate owned to assets
  • 4.47%Noncurrent loans to loans
  • 9.40%Net loans and leases to deposits
  • 47.51%Net loans and leases to core deposits
  • 47.78%Equity capital to assets
  • 10.77%Core capital (leverage) ratio
  • 10.61%Tier 1 risk-based capital ratio
  • 22.30%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $58,409Average earning assets
  • $6,380Average equity
  • $53,435Average loans

List of branches

  • 2 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09841Bank Of Lake Village101 Main Street, Lake Village, AR 71653January 01, 1934Full Service Brick and Mortar
    1234524Highway BranchU.S. Highway 65/82, Lake Village, AR 71653December 29, 1975Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Lake Village.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents